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Morehead, KY Home Values & Insurance Rates

Morehead, KY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 841 22.0% $188
$50,000 to $59,999 168 4.0% $406
$60,000 to $69,999 158 4.0% $504
$70,000 to $79,999 343 9.0% $579
$80,000 to $89,999 216 5.0% $655
$90,000 to $99,999 202 5.0% $737
$100,000 to $124,999 452 12.0% $850
$125,000 to $149,999 466 12.0% $1069
$150,000 to $174,999 283 7.0% $1265
$175,000 to $199,999 216 5.0% $1453
$200,000 to $249,999 142 3.0% $1754
$250,000 to $299,999 186 5.0% $2138

Morehead Renters Insurance as a Percentage of Rent

Morehead Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 192 8.0% $352
$200 to $299 141 6.0% $802
$300 to $499 461 21.0% $1252
$500 to $749 703 32.0% $1927
$750 to $999 574 26.0% $2677
$1,000 to $1,499 94 4.0% $3802

Example Morehead Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyErie Insurance
Monthly Premium 1015387
Year Built 201119932007
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Morehead, KY

Home Insurance Company Near Morehead, KY Homeowners Insurance Agency Near Morehead, KY Address Distance from Morehead, KY (miles)
Evco Enterprises, Llc 214 Main St, Vanceburg, KY, 41179 32.2
C. Roger Lewis Agency, Inc. 129 E Main St, Morehead, KY, 40351 3.5
Liberty Mutual Independent Hunter-Williams Insurance Agency, Inc. 837 6TH ST, PORTSMOUTH, OH, 45662 46.5
Travelers Peoples Insurance Agency Llc 1999 WINCHESTER AVE, ASHLAND, KY, 41101 47.4
State Farm Ryan Salmons 1615 Chillicothe St, Portsmouth, OH, 45662-3477 47.2


Estimated Home Insurance By Street Area Near Morehead, KY

Morehead Area Estimated House Insurance
Windy Cove Rd, State Hwy 801, Christian St, Lois Ln, Carey Cemetery Rd, Fair Fax Ln, Cr-1259B, Triplett View Rd, S Blair Ave, Brown St$768
S Mill Branch Rd, Erwin Rd, E Clack Mountain Rd, US Hwy 60 W, Cincinnati Br, Maple View Dr, Windmeir, 1st St, Meadowbrook Dr, Horseman Cemetery Rd$766
Rodburn Hollow Rd, Bratton Br, Possum Trot Rd, E Main St, Eagle Ridge Rd, Cornett Cemetery Spur Rd, Dewitt Cemetery, Bratton Loop Rd, State Hwy 2342, W Calvert Branch$746
Crisp Rd, Victor Way, Locust St, Withrow Mountain Rd, Vaughn Dr, Lee Ave, Catron Rd, E First St, Patties Lick Rd, Bristol Rd$742
Old Gates Rd, Robin Hood Dr, White Oak Ln, Rodburn Hollow Rd, Calvert Br, Daves Ln, Old House Crk Rd, Scaggs Rd, Harris Hill Rd, Cornett Cemetery Rd$764

Morehead, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Morehead Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Morehead Home Owner from High Deductible Plan $600

Morehead, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Morehead, KY Home Replacement Value MORE than Home Value Morehead, KY Home Replacement Value LESS than Home Value
Replacement Value $96,500 $53,000
Insurance Premium based on Replacement Value $475 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year