Millen Insurance Rates:

Millen, GA home insurance is about $714 to $977, about $59-$81/month. Our all inclusive analysis reveals consumers can save upto $338 by getting many quotes

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Millen Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $60/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Baths 2150 sqft Seasonal Residence Constructed In 1984 with Wood Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

42 Years old Divorced Male who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $350/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $140,000

3 Beds, 3 Bath 2250 sqft Seasonal Residence Constructed In 1966 with Carpet over wood flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $180/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

3 Beds, 3 Baths 2030 sqft Primary Residence Constructed In 1946 with Carpet over wood flooring, Metal Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Divorced Female who has a Full Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $230/5 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Baths 1960 sqft Seasonal Residence Constructed In 1974 with Linoleum, Asphalt Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Indoor Sprinklers, Smoke Alarm, Copper Water Pipes, Central Air Conditioning, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Single Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $410/12 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

3 Beds, 3 Bath 1780 sqft Vacation Property Constructed In 2003 with Carpet Flooring, Tile Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Fire Extinguisher, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $400/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

4 Beds, 4 Bath 2520 sqft Seasonal Residence Constructed In 1945 with Linoleum, Metal Roof, Piers Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Married Female who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $200/6 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $120,000

4 Beds, 4 Bath 2390 sqft Rental Property Constructed In 1978 with Wood Flooring, Shingles Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $140/5 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Baths 1740 sqft Vacation Property Constructed In 2000 with Ceramic Tile Flooring, Asphalt Shingles Roof, Slab Foundation, Brick siding, Wood Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, Central Air Conditioning, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Married Female who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $260/7 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Baths 1770 sqft Vacation Property Constructed In 1975 with Carpet over wood flooring, Tile Roof, Slab Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Single Female who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $240/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

4 Beds, 4 Baths 2090 sqft Seasonal Residence Constructed In 1981 with Wood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Brick siding, Brick Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, Fireplace, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

37 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Millen, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30442 $66,800 $850

Millen Rates & Quotes Analysis:

Millen Area Estimated House Insurance
Toby Dr, Richards Ave, Hiltonia Rd, W Atwell Ave, Hilltop Rd, Brown Rd, Morris Rd, Perkins Rowe Rd, US Hwy 25 N, Spencer Rd$848
Old Eighty Rd, Hill Ave, Stormy Branch Rd, Ellis Chapel Rd, Pine St, Paramore Hill Rd, E College Ave, Dukes Ave, Harrison Rd, Hillcrest St$847
W Winthrope Ave, Anncliff St, Hendrix St, Landrum Dr, N Jones Plantation Rd, Brown Ave, Chance Saxon Rd, Herrington Farm Rd, Rock Branch Rd, Hulsey Dr$841
Park Ave, Rabitsch Rd, Gator Rd, Johnson St, A Cir, Edenfield Ave, Walnut St, Wasden St, Academy Dr, Tarver St$844
Herrington Rd, Riverview St, Pine Haven St, B St, Parker Estates Dr, Meca Dr, E Plum Ave, E Winthrope Ave, Alabama Ave, Becton Rd$843

Insurance rates are influenced by a number of factors including:

  • Year Built: 481 Homes (15% of total) built between 1960 to 1969 in Millen are paying home insurance between $1,479-$1,492 and varies from South Jenkins (+$10), Burke County (+$13), Waynesboro (+$23), Millett(SC) (-$126) and Bartow (-$15).
  • Bedrooms: 237 4 bedrooms homes (7% of total homes ) in Millen are paying about $1,106 compared to Jenkins County (+$12), South Jenkins (+$8), Sardis (+$6), Millett(SC) (-$133) and Stillmore (-$6).
  • Auto Insurance Bundling: 647 Households (40% of all households) in Millen have 2 vehicles available and when it is bundled with home insurance you can save $169 and differs from Jenkins County ($169), South Jenkins ($170), Sardis ($168).
  • Senior Discounts: 821 seniors (more than 55 years) occupied housing units (50% of total) in Millen get discounts between $126 to $129. The comparative concessions in proximate regions such as Jenkins County, Perkins and Sardis are $127, $121 and $126 respectively.
  • New Homes discounts: New homes such as the 1,019 homes built between 2000 to 2009 in Millen can save $169 compared to Jenkins County ($169), Perkins ($162), South Jenkins ($170).

Millen Homeowners insurance Facts

  • Millen, GA has 1,616 owner occupied houses which is 71.3% of all units whereas Jenkins County, Perkins and South Jenkins have 73.53%, 100.0% and 79.35% respectively.
  • Millen, GA homeowners yearly insurance price at $845 is 1.32% of the typical house value of $64,000 which is in contrast with 1.28% in Jenkins County, 1.13% at South Jenkins & 1.41% in Sardis.
  • Homeowners in Millen, GA pay 1.54% of their income ($50,000 to $59,999) in insurance whereas homeowners in Jenkins County, South Jenkins and Sardis pay 1.54%, 1.55% and 1.53% respectively.
  • Millen, GA’s insurance is 8.7% of monthly housing costs of $811/month, for owners with a mortgage compared to 8.15% in Jenkins County, 7.68% at South Jenkins & 7.71% in Sardis. But, for households without a mortgage, insurance is 21.2% of costs ($333 in Millen, GA) in contrast with 20.34% in Jenkins County, 19.06% at South Jenkins & 21.48% in Sardis.

Millen, GA Home Values & Insurance rates

For example, insurance for 21 Homes (1.0% of total homes ) valued between $175,000 to $199,999 in Millen, GA is about $2,467. Rates in nearby areas in such as Jenkins County, South Jenkins, Burke County are cheaper by $79, $349, $420 respectively while Sardis and Hiltonia are costlier by $171 and $34 respectively for similar homes.

Millen, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 602 37.0% $329
$50,000 to $59,999 136 8.0% $692
$60,000 to $69,999 173 10.0% $853
$70,000 to $79,999 52 3.0% $988
$80,000 to $89,999 82 5.0% $1115
$90,000 to $99,999 77 4.0% $1250
$100,000 to $124,999 158 9.0% $1444
$125,000 to $149,999 16 1.0% $1808
$150,000 to $174,999 176 11.0% $2137
$175,000 to $199,999 21 1.0% $2467
$200,000 to $249,999 62 3.0% $2974
$250,000 to $299,999 27 1.0% $3633

Renters Insurance in Millen

  • Average Renters Insurance in Millen :  $362($30/month)

  • Median Gross Rent in Millen :  $496

  • Millen Renters Insurance to Median Rent Ratio:  6.05%

  • Average household size of renter-occupied unit :  2.63

Millen Renters Insurance as a Percentage of Rent

Millen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 22 4.0% $390
$200 to $299 22 4.0% $840
$300 to $499 216 42.0% $1290
$500 to $749 203 40.0% $1965
$1,000 to $1,499 40 7.0% $3840

Protective device discount in Millen Up to :  $54

Claims-free discount in Millen Up to :  $72