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Miami Beach, FL Home Values & Insurance Rates

Miami Beach, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 492 2.0% $88
$60,000 to $69,999 313 1.0% $240
$70,000 to $79,999 268 1.0% $278
$80,000 to $89,999 244 1.0% $316
$90,000 to $99,999 424 2.0% $354
$100,000 to $124,999 1,127 6.0% $417
$125,000 to $149,999 1,014 6.0% $519
$150,000 to $174,999 2,390 14.0% $620
$175,000 to $199,999 1,392 8.0% $721
$200,000 to $249,999 2,674 16.0% $860
$250,000 to $299,999 2,509 15.0% $1063
$300,000 to $399,999 3,489 21.0% $1341

Miami Beach Renters Insurance as a Percentage of Rent

Miami Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,055 3.0% $311
$200 to $299 1,034 3.0% $761
$300 to $499 914 2.0% $1211
$500 to $749 2,068 6.0% $1886
$750 to $999 7,753 22.0% $2636
$1,000 to $1,499 12,550 36.0% $3761
$1,500 or more 8,745 25.0% $5411

Example Miami Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualTravelers
Monthly Premium 288399364
Year Built 197319622009
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$300000-$350000$250000-$300000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Miami Beach, FL

Home Insurance Company Near Miami Beach, FL Homeowners Insurance Agency Near Miami Beach, FL Address Distance from Miami Beach, FL (miles)
Travelers Bateman Gordon & Sands Inc 3050 N Federal Hwy Ste 100 Pompano Beach, Pompano Beach, FL, 33064 28.6
Travelers Imperial Insurance Llc 924 EAST SAMPLE RD, POMPANO BEACH, FL, 33064 29.0
Travelers M & L Insurance Agency Inc 2855 UNIVERSITY DR 110, CORAL SPRINGS, FL, 33065 29.5
State Farm Michael Bennardo 9779 W Sample Rd, Coral Springs, FL, 33065-4003 30.1
Travelers Nsi Insurance Group 8181 NW 154TH STE 230, MIAMI LAKES, FL, 33016 13.9


Estimated Home Insurance By Street Area Near Miami Beach, FL

Miami Beach Area Estimated House Insurance
1st Rivo Alto Ter, 92nd St, East Dr, Bay Ter, 178th Dr, 87th St, 177th Dr, N Coconut Ln, Indian Creek Island Rd, 102nd St$1,227
4th St, E 3rd Ct, N America Way, 2nd Dilido Ter, Venetian Dilido Way, 83rd St, Ocean Ter, 26th St, Normandy Dr, 80th St$1,436
7th St, Park Ave, 100th St, 19th St, Shelter Ave, 14th St, Biarritz Dr, Irving Ave, Gary Ave, Trouville Esplanade$1,185
Coquina Dr, Bal Cross Dr, Allison Rd, 8th Ter, 81st St, 79th St, 191st St, 14th Ter, W 1st Ct, 2nd Rivo Alto Ter$1,480
West Dr, Lincoln Ln N, Galleon St, Marseille Dr, 4th Dilido Ter, 96th St, Camden Ct, 4th San Marino Ter, 3rd Dilido Ter, 20th St$1,403

Miami Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Miami Beach Homeowner Insurance Premium Example $7,100$6,100
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $30,200$29,200
Net Savings to Miami Beach Home Owner from High Deductible Plan $1,000

Miami Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Miami Beach, FL Home Replacement Value MORE than Home Value Miami Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $769,500 $558,500
Insurance Premium based on Replacement Value $14,300 $10,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $62,000 Risk Exposure from Under Insuring Coverage is $149,000
Premium Impact Insurance cheaper by $2,750/year Insurance costlier by $1,150/year