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Nampa, ID Home Values & Insurance Rates

Nampa, ID Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,452 5.0% $90
$50,000 to $59,999 596 2.0% $195
$60,000 to $69,999 933 3.0% $245
$70,000 to $79,999 1,320 4.0% $280
$80,000 to $89,999 2,125 7.0% $320
$90,000 to $99,999 1,723 6.0% $355
$100,000 to $124,999 4,580 16.0% $415
$125,000 to $149,999 3,791 14.0% $520
$150,000 to $174,999 3,485 12.0% $615
$175,000 to $199,999 1,767 6.0% $705
$200,000 to $249,999 2,420 8.0% $850
$250,000 to $299,999 1,514 5.0% $1040
$300,000 to $399,999 1,347 4.0% $1320

Nampa Renters Insurance as a Percentage of Rent

Nampa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 288 2.0% $796
$300 to $499 949 8.0% $1246
$500 to $749 3,967 35.0% $1921
$750 to $999 3,361 30.0% $2671
$1,000 to $1,499 2,307 20.0% $3796

Example Nampa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceTravelers
Monthly Premium 263039
Year Built 200920131981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Nampa, ID

Home Insurance Company Near Nampa, ID Homeowners Insurance Agency Near Nampa, ID Address Distance from Nampa, ID (miles)
Allstate Danny Robertson 8 W Franklin Rd, Meridian, ID, 83642 9.0
Allstate David Nejely 312 1/2 Caldwell Blvd, Nampa, ID, 83651 1.6
Travelers Premier Alliance Property & Casualty 5660 E Franklin Rd Suite 300, Nampa, ID, 83687 3.9
Liberty Mutual Independent The Insurance Group 36 S Oregon St, ONTARIO, OR, 97914 37.2
Liberty Mutual Independent The Insurance Group Inc-W 404 E 7Th St Weiser, Fruitland, ID, 83672 35.4

Estimated Home Insurance By Street Area Near Nampa, ID

Nampa Area Estimated House Insurance
Yucca Pl, 2nd St S, S Montego Way, Paraiso St, E Oak Ave, Burnett Dr, W Mill Ct, S Pit Ln, S Secretariat Way, E Sharon's Dr$509
Briarwood Dr, 1st St S, High Ct, 2nd Ave N, Shiloh Dr, W Cobblestone Pl, Can-Ada Rd, E Thomas Mill Dr, N Delvin Way, Regence Way$496
5th St S, E Sir Patrick Ct, W Crested Butte Ct, W Eaglecrest Dr, Lincoln Rd, N Canyon St, Wilbeth Dr, S Can Ada Rd, S Juniper St, S Abbot-Downing Way$490
S Florence St, W Island Ct, E Laguna Ave, Commanche St, Graye Ln, N Midsummers Ln, Settlers Ave, N Ada Pl, Pearl Pointe Dr, E Massachusetts Ave$513
Lynwood Dr, N Mattie Dr, N Franklin Blvd, E Flamingo Ave, E Colter Bay Dr, Shannon Dr, Laster St, Beckley Ct, Desert Way, N Gateway St$501
Forsythia Ct, 44th St N, Franklin Blvd, Clark Pl, Woodbury Pl, N Werrington Ct, Rainbow Dr, Locust St, E Victory Rd, Viceroy Ave$502
Evergreen Way, N Marketplace Blvd, N Bailey Ln, W Mc Graw Dr, Spicebush Ave, la Pine Rd, McDermott Rd, Davis Ave, W Honeysuckle Ave, N Sugar St$496
W Hawaii Ave, Woodgate St, Fern St, Newhaven St, Sioux St, Shelby St, S Oxbow Dr, N Adams St, Central Gem Ct, Wright Ln$495
Meeker Ave, Meyer Ave, Portsmouth Way, W Young Ave, W Dallen Woods Way, N Kildeer Way, Wyeth Ave, Robinson Rd, N Kcid Rd, Big Valley St$500
W Charlotte Ct, Jerica Ct, S 26th St, Harding Pl, Grouse St, Abram Ave, Delaware Ave, Fowler Ln, E Michigan Ave, Cherry Ln$497

Nampa, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Nampa Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Nampa Home Owner from High Deductible Plan $600

Nampa, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Nampa, ID Home Replacement Value MORE than Home Value Nampa, ID Home Replacement Value LESS than Home Value
Replacement Value $96,500 $54,500
Insurance Premium based on Replacement Value $275 $150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year