Newnan Insurance Rates:

Newnan, GA home insurance is nearly $770 to $1,046, about $64-$87/month. Our thorough analysis shows customers can save as much as $363 by getting multiple quotes

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Newnan Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $450/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Baths 2100 sqft Rental Property Constructed In 2004 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $330/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $420,000

4 Beds, 4 Bath 3380 sqft Rental Property Constructed In 2013 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Female who has a Full Time Job with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $210/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 1300 sqft Vacation Property Constructed In 2001 with Linoleum, Composition Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

55 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $520/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Bath 2420 sqft Seasonal Residence Constructed In 1992 with Stone Flooring, Composition Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Fire Extinguisher, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Male who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $650/8 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $195,000

3 Beds, 3 Baths 1890 sqft Seasonal Residence Constructed In 2002 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $380/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

5 Beds, 5 Baths 1770 sqft Seasonal Residence Constructed In 2008 with Wood Flooring, Metal Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Married Female who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $320/7 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1260 sqft Vacation Property Constructed In 2008 with Ceramic Tile Flooring, Membrane Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Single Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $620/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $300,000

5 Beds, 5 Baths 3590 sqft Primary Residence Constructed In 2014 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Divorced Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $510/5 months for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $215,000

2 Beds, 2 Bath 2790 sqft Rental Property Constructed In 1991 with Carpet Flooring, Metal Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Indoor Sprinklers, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

Newnan, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30265 $191,000 $930

Newnan Rates & Quotes Analysis:

Newnan Area Estimated House Insurance
Young Ave, Forest Rd, Timber Ln, Cypress Dr, Lovelace St, Johnny Otis Walker Dr, Brandon Ln, Hyde Cir, Aster Ct, Hudgen Rd$886
Whitewater Pl, Brooke Ct, Barber Cir, John Boy Trl, Highlands Pt, Collinsworth Rd, Cook Rd, Yeager Dr, Knollwood Ct, Ashland Grove$931
Pine Rd, Nury Trce, Hidden Brook Trl, Old State Hwy 34, Mayo Royal Rd, Blue Ridge Dr, 5th St, Binion Ct, Andover Ct, Baker Rd$907
Camden Cir, Riverside Pkwy, E Wedgewood Cir, Evan Ct, Fair St, Crepe Myrtle Dr, Turkey Creek Rd, N Alexander Creek Rd, Barberry Dr, Potomac Trl$883
Links Ct, Greison Trl, Coot White Rd, Potts Pl, Nash Island Ln, Jack Russell Rd, Forrest Dr, Lyndhurst Way, Robinson St, Village Pass$934
Yeager Rd, Ironwood Ct, Winfield Dr, Ter Park, Portico Pl, Indian Bluff Dr, Berkeley Pl, Duncan St, Maxwell Pl, Atkinson St$891
Bowers Dr, Priscilla Way, Peachtree Ln, Beasley St, Hearthstone Dr E, Sullivan Rd, Turkey Creek Dr, Beaupel St, Martins Pond, Springview Pl$876
Farmer St, Temple Ave W, Basswood Way, Poplar Rd, Mallard Ln, Tillinghast Trce, Young Rd, Madrid Ave, Sagewood Ct, North Ave$885
Darby Dr, Adcock Rd, Hammett Cir, Stella Wynn Rd, Beveerly Farms Dr, Bill Cline Exd, Domineck St, Meridian Dr, Northgate Crossing Dr, Twelve Springs Dr$897
Flat Rock Rd, 2nd St, Frank Rd, David Ln, Trilllium Way, Augusta Dr, Brandy Ln, Belmont Park Ln, Saratoga Pl, Bob Brewster Rd$886

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,519 Homes (14% of total) built between 1980 to 1989 in Newnan are paying home insurance between $1,355-$1,368 and varies from Chattahoochee Hills (+$25), Turin (+$45), Tyrone (+$51), East Newnan (-$54) and Grantville (-$46).
  • Bedrooms: 8,277 4 bedrooms homes (21% of total homes ) in Newnan are paying about $1,189 and differs from Chattahoochee Hills (+$22), Turin (+$41), Tyrone (+$45), Coweta County (-$3) and Grantville (-$39).
  • Auto Insurance Bundling: 12,123 Households (46% of all households) in Newnan have 2 vehicles available and when it is bundled with home insurance you can save $181. Discounts for similar bundling in close by locations such as Coweta County, East Newnan, Grantville come to $181, $174, $175 respectively.
  • Senior Discounts: 10,390 seniors (more than 55 years) occupied housing units (40% of total) in Newnan get discounts between $135 to $138. The comparative concessions in proximate regions such as Coweta County, East Newnan and Grantville are $135, $130 and $131 respectively.
  • New Homes discounts: New homes such as the 26,372 homes built between 2000 to 2009 in Newnan can save $181 and similar new home insurance discounts in nearby towns and cities like Coweta County, East Newnan and Grantville are $181, $174 and $175 respectively.

Newnan Homeowners insurance Facts

  • Newnan, GA has 25,825 owner occupied houses which is 71.3% of all units whereas Coweta County, East Newnan and Grantville have 73.66%, 43.12% and 77.42% respectively.
  • Newnan, GA homeowners yearly insurance price at $908 is 0.51% of the typical house value of $179,700 which is in contrast with 0.52% in Coweta County, 0.77% at East Newnan & 0.72% in Grantville.
  • Homeowners in Newnan, GA pay 5.19% of their income ($15,000 to $19,999) in insurance whereas homeowners in Coweta County, East Newnan and Grantville pay 5.18%, 4.98% and 5.02% respectively.
  • Newnan, GA’s insurance is 5.1% of monthly housing costs of $1,482/month, for owners with a mortgage compared to 5.17% in Coweta County, 9.29% at East Newnan & 6.15% in Grantville. But, for households without a mortgage, insurance is 17.1% of costs ($442 in Newnan, GA) in contrast with 17.56% in Coweta County, 28.72% at East Newnan & 21.02% in Grantville.

Newnan, GA Home Values & Insurance rates

For example, insurance for 785 Homes (3.0% of total homes ) valued between $90,000 to $99,999 in Newnan, GA is about $472. Rates in nearby areas in such as Chattahoochee Hills, Turin, Fairplay are cheaper by $65, $97, $65 respectively while Coweta County and Grantville are costlier by $17 and $204 respectively for similar homes.

Newnan, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 985 4.0% $118
$60,000 to $69,999 381 1.0% $326
$70,000 to $79,999 302 1.0% $372
$80,000 to $89,999 553 2.0% $426
$90,000 to $99,999 785 3.0% $472
$100,000 to $124,999 2,377 9.0% $553
$125,000 to $149,999 2,982 12.0% $690
$150,000 to $174,999 3,838 15.0% $817
$175,000 to $199,999 2,801 11.0% $944
$200,000 to $249,999 4,163 17.0% $1135
$250,000 to $299,999 2,427 10.0% $1389
$300,000 to $399,999 2,238 9.0% $1761

Renters Insurance in Newnan

  • Average Renters Insurance in Newnan :  $205($17/month)

  • Median Gross Rent in Newnan :  $914

  • Newnan Renters Insurance to Median Rent Ratio:  1.86%

  • Average household size of renter-occupied unit :  2.62

Newnan Renters Insurance as a Percentage of Rent

Newnan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 354 3.0% $801
$300 to $499 534 5.0% $1251
$500 to $749 1,931 19.0% $1926
$750 to $999 3,187 32.0% $2676
$1,000 to $1,499 2,855 28.0% $3801
$1,500 or more 964 9.0% $5451

Rent Affordability in Newnan:

Approximately 45.0% (4,728) of households are spending more than 35% of their income on gross rent in Newnan

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,314 12.0%
15.0 to 19.9 percent 993 9.0%
20.0 to 24.9 percent 1,410 13.0%
25.0 to 29.9 percent 1,184 11.0%
30.0 to 34.9 percent 789 7.0%
35.0 percent or more 4,728 45.0%

Protective device discount in Newnan Up to :  $30

Claims-free discount in Newnan Up to :  $41