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Muskegon, MI Home Values & Insurance Rates

Muskegon, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,959 27.0% $249
$50,000 to $59,999 791 11.0% $534
$60,000 to $69,999 839 11.0% $655
$70,000 to $79,999 638 8.0% $762
$80,000 to $89,999 617 8.0% $862
$90,000 to $99,999 634 8.0% $962
$100,000 to $124,999 566 7.0% $1119
$125,000 to $149,999 357 5.0% $1397
$150,000 to $174,999 216 3.0% $1654
$175,000 to $199,999 128 1.0% $1903
$200,000 to $249,999 198 2.0% $2295
$300,000 to $399,999 81 1.0% $3565

Muskegon Renters Insurance as a Percentage of Rent

Muskegon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 190 2.0% $369
$200 to $299 387 5.0% $819
$300 to $499 1,580 22.0% $1269
$500 to $749 2,848 41.0% $1944
$750 to $999 1,515 21.0% $2694
$1,000 to $1,499 332 4.0% $3819
$1,500 or more 89 1.0% $5469

Example Muskegon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateNationwide InsuranceChubb Group of Insurance
Monthly Premium 1214935
Year Built 198819751951
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$100000-$125000$75000-$100000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Muskegon, MI

Home Insurance Company Near Muskegon, MI Homeowners Insurance Agency Near Muskegon, MI Address Distance from Muskegon, MI (miles)
State Farm Dan Koorndyk 3219 Eastern Avenue SE, Grand Rapids, MI, 49508-2459 38.0
State Farm Ken Jipping 3451 Kelly St, Hudsonville, MI, 49426-1405 31.8
Allstate Mark Noffsinger 2666 Alpine Ave NW, Grand Rapids, MI, 49544 32.2
State Farm Marsha Veenstra 4807 Cascade Rd SE Ste 2, Grand Rapids, MI, 49546-8414 40.6
State Farm Michael Heck 923 Franklin Avenue, Grand Haven, MI, 49417-3600 11.8


Estimated Home Insurance By Street Area Near Muskegon, MI

Muskegon Area Estimated House Insurance
Lake Dunes Dr, Mark, Greenwood St, Millard Ave, Glen Ave, E Columbia Ave, Allen Ave, Charles St, Katy Ave, Margaret Ave$738
N Creston Rd, Sandy Cove Ct, Getty St, Broadmoor St, Fett St, Creston St, Beidler St, Douglas Ln, Rosewood Ln, Ireland Ave$742
Hart Ln, Timberwood Ct, Sheridan Dr, Linda St, Whiskey Hollow, Paulsen Dr, Webster Ave, Amity Ave, Latimer Dr, Leech St$739
W Keating Ave, Lincoln St, Morton Ave, Parslow Dr, W Muskegon Ave, Hickory Ct, Resort Ave, Hartford Ave, Bluff St, Cottage Grove Ave$780
Valley View Dr, Addison St, W Laketon Ave, Leonard Ave, Brusse St, Irwin Ave, Michigan Ave, David St, Hadden St, W Delano Ave$712

Muskegon, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Muskegon Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,200$5,600
Net Savings to Muskegon Home Owner from High Deductible Plan $600

Muskegon, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Muskegon, MI Home Replacement Value MORE than Home Value Muskegon, MI Home Replacement Value LESS than Home Value
Replacement Value $59,000 $40,500
Insurance Premium based on Replacement Value $325 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,000 Risk Exposure from Under Insuring Coverage is $5,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $75/year