Nashua Insurance Rates:

Nashua, NH home insurance is nearly $601 to $813, about $50-$67/month. Our thorough research indicates shoppers can save as much as $282 by getting different quotes

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Read Nashua, New Hampshire Homeowners Insurance Reviews & compare quotes to find the best & cheapest home insurance provider.

Nashua Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Farmers Insurance
Home Insurance Rate of $520/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $165,000

2 Beds, 2 Bath 1200 sqft Seasonal Residence Constructed In 1988 with Carpet over wood flooring, Tile Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $650/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $265,000

3 Beds, 3 Bath 1700 sqft Seasonal Residence Constructed In 1994 with Carpet over wood flooring, Asphalt Shingles Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

60 Years old Married Female who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $270/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $550,000

5 Beds, 5 Baths 4410 sqft Vacation Property Constructed In 1947 with Linoleum, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $1560/10 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $425,000

5 Beds, 5 Bath 3740 sqft Vacation Property Constructed In 1999 with Stone Flooring, Tile Roof, Crawl Space Foundation, Brick siding, Stucco Construction. Home Features Include Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Divorced Female who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $200/2 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Bath 1820 sqft Vacation Property Constructed In 1998 with Hardwood Flooring, Membrane Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $350/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

2 Beds, 2 Bath 1230 sqft Seasonal Residence Constructed In 1975 with Carpet over wood flooring, Shingles Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Copper Water Pipes, Swimming Pool, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $60/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

3 Beds, 3 Baths 2190 sqft Vacation Property Constructed In 1944 with Carpet over wood flooring, Asphalt Shingles Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

47 Years old Divorced Male who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $60/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $260,000

3 Beds, 3 Bath 1880 sqft Rental Property Constructed In 1991 with Hardwood Flooring, Composition Roof, Slab Foundation, Brick siding, Wood Frame. Home Features Include Fireplace, Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $350/3 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $400,000

4 Beds, 4 Baths 3310 sqft Primary Residence Constructed In 1978 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Central Air Conditioning, Indoor Sprinklers, Smoke Alarm, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Married Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $390/6 months for $125,000-$150,000 Coverage
Policy Holder Home Details :

Home Value : $190,000

2 Beds, 2 Baths 1339 sqft Primary Residence Constructed In 1978 with Stone Flooring, Metal Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Copper Water Pipes, Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has More than 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Nashua Rates & Quotes Analysis:

Nashua Area Estimated House Insurance
Grimsby Ln, Blue Hill Ave, Manhattan Ave, Abbe Ln, Kinsley St, Pullman Ln, Berkshire St, Knollwood Ave, Circlefield Dr, Copperfield Dr$711
Piermont St, Cambridge Rd, Lilac Ct, Lovewell St, Chelsea Ct, Forge Dr, Cleveland St, Norfolk St, Silverton Dr, Pinehill Ave$701
Foundry St, Unicorn Way, Cheyenne Dr, Hydrangea Rd, Bryant Rd, Walden Pond Rd, Hearthside Cir, Sawyer St, Jared Cir, Montgomery Ave$713
Skyview Dr, Riverview St, Pell Ave, Cannon Dr, Crawford Ln, Esquire Cir, Chinook Rd, Clement St, Robin Hood Rd, March St$704
Burke St, Stonebridge Dr, Cotton Rd, Jones Ct, Glasgow Rd, Freedom St, Lake St, Sagamore Rd, Cheshire St, Deacon Dr$712
S London Dr, E Hobart St, Canter Ct, Shawn Ave, Rice Ave, Sexton Ave, Bowers St, New Hampshire Ave, Royal Oak Dr, Cassandra Ln$706
Dickens St, Hastings Ln, Charlotte St, Rosanne Cir, Burley Ave, Green Heron Ln, Peele Rd, Pollard Rd, Katie Ln, Swart St$732
Blacksmith Way, Christian Dr, Rice St, Underhill St, Salvail Ct, Buker St, Nottingham Dr, Graham Dr, New Searles Rd, Lamplighter Dr$706
Delude St, Carlene Dr, Stanley Ln, Lyons St, Northfield Dr, Reservoir St, Chase St, Holiday Cir, Dora St, Kern Dr$696
Gagnon Cir, Divinity Cir, Havana St, Pulpit Pl, Martha St, Markar St, Cherrywood Dr, Hyacinth Dr, Dianne St, N Groton St$712

Insurance rates are influenced by a number of factors including:

  • Year Built: 7,540 Homes (20% of total) built between 1939 or earlier in Nashua are paying home insurance between $1,508-$1,519 in contrast with Hudson (+$15), Hollis (+$112), Dunstable(MA) (+$816), East Merrimack (-$23) and Greenville (-$53).
  • Bedrooms: 12,179 2 bedrooms homes (33% of total homes ) in Nashua are paying about $361. Areas near to Nashua such as Hudson, Hollis, Dunstable(MA) are costlier by $3, $26, $19 respectively whereas East Merrimack and Lowell(MA) are more economical by $7, $4 respectively for similar homes.
  • Auto Insurance Bundling: 9,594 Households (46% of all households) in Nashua have 2 vehicles available and when it is bundled with home insurance you can save $141 compared to Hudson ($142), Hollis ($151), Dunstable(MA) ($217).
  • Senior Discounts: 9,459 seniors (more than 55 years) occupied housing units (45% of total) in Nashua get discounts between $105 to $108. The comparative concessions in proximate regions such as Hudson, Hollis and Dunstable(MA) are $106, $113 and $162 respectively.
  • New Homes discounts: New homes such as the 7,178 homes built between 2000 to 2009 in Nashua can save $141 compared to Hudson ($142), Hollis ($151), Dunstable(MA) ($217).

Nashua Homeowners insurance Facts

  • Nashua, NH has 20,740 owner occupied houses which is 58.9% of all units whereas Hudson, Hollis and Dunstable have 83.42%, 91.51% and 94.55% respectively.
  • Nashua, NH homeowners yearly insurance price at $706 is 0.29% of the typical house value of $244,900 which is in contrast with 0.27% in Hudson, 0.18% at Hollis & 0.25% in Dunstable.
  • Homeowners in Nashua, NH pay 2.17% of their income ($30,000 to $34,999) in insurance whereas homeowners in Hudson, Hollis and Tyngsborough pay 2.19%, 2.33% and 3.26% respectively.
  • Nashua, NH’s insurance is 2.9% of monthly housing costs of $2,047/month, for owners with a mortgage compared to 2.78% in Hudson, 2.52% at Hollis & 3.65% in Dunstable. But, for households without a mortgage, insurance is 7.9% of costs ($749 in Nashua, NH) in contrast with 7.98% in Hudson, 6.31% at Hollis & 11.37% in Dunstable.

Nashua, NH Home Values & Insurance rates

For example, insurance for 744 Homes (3.0% of total homes ) valued between $125,000 to $149,999 in Nashua, NH is about $395. Rates in nearby areas in such as Hudson, Hollis, Merrimack are cheaper by $32, $145, $25 respectively while East Pepperell and East Merrimack are costlier by $149 and $69 respectively for similar homes.

Nashua, NH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 579 3.0% $70
$100,000 to $124,999 622 3.0% $310
$125,000 to $149,999 744 3.0% $395
$150,000 to $174,999 1,043 5.0% $465
$175,000 to $199,999 1,718 9.0% $536
$200,000 to $249,999 5,555 29.0% $649
$250,000 to $299,999 4,671 24.0% $790
$300,000 to $399,999 3,459 18.0% $1002

Renters Insurance in Nashua

  • Average Renters Insurance in Nashua :  $118($9/month)

  • Median Gross Rent in Nashua :  $1,079

  • Nashua Renters Insurance to Median Rent Ratio:  0.83%

  • Renter occupied housing units in Nashua :  14,469

Nashua Renters Insurance as a Percentage of Rent

Nashua Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 230 1.0% $329
$200 to $299 383 2.0% $779
$300 to $499 683 4.0% $1229
$500 to $749 1,830 12.0% $1904
$750 to $999 2,556 18.0% $2654
$1,000 to $1,499 6,205 43.0% $3779
$1,500 or more 2,232 15.0% $5429

Protective device discount in Nashua Up to :  $17

Claims-free discount in Nashua Up to :  $23