Nelsonville Insurance Rates:

Nelsonville, OH home insurance is nearly $564 to $777, about $47-$64/month. Our detailed research shows customers can save as much as $268 by comparing multiple quotes

Compare Quotes from Top Providers and Save now!

Nelsonville, Ohio Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Nelsonville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Chubb Group of Insurance
Home Insurance Rate of $220/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 1950 sqft Rental Property Constructed In 2012 with Carpet over wood flooring, Membrane Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

69 Years old Married Female who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $260/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

5 Beds, 5 Baths 3300 sqft Seasonal Residence Constructed In 1948 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Married Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $40/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

5 Beds, 5 Baths 4390 sqft Vacation Property Constructed In 1948 with Linoleum, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Deadbolt Locks, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $250/12 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $60,000

2 Beds, 2 Bath 1110 sqft Seasonal Residence Constructed In 1990 with Wood Flooring, Composition Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $320/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $95,000

4 Beds, 4 Baths 2070 sqft Seasonal Residence Constructed In 1944 with Carpet Flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

57 Years old Divorced Male who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $100/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

5 Beds, 5 Bath 2250 sqft Vacation Property Constructed In 1941 with Hardwood Flooring, Tile Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $130/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

3 Beds, 3 Baths 1810 sqft Rental Property Constructed In 2004 with Stone Flooring, Composition Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $270/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Bath 2280 sqft Primary Residence Constructed In 1999 with Ceramic Tile Flooring, Metal Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Fireplace, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Single Male who is a Freelancer with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Nelsonville, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
45764 $83,400 $690

Nelsonville Rates & Quotes Analysis:

Nelsonville Area Estimated House Insurance
Marietta Ave, Ten Spot Rd, Doolittle Hill Rd, Poplar St, State Rte 278, Frederick St, Huddy Rd, Twp Hwy 279, Happy Hollow Rd, Public Sq$685
Dorr Run Rd, Wend Rd, W Bailey Rd, Twp Hwy 22, Chestnut St, Love St, Oak St, Jackson St, E Canal St, Dogwood Ridge Rd$685
Twp Hwy 407, Elizabeth St, Upper Pine Grove Dr, M E St, Cross St, N Oakley Dr, 3728 US Forest Rd, Twp Hwy 566, Twp Hwy 302, Frank St$679
Twp Hwy 567, Goose Run Rd, Park St, Poling Ave, Grosvenor St, Watkins St, Taylor Rd, Verity St, Adams St, W Canal St$676
Pedigo Ridge Rd, Woodlane Dr, Minkers Run, Matheny Rd, Twp Hwy 555, Wilson St, Jefferson St, Twp Hwy 332, Twp Hwy 1042, Pleasantview Ave$679

Insurance rates are influenced by a number of factors including:

  • Year Built: 264 Homes (11% of total homes ) built between 1980 to 1989 in Nelsonville are paying home insurance between $1,001-$1,011. Places close to Nelsonville, OH such as Buchtel, Starr, The Plains are more expensive by $15, $51, $78 respectively while Murray City and Haydenville are cheaper by $15 and $21 respectively for similar homes.
  • Bedrooms: 624 3 bedrooms homes (29% of total homes ) in Nelsonville are paying about $791 and differs from Buchtel (+$12), York (+$5), Starr (+$33), Ward (-$12) and Murray City (-$18).
  • Auto Insurance Bundling: 226 Households (27% of all households) in Nelsonville have 3 or more vehicles available and when it is bundled with home insurance you can save $167. Discounts for similar bundling in close by locations such as Buchtel, York, Carbon Hill come to $170, $168, $167 respectively.
  • Senior Discounts: 388 seniors (more than 55 years) occupied housing units (46% of total) in Nelsonville get discounts between $99 to $101 and differs from Buchtel ($102), York ($101), Carbon Hill ($100).
  • New Homes discounts: New homes such as the 591 homes built between 2000 to 2009 in Nelsonville can save $134 compared to Buchtel ($136), York ($135), Carbon Hill ($134).

Nelsonville Homeowners insurance Facts

  • Nelsonville, OH has 827 owner occupied houses which is 46.6% of all units whereas Buchtel, York and Carbon Hill have 73.68%, 54.82% and 56.72% respectively.
  • Nelsonville, OH homeowners yearly insurance price at $671 is 0.98% of the typical house value of $68,800 which is in contrast with 0.78% in Buchtel, 0.89% at York & 1.0% in Carbon Hill.
  • Homeowners in Nelsonville, OH pay 1.22% of their income ($50,000 to $59,999) in insurance whereas homeowners in Buchtel, York and Ward pay 1.24%, 1.23% and 1.21% respectively.
  • Nelsonville, OH’s insurance is 6.3% of monthly housing costs of $893/month, for owners with a mortgage compared to 5.69% in Buchtel, 5.68% at York & 7.0% in Ward. But, for households without a mortgage, insurance is 17.4% of costs ($321 in Nelsonville, OH) in contrast with 16.08% in Buchtel, 16.69% at York & 16.72% in Ward.

Nelsonville, OH Home Values & Insurance rates

For example, insurance for 23 Homes (2.0% of total homes ) valued between $300,000 to $399,999 in Nelsonville, OH is about $3,408. Rates in nearby areas in such as York, Starr, Athens are cheaper by $290, $1,484, $1,818 respectively while Vinton and Pomeroy are costlier by $117 and $967 respectively for similar homes.

Nelsonville, OH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 323 39.0% $241
$50,000 to $59,999 45 5.0% $509
$60,000 to $69,999 52 6.0% $630
$70,000 to $79,999 88 10.0% $731
$80,000 to $89,999 62 7.0% $825
$90,000 to $99,999 25 3.0% $925
$100,000 to $124,999 67 8.0% $1066
$125,000 to $149,999 51 6.0% $1335
$150,000 to $174,999 33 3.0% $1583
$175,000 to $199,999 16 1.0% $1825
$200,000 to $249,999 37 4.0% $2194
$300,000 to $399,999 23 2.0% $3408

Renters Insurance in Nelsonville

  • Average Renters Insurance in Nelsonville :  $280($23/month)

  • Median Gross Rent in Nelsonville :  $554

  • Nelsonville Renters Insurance to Median Rent Ratio:  4.15%

  • Renter occupied housing units in Nelsonville :  946

Nelsonville Renters Insurance as a Percentage of Rent

Nelsonville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 104 11.0% $370
$200 to $299 34 3.0% $820
$300 to $499 231 26.0% $1270
$500 to $749 367 41.0% $1945
$750 to $999 131 14.0% $2695
$1,000 to $1,499 11 1.0% $3820

Rent Affordability in Nelsonville:

Approximately 51.0% (489) of households are spending more than 35% of their income on gross rent in Nelsonville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 90 9.0%
15.0 to 19.9 percent 47 4.0%
20.0 to 24.9 percent 112 11.0%
25.0 to 29.9 percent 150 15.0%
30.0 to 34.9 percent 58 6.0%
35.0 percent or more 489 51.0%

Nelsonville Renters Insurance Discounts:

Nelsonville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Nelsonville, OH Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 380 40.0% $28.0
2 vehicles available 178 18.0% $42.0
3 or more vehicles available 56 5.0% $56.0

Nelsonville Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 44 4.0% $55
60 to 64 years 34 3.0% $44
65 to 74 years 99 10.0% $36
75 years and over 24 2.0% $27

Protective device discount in Nelsonville Up to :  $42

Claims-free discount in Nelsonville Up to :  $56