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Miami, FL Home Values & Insurance Rates

Miami, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 7,079 5.0% $132
$50,000 to $59,999 2,460 2.0% $288
$60,000 to $69,999 3,327 2.0% $348
$70,000 to $79,999 4,744 3.0% $408
$80,000 to $89,999 5,083 4.0% $468
$90,000 to $99,999 3,814 3.0% $516
$100,000 to $124,999 11,542 9.0% $600
$125,000 to $149,999 7,609 6.0% $756
$150,000 to $174,999 14,152 11.0% $888
$175,000 to $199,999 9,856 8.0% $1032
$200,000 to $249,999 18,719 15.0% $1237
$250,000 to $299,999 14,795 12.0% $1513
$300,000 to $399,999 18,927 15.0% $1921

Miami Renters Insurance as a Percentage of Rent

Miami Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 5,088 3.0% $329
$200 to $299 6,541 4.0% $779
$300 to $499 7,480 4.0% $1229
$500 to $749 24,981 15.0% $1904
$750 to $999 43,126 26.0% $2654
$1,000 to $1,499 48,699 30.0% $3779
$1,500 or more 26,243 16.0% $5429

Example Miami Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersGEICO Insurance
Monthly Premium 310250231
Year Built 198119631953
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Miami, FL

Home Insurance Company Near Miami, FL Homeowners Insurance Agency Near Miami, FL Address Distance from Miami, FL (miles)
Isure Insurance Brokers 8700 West Flagler Street Suite 270 , Miami, FL, 33174 8.0
Ika Financial Llc Dba Global Green Insurance Agency 6840 Sw 40Th Street #202B , Miami, FL, 33155 8.2
Allstate Jonathan Clavijo 9700 Stirling Rd Ste 102, Hollywood, FL, 33024 15.3
Travelers Setnor Byer Insurance & Risk 900 South Pine Island Rd Ste 300, Plantation, FL, 33324 19.5
State Farm Valerie Davis-Bailey 3180 Commodore Plz, Miami, FL, 33133-5818 7.1

Miami, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
33158 $524,200 $1,440
33140 $438,900 $1,350
33131 $363,200 $1,330
33129 $345,400 $1,290
33176 $324,800 $1,290
33178 $321,100 $1,290
33155 $278,600 $1,270
33182 $261,600 $1,260
33132 $260,700 $1,230
33194 $257,100 $1,250
33196 $253,900 $1,240
33173 $252,600 $1,230
33137 $248,400 $1,240
33144 $232,700 $1,220
33186 $230,100 $1,220
33193 $221,200 $1,230
33184 $212,400 $1,210
33135 $208,800 $1,220
33174 $203,000 $1,200
33125 $198,000 $1,190
33183 $180,200 $1,180
33169 $174,900 $1,180
33130 $168,700 $1,190
33126 $162,200 $1,180
33168 $154,600 $1,170
33127 $153,500 $1,170
33150 $149,700 $1,180
33172 $149,000 $1,170
33167 $146,600 $1,160
33147 $144,000 $1,170
33142 $137,300 $1,170
33179 $135,200 $1,170
33136 $122,700 $1,160
33128 $101,000 $1,140

Estimated Home Insurance By Street Area Near Miami, FL

Miami Area Estimated House Insurance
Palermo Ave, Corniche Ave, Labaron Dr, NW 38th Ter, Perugia Ave, NW 62nd Ter, South St, Messina Ave, W Trade Ave, N Waterway Dr$1,230
W Golf Dr, Pan American Dr, NW 137th St, NW 49th Ter, Secoffee St, NE 29th Ct, NE 199th Ln, Riviera Ct, Linden Ln, Plaza St$1,551
NW 51st Pl, Memorial Hwy, Trascoro Ave, Jib Ct, NE 182nd St, NE 50th St, Lamb Ct, NW 120th Ter, Oriole Ave, Bentley Dr$1,228
Santa Maria St, Kiaora Ave, Biscayne Bay Dr, Duval St, NE 98th St, SW 23rd Rd, NW 104th St, NE 90th St, NE 75th St, NE 18th St$1,128
NE 59th Ter, NE 13th Pl, E Fairview St, NE 12th Pl, NE 95th St, NE 9 Ct, NE 201st St, Leafy Way, Cantoria Ave, Hibiscus St$1,474
Alexandria Dr, Hernando St, N Bay Homes Dr, Roderigo Ave, SW 70th Ct, NE 85th St, NE 139th Ter, E 34th St, NW 39th Ter, NE 91st St$1,221
NE 38th St, Ludlam Dr, South Ct, Glen Royal Pkwy, NW 30th Street Rd, Monegro St, Miami Dr, NE 152nd St, NE 58th St, Shore Dr W$1,461
Sansovino Ave, Elizabeth St, NE 21st Pl, Sans Souci Blvd, NE 101st St, Alhambra Ct, NE 142nd St, NE 38th Ct, NE 153rd St, Orange St$1,283
NW 64th Ct, NE 18th St, NE 210th St, NE 157th Ter, NE 212th St, Mokena Dr, NW 92nd Ter, W 34th Street Rd, SW 21st Rd, Curtiss Dr$1,150
Fisherman St, NW 105th St, Sesame St, Vista Ct, Gibson Dr, NW 110th Ter, SW 77th Pl, N Melrose Dr, NW 145th Ter, NE 35th Ter$1,236

Miami, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Miami Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $21,400$20,400
Net Savings to Miami Home Owner from High Deductible Plan $1,000

Miami, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Miami, FL Home Replacement Value MORE than Home Value Miami, FL Home Replacement Value LESS than Home Value
Replacement Value $148,000 $104,000
Insurance Premium based on Replacement Value $3,325 $2,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $250/year