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New Castle, NY Home Values & Insurance Rates

New Castle, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 29 8.0% $14
$50,000 to $59,999 14 4.0% $44
$90,000 to $99,999 14 4.0% $74
$150,000 to $174,999 34 10.0% $133
$200,000 to $249,999 8 2.0% $185
$250,000 to $299,999 47 14.0% $229
$300,000 to $399,999 188 56.0% $296

New Castle Renters Insurance as a Percentage of Rent

New Castle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 25 7.0% $1853
$750 to $999 28 7.0% $2603
$1,000 to $1,499 109 31.0% $3728
$1,500 or more 189 53.0% $5378

Example New Castle Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateErie Insurance
Monthly Premium 792569652
Year Built 194119751980
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount More than 10000000$900000-$1000000More than 10000000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near New Castle, NY

Home Insurance Company Near New Castle, NY Homeowners Insurance Agency Near New Castle, NY Address Distance from New Castle, NY (miles)
Travelers Covenant Insurance Llc 7 TRAP FALLS ROAD, SHELTON, CT, 6484 33.8
Travelers Insurlynx Llc 10 OAK GLEN DR, SHELTON, CT, 6484 32.2
Travelers John J Arbolino 316 MAIN ST, CORNWALL, NY, 12518 22.1
Allstate Mark Totaram 610 Broadhollow Rd, Melville, NY, 11747 34.5
Liberty Mutual Tobias Maron One Gatehall Dr., Parsippany, NJ, 7054 42.7


Estimated Home Insurance By Street Area Near New Castle, NY

New Castle Area Estimated House Insurance
Vails Ln, Quaker Rd, Creekside Ln, Attitash St, Hillcrest Cir, Spruce Ln, Gedney Park, McKesson Hill Rd, Somerstown Tpke, Old Lyme Rd$740
Hilltop Cir, Hunts Ln, Lawrence Farms Crossway, Saint Johns Pl, Oak Hill Rd, Little Lakes Rd, Colony Row, Hoag Cross Rd, Upland Dr, Longview Ln$743
Annes Wood Ln, Station Pl, Bell Hollow Rd, Hoags Cross Rd, Laurel Ln, Mayberry Ln, Pin Oak Ln, N Greeley Ave, West Pl, Vetere Pl$737
Weaver's Hill, Gregory Ln, Kittle Rd, Spring Rd, Woods End Rd, Paula Pl, Wolfs Hill Rd, Carolyn Ln, Frog Rock Rd, Conte St$759
Rambling Brook Rd, Orchard Ridge Ter, Saw Mill River Pkwy, Brandon Dr, Langeland Dr, Quaker Ln, Autumn Way, Old Bedford Rd, South Pl, Alapartus Rd$749

New Castle, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$5,000
Yearly New Castle Homeowner Insurance Premium Example $8,900$8,100
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $54,400$53,600
Net Savings to New Castle Home Owner from High Deductible Plan $800

New Castle, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario New Castle, NY Home Replacement Value MORE than Home Value New Castle, NY Home Replacement Value LESS than Home Value
Replacement Value $1,000,000 $699,000
Insurance Premium based on Replacement Value $11,600 $8,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $186,000 Risk Exposure from Under Insuring Coverage is $115,000
Premium Impact Insurance cheaper by $1,325/year Insurance costlier by $2,175/year