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Naperville, IL Home Values & Insurance Rates

Naperville, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 213 1.0% $52
$100,000 to $124,999 570 2.0% $243
$125,000 to $149,999 551 2.0% $303
$150,000 to $174,999 1,141 5.0% $364
$175,000 to $199,999 1,258 6.0% $416
$200,000 to $249,999 2,620 12.0% $503
$250,000 to $299,999 3,250 15.0% $616
$300,000 to $399,999 10,477 51.0% $789

Naperville Renters Insurance as a Percentage of Rent

Naperville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 299 2.0% $1183
$500 to $749 276 2.0% $1858
$750 to $999 1,761 16.0% $2608
$1,000 to $1,499 5,305 48.0% $3733
$1,500 or more 3,118 28.0% $5383

Example Naperville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceAllstate
Monthly Premium 27117677
Year Built 201420051995
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $800000-$900000$400000-$500000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Naperville, IL

Home Insurance Company Near Naperville, IL Homeowners Insurance Agency Near Naperville, IL Address Distance from Naperville, IL (miles)
State Farm Bill Bryan 6942 Grand Ave, Hammond, IN, 46323-2570 38.8
Farmers Courtney Kavanaugh 414 Plaza Dr Ste 101, Westmont, IL, 60559 11.1
State Farm Enrique Carbajal 5301 W 79th St, Burbank, IL, 60459-1403 21.0
Travelers Midwest Insurance Center 944 W Us Highway 30, Schererville, IN, 46375 39.8
Farmers Toyas Rudolph 2007 Ridge Rd, Homewood, IL, 60430 28.7

Estimated Home Insurance By Street Area Near Naperville, IL

Naperville Area Estimated House Insurance
Bluejay Ln, Boulder Ridge Ct, Ford Ln, Brossman St, Joe Willie Ct, S Rivercrest Dr, St Croix Ave, Applewood Dr, 252nd Ave, Massachusetts Ave$907
Gleneagles Ct, Clubhouse St, Springdale Cir, Hampshire Ct, Rivermist Ct, Kings Rd, Ashcroft Dr, Petworth Ct, Saffron Ln, Park Ln$848
Plainfield/naperville Rd, Lobelia Cir, Midhurst Ct, Kubek Rd, Danube Way, Willow Ridge Dr, Staffeldt Dr, Bluewater Cir, S Naper Romeo Rd, Putnam Dr$832
Weinhold Dr, Denise St, Glenn Cir, Calvert Ct, Callery Rd, Potomac Ave, Kingbird Ln, Redwing Ct, Grommon Rd, Covington Ct$883
Chaparral Dr, Orwell Rd, Northmoor Dr, Townsend Cir, Crystal Rock Rd, Alago Rd, S Normantown Rd, River Hills Ln, Royal County Down Dr, Beaver Creek Dr$934
Senna Ct, Cordgrass Rd, Michele Ct, Wishing Well Ln, Farmgate Dr, Forsythia St, Countryside Cir, Robert Ln, Lavergne St, Bennington Ct$870
Evon St, Bergamot Ln, Marina Dr, W Robin Ln, River Hills Ct, Cresthaven Ln, Walton Heath Dr, Steamboat Rd, Glenview Ln, Presley Cir$889
Waterford Ct, McGrath Ln, Fesseneva Ln, Nicanoa Ln, Kewanee Ln, Stoneleigh Ct, Rhine Ave, Trussel Rd, Co Hwy 1, Wicklow Rd$889
Palisades Dr, Waterleaf Ct, Palmer Ct, Saganashkee Ln, Amherst Ct, S Wolf Dr, W Andrew Rd, Bluemont Ct, Knoch Knolls Rd, Crabapple St$889
Parador Dr, Stillwater Ct, Royce Rd, Douglas Dr, Crimson Ct, Winter Park Ct, Timber Creek Ln, Blue Heron Cove, Haddam Rd, Niswender Dr$881

Naperville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Naperville Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$1,800$8,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $27,400$26,400
Net Savings to Naperville Home Owner from High Deductible Plan $1,000

Naperville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Naperville, IL Home Replacement Value MORE than Home Value Naperville, IL Home Replacement Value LESS than Home Value
Replacement Value $488,000 $322,500
Insurance Premium based on Replacement Value $2,775 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $113,000 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $625/year