Mission Insurance Rates:

Mission, TX home insurance is approximately $855 to $1,158, about $71-$96/month. Our extensive research indicates shoppers can save as much as $402 by getting many quotes

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Mission Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $420/8 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $60,000

2 Beds, 2 Bath 1220 sqft Vacation Property Constructed In 2005 with Wood Flooring, Wood Shake Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Copper Water Pipes, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

29 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $290/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

3 Beds, 3 Bath 1660 sqft Primary Residence Constructed In 2003 with Carpet over wood flooring, Shingles Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

45 Years old Single Male who has a Full Time Job with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $460/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Baths 2240 sqft Rental Property Constructed In 1992 with Stone Flooring, Tile Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Fireplace, Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Married Female who is a Freelancer with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $400/6 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

3 Beds, 3 Bath 2270 sqft Primary Residence Constructed In 2012 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Swimming Pool, Central Air Conditioning, Deadbolt Locks, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Married Male who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Mission Rates & Quotes Analysis:

Mission Area Estimated House Insurance
W McKinley, E McKinley Ave, Summer Breeze Rd, Monte Carlo Ln, S Lalos Dr, Carlos St, Debby Ln, W 2 Mile Line, N Dunlap Ave, Spring Glen Dr$1,008
Dana St, E 28th St, Mi 5 Rd, Ragland St, Gold Ave, Kings Dr, Paseo del Rey St, Highland Park, Alcantar Ave, Rose Dr$998
Florida, Concepcion Ave, S Hawaii St, Lilac, Lima Ln, Alma Ave, Lila Beth Ln, Gastel Dr, Sofia St, San Blas$1,000
Sun St, Alyssa Dr, W Mile 8 Rd, Jay St, Tierra Alta, E Rio St, S Vega St, Harding Ave, Stevenson Ave, Dinastia Dorado St$997
Quail Ln, Calahan Dr, Patricia Rd, Rattler Dr, Alton Blvd, Thurman Forever, Mile 8 1/2 Rd, Burney St, Tahoe Dr, Blanca Estela Dr$1,000
Summer Breeze Ave, N Nicholson Ave, Everest St, Dave, N Santa Cruz Dr, Cyndy Ave, Mile 9 1/2, N Waxahachie St, Santa Susana, Mile 1 Rd$1,008
N Dunlap St, 5 Mile, N Schuerbach Rd, E Blue Bonnet Ln, Mockingbird Ave, Salinas Dr, Rio Verde Cir, W San Luis Cir, Rio Grande Ave, FM 1925$1,020
St George Dr, Barney Grove Dr, Saturn St, E 21st St, Toni Ln, Levelland Dr, Warbler Ave, Cody Dr, Zinnia St, Ponds Edge Rd$1,024
Campbell St, N Cummings St, W 17th St, Twin Palms Ln, Alexander Dr, Mianeh St, Templo Dorado St, Viento Tropical St, Naval Dr, Burrus St$1,012
41 1/2 St, Cottonwood St, Harmony Ct, Hailley Dr, la Lomita St, Park Ln, W Guadalupe St, Crown Point Blvd, Laura St, Zavalla St$1,045

Insurance rates are influenced by a number of factors including:

  • Year Built: 13,323 Homes (26% of total) built between 1990 to 1999 in Mission are paying home insurance between $1,453-$1,468 and varies from Palmhurst (+$56), McAllen (+$24), Edinburg (+$14), Alton (-$18) and Citrus City (-$26).
  • Bedrooms: 7,555 4 bedrooms homes (15% of total homes ) in Mission are paying about $1,228 in contrast with Palmhurst (+$37), McAllen (+$11), Edinburg (+$12), Alton (-$25) and Citrus City (-$22).
  • Auto Insurance Bundling: 13,703 Households (42% of all households) in Mission have 2 vehicles available and when it is bundled with home insurance you can save $201 in contrast with Alton ($199), West Sharyland ($201), La Homa ($199).
  • Senior Discounts: 11,829 seniors (more than 55 years) occupied housing units (36% of total) in Mission get discounts between $150 to $153 compared to Alton ($149), West Sharyland ($151), Citrus City ($148).
  • New Homes discounts: New homes such as the 32,637 homes built between 2000 to 2009 in Mission can save $201 and similar new home insurance discounts in nearby towns and cities like Alton, West Sharyland and La Homa are $199, $201 and $199 respectively.

Mission Homeowners insurance Facts

  • Mission, TX has 32,475 owner occupied houses which is 76.1% of all units whereas Alton, West Sharyland and La Homa have 67.63%, 77.43% and 86.06% respectively.
  • Mission, TX homeowners yearly insurance price at $1,007 is 1.31% of the typical house value of $76,700 which is in contrast with 1.76% in Alton, 1.26% at West Sharyland & 1.76% in La Homa.
  • Homeowners in Mission, TX pay 20.14% of their income (Less than $10,000) in insurance whereas homeowners in Alton, West Sharyland and La Homa pay 19.9%, 20.18% and 19.9% respectively.
  • Mission, TX’s insurance is 7.9% of monthly housing costs of $1,064/month, for owners with a mortgage compared to 9.79% in Alton, 8.01% at West Sharyland & 10.91% in La Homa. But, for households without a mortgage, insurance is 24.5% of costs ($342 in Mission, TX) in contrast with 26.49% in Alton, 24.88% at West Sharyland & 24.83% in La Homa.

Mission, TX Home Values & Insurance rates

For example, insurance for 1,460 Homes (4.0% of total homes ) valued between $200,000 to $249,999 in Mission, TX is about $2,960. Rates in nearby areas in such as West Sharyland, Palmhurst, Palmview are cheaper by $125, $1,360, $166 respectively while La Homa and Citrus City are costlier by $1,010 and $2,014 respectively for similar homes.

Mission, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 10,111 31.0% $322
$50,000 to $59,999 2,493 7.0% $684
$60,000 to $69,999 2,464 7.0% $845
$70,000 to $79,999 1,754 5.0% $976
$80,000 to $89,999 2,315 7.0% $1107
$90,000 to $99,999 1,890 5.0% $1238
$100,000 to $124,999 3,124 9.0% $1440
$125,000 to $149,999 1,883 5.0% $1802
$150,000 to $174,999 1,574 4.0% $2124
$175,000 to $199,999 1,094 3.0% $2457
$200,000 to $249,999 1,460 4.0% $2960
$250,000 to $299,999 835 2.0% $3615
$300,000 to $399,999 729 2.0% $4591

Renters Insurance in Mission

  • Average Renters Insurance in Mission :  $239($19/month)

  • Median Gross Rent in Mission :  $623

  • Mission Renters Insurance to Median Rent Ratio:  3.05%

  • Renter occupied housing units in Mission :  10,206

Mission Renters Insurance as a Percentage of Rent

Mission Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 1.0% $359
$200 to $299 612 6.0% $809
$300 to $499 1,552 17.0% $1259
$500 to $749 4,076 44.0% $1934
$750 to $999 1,920 21.0% $2684
$1,000 to $1,499 562 6.0% $3809
$1,500 or more 222 2.0% $5459

Protective device discount in Mission Up to :  $35

Claims-free discount in Mission Up to :  $47