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Nicholasville, KY Home Values & Insurance Rates

Nicholasville, KY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 466 6.0% $132
$80,000 to $89,999 356 4.0% $459
$90,000 to $99,999 568 7.0% $513
$100,000 to $124,999 1,305 16.0% $591
$125,000 to $149,999 1,592 20.0% $746
$150,000 to $174,999 1,014 13.0% $879
$175,000 to $199,999 647 8.0% $1019
$200,000 to $249,999 770 10.0% $1221
$250,000 to $299,999 343 4.0% $1493
$300,000 to $399,999 437 5.0% $1898

Nicholasville Renters Insurance as a Percentage of Rent

Nicholasville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 90 1.0% $339
$200 to $299 69 1.0% $789
$300 to $499 489 10.0% $1239
$500 to $749 1,777 38.0% $1914
$750 to $999 1,499 32.0% $2664
$1,000 to $1,499 601 13.0% $3789

Example Nicholasville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceNationwide Insurance
Monthly Premium 614490
Year Built 200920101990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Nicholasville, KY

Home Insurance Company Near Nicholasville, KY Homeowners Insurance Agency Near Nicholasville, KY Address Distance from Nicholasville, KY (miles)
Nationwide Albert Gala 301 Boone Ave, Winchester, KY, 40391-2324 21.5
Travelers First Insurance Group Frankfort Inc 1510 LOUISVILLE RD, FRANKFORT, KY, 40601 30.5
Travelers Richards Insurance Inc 682 TETON TR, FRANKFORT, KY, 40602 30.4
Travelers Sharon Ison Insurance Llc SHARON@ISONINSURANCELLC.COM, LEXINGTON, KY, 40513 11.8
Travelers Strong Agency Llc 80 CODELL DR STE 120, LEXINGTON, KY, 40509 12.3


Estimated Home Insurance By Street Area Near Nicholasville, KY

Nicholasville Area Estimated House Insurance
Dove Run, Nottaway Dr, Parker Pl, Terra Bianca, Madonna Dr, High Point Dr, Susan Trce, Faulconer Dr, Camp Daniel Boone Rd, Garden Park Dr$800
Ware Blvd, Griffin Dr, Kalla Dr, Collins Dr, Bristol Ave, Cloverdale Dr, Corman Dr, Asheville Dr, Bass Pond Glen Dr, Lake Country Rd$797
May Ct, Barberry Ln, Olivia Dr, Memorial Dr, Imperial Pointe, Tenhob Dr, McPeek Pl, E Maple St, Jefferson St, Maplenut Cir$771
Windsor Way, Marshall Branch Rd, Nave Pl, Cobb Ln, Portland Way, Perry Dr, Greenbriar Dr, Knight Dr, Gainesville Dr, Jennifer Dr$773
Hawthorne Dr, Sandee Dr, W Elm St, Chrisman Mill Rd, Jonabelle Ct, Grosser St, Hall Rd, Danville Loop 2 Rd, Natchez Trce, Little Tunnel Rd$830

Nicholasville, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Nicholasville Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Nicholasville Home Owner from High Deductible Plan $1,200

Nicholasville, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nicholasville, KY Home Replacement Value MORE than Home Value Nicholasville, KY Home Replacement Value LESS than Home Value
Replacement Value $212,000 $119,500
Insurance Premium based on Replacement Value $1,225 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $300/year