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New Providence, NJ Home Values & Insurance Rates

New Providence, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7 1.0% $37
$70,000 to $79,999 10 2.0% $112
$150,000 to $174,999 22 5.0% $252
$200,000 to $249,999 48 11.0% $346
$250,000 to $299,999 80 19.0% $431
$300,000 to $399,999 246 59.0% $543

New Providence Renters Insurance as a Percentage of Rent

New Providence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 19 1.0% $744
$500 to $749 14 1.0% $1869
$750 to $999 53 5.0% $2619
$1,000 to $1,499 639 64.0% $3744
$1,500 or more 260 26.0% $5394

Example New Providence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 22793138
Year Built 197819421953
Home Details 5 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount More than 10000000$400000-$500000$500000-$600000
Deductible > $10,000 Deductible> $10,000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near New Providence, NJ

Home Insurance Company Near New Providence, NJ Homeowners Insurance Agency Near New Providence, NJ Address Distance from New Providence, NJ (miles)
Menachem Lezer D/B/A Pinkas Lezer Insurance Brokerage 1425 47Th St Brooklyn, NYC, NY, 11219 22.4
Fiorentino Anillo Insurance And Finance 3500 Palisades Avenue Union City, Union City, NJ, 7087 20.6
The Coughlin Group 178 Myrtle Blvd Ste 1 , Larchmont, NY, 10538 37.4
State Farm Gary Hughes 157 Prospect Plains Rd, Monroe, NJ, 08831-3710 26.2
Liberty Mutual Independent Otterstedt Agency 540 SYLVAN AVENUE, ENGLEWOOD CLIFFS, NJ, 7632 27.1

Estimated Home Insurance By Street Area Near New Providence, NJ

New Providence Area Estimated House Insurance
Mill Pond Rd, Gold Ct, Farm Gate Rd, Magnolia Dr, Etmore Pl, Princeton Dr, 8th St, Nassau Pl, Pine Ct, Glenbrook Rd$919
Crane Cir, Wilber St, Oldwood Rd, Barberry Ln, Laurel Dr, Hilary Pl, Foley Pl, Cross Way, Chanlon Rd, Hathaway Dr$919
Ashwood Rd, Pine Way, Primrose Dr, Pewter Ln, Douglas St, Holmes Oval, Woodruff Ct, Commerce Dr, Dogwood Ln, Academy St$920
The Fellsway, Oxbow Dr, Warner Pl, E 5th St, Pioneer Dr, Hillside Ter, Verona Rd, Brook Rd, Club Dr, Gales Dr$931
Walton Ave, Hickory Pl, Fox Run, Johnson Dr, Hansell Rd, Diamond Hill Rd, Newcomb Dr, Knollwood Dr, Badgley Dr, Jane Rd$963

New Providence, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly New Providence Homeowner Insurance Premium Example $3,000$2,500
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $16,100$14,600
Net Savings to New Providence Home Owner from High Deductible Plan $1,500

New Providence, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Providence, NJ Home Replacement Value MORE than Home Value New Providence, NJ Home Replacement Value LESS than Home Value
Replacement Value $679,000 $414,000
Insurance Premium based on Replacement Value $3,950 $2,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $138,000 Risk Exposure from Under Insuring Coverage is $127,000
Premium Impact Insurance cheaper by $750/year Insurance costlier by $800/year