Mesquite Insurance Rates:

Mesquite, TX home insurance is about $872 to $1,180, about $72-$98/month. Our in depth analysis shows customers can save as much as $410 by getting multiple quotes

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Mesquite Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $120/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Bath 1970 sqft Rental Property Constructed In 2014 with Hardwood Flooring, Asphalt Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Married Female who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $130/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

2 Beds, 2 Bath 1550 sqft Rental Property Constructed In 2010 with Carpet Flooring, Tile Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Swimming Pool, Deadbolt Locks, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Married Female who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $560/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 2000 sqft Rental Property Constructed In 2007 with Ceramic Tile Flooring, Tile Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Fire Extinguisher, Deadbolt Locks, Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $80/2 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1280 sqft Seasonal Residence Constructed In 1967 with Carpet over wood flooring, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Stucco Construction. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

30 Years old Married Female who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $370/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Bath 2050 sqft Seasonal Residence Constructed In 1975 with Carpet Flooring, Shingles Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

63 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

Home Insurance Rate of $560/6 months for $125,000-$150,000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1820 sqft Primary Residence Constructed In 1974 with Wood Flooring, Membrane Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

24 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Mesquite, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75149 $96,800 $1,020
75182 $300,200 $1,150
75181 $145,500 $1,060
75150 $107,400 $1,030

Mesquite Rates & Quotes Analysis:

Mesquite Area Estimated House Insurance
Faithon P Lucas Sr Blvd, Springmont Dr, Thedford Rd, Marlin Dr, Deepwood St, Pickrell Dr, Partridge Dr, Silversprings Dr, Creekstone Ct, Old Elam Rd$1,042
Jardin Dr, Clover Haven St, Lakehurst Dr, S Larkin Rd, Malloy Rd, Chelsea Cir, Trails Pkwy, Arrowwood St, Briarbrook Dr, N Ebrite St$1,027
Red Mill Ln, Cranston Dr, Blackfoot Trl, Thornwood Dr, Meredith Ln, Lanyon Dr, la Prada Dr E, Briar Gate Ln, Ashland Dr, Bentley Dr$1,032
la Paz Dr, Sue Cir, Dalworth Dr, Linfield Dr, Frontage Rd, Field Trail Dr, Brandon Dr, Brockton Dr, Blue Meadow St, Bayberry Dr$1,004
Neville Ct, Nehrmeyer St, E Farmers Rd, Vista Park Dr, Oakview Dr, el Rio Dr, San Saba St, Coolwood Ln, Glen Cove St, Nantucket Village Dr$1,028
Graystone Ct, Cheshire Creek Pl, Via Barcelona, Los Altos Dr, Rosebluff Ter, Coryell Way, Lanemar Dr, Bufflehead Ct, Roanoke Cir, Wilkinson Rd$1,036
Mason Dr, Lometa Ct, Daleglade Dr, Teresita Trl, Eastern Heights Dr, Whitewing Dr, Wilderness Trl, Thrush Dr, Winter Park, Creekwood Ln$1,014
Hickory Garden Dr, Timberview Cir, Rosemont St, Trailcrest Dr, Roundrock Trl, Blyth Dr, Greenpoint St, Ocean Reef, Lochwood Dr, Corvette Dr$1,022
Val Verde Way, Badger Dr, Tamarix Ct, Avis St, Leyenda St, Taylor Creek, Morning Light Dr, Darnel Ln, Golden Pass Rd, Autumndale Dr$1,036
Patria Dr, Larchbrook Dr, Berry Rd, Via Balboa, Doral St, Kenzie Ct, Bruton Ln E, Alameda Dr, Lone Star Ct, Ryan Dr$1,036

Insurance rates are influenced by a number of factors including:

  • Year Built: 8,671 Homes (16% of total) built between 1970 to 1979 in Mesquite are paying home insurance between $1,664-$1,679 and differs from Sunnyvale (+$172), Northeast Dallas (+$29), Forney (+$43), Balch Springs (-$22) and Seagoville (-$26).
  • Bedrooms: 9,064 4 bedrooms homes (17% of total homes ) in Mesquite are paying about $1,241 and differs from Sunnyvale (+$128), Travis Ranch (+$34), Northeast Dallas (+$11), Balch Springs (-$16) and Seagoville (-$19).
  • Auto Insurance Bundling: 13,854 Households (47% of all households) in Mesquite have 2 vehicles available and when it is bundled with home insurance you can save $205 compared to Sunnyvale ($226), Balch Springs ($202), Travis Ranch ($210).
  • Senior Discounts: 10,557 seniors (more than 55 years) occupied housing units (36% of total) in Mesquite get discounts between $153 to $156 and varies from Sunnyvale ($169), Balch Springs ($151), Travis Ranch ($158).
  • New Homes discounts: New homes such as the 21,197 homes built between 2000 to 2009 in Mesquite can save $205 in contrast with Sunnyvale ($226), Balch Springs ($202), Travis Ranch ($210).

Mesquite Homeowners insurance Facts

  • Mesquite, TX has 28,986 owner occupied houses which is 61.2% of all units whereas Sunnyvale, Balch Springs and Travis Ranch have 96.84%, 57.09% and 91.1% respectively.
  • Mesquite, TX homeowners yearly insurance price at $1,026 is 0.92% of the typical house value of $111,300 which is in contrast with 0.38% in Sunnyvale, 1.15% at Balch Springs & 0.66% in Travis Ranch.
  • Homeowners in Mesquite, TX pay 1.37% of their income ($75,000 or more) in insurance whereas homeowners in Sunnyvale, Balch Springs and Travis Ranch pay 1.51%, 1.35% and 1.41% respectively.
  • Mesquite, TX’s insurance is 6.2% of monthly housing costs of $1,384/month, for owners with a mortgage compared to 3.62% in Sunnyvale, 7.15% at Balch Springs & 5.02% in Travis Ranch. But, for households without a mortgage, insurance is 18.4% of costs ($465 in Mesquite, TX) in contrast with 10.39% in Sunnyvale, 19.82% at Balch Springs & 9.65% in Travis Ranch.

Mesquite, TX Home Values & Insurance rates

For example, insurance for 1,027 Homes (3.0% of total homes ) valued between $50,000 to $59,999 in Mesquite, TX is about $482. Rates in nearby areas in such as Northeast Dallas, Heath, Garland are cheaper by $107, $320, $30 respectively while Balch Springs and Seagoville are costlier by $115 and $154 respectively for similar homes.

Mesquite, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,041 3.0% $225
$50,000 to $59,999 1,027 3.0% $482
$60,000 to $69,999 1,209 4.0% $595
$70,000 to $79,999 2,015 6.0% $687
$80,000 to $89,999 2,942 10.0% $779
$90,000 to $99,999 3,071 10.0% $872
$100,000 to $124,999 7,037 24.0% $1005
$125,000 to $149,999 4,501 15.0% $1261
$150,000 to $174,999 3,398 11.0% $1497
$175,000 to $199,999 1,217 4.0% $1723
$200,000 to $249,999 867 3.0% $2072
$250,000 to $299,999 295 1.0% $2534

Renters Insurance in Mesquite

  • Average Renters Insurance in Mesquite :  $212($17/month)

  • Median Gross Rent in Mesquite :  $943

  • Mesquite Renters Insurance to Median Rent Ratio:  1.8%

  • Average household size of renter-occupied unit :  2.67

Mesquite Renters Insurance as a Percentage of Rent

Mesquite Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 239 1.0% $803
$300 to $499 378 2.0% $1253
$500 to $749 3,515 19.0% $1928
$750 to $999 6,252 34.0% $2678
$1,000 to $1,499 5,684 31.0% $3803
$1,500 or more 1,747 9.0% $5453

Rent Affordability in Mesquite:

Approximately 45.0% (8,407) of households are spending more than 35% of their income on gross rent in Mesquite

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,597 8.0%
15.0 to 19.9 percent 2,242 12.0%
20.0 to 24.9 percent 2,126 11.0%
25.0 to 29.9 percent 2,377 12.0%
30.0 to 34.9 percent 1,635 8.0%
35.0 percent or more 8,407 45.0%

Protective device discount in Mesquite Up to :  $31

Claims-free discount in Mesquite Up to :  $42