Medina Insurance Rates:

Medina, OH home insurance is approximately $616 to $837, about $51-$69/month. Our in depth analysis indicates shoppers can save upto $290 by comparing many quotes

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Medina, Ohio Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Medina Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $240/3 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $290,000

5 Beds, 5 Baths 2620 sqft Seasonal Residence Constructed In 1999 with Carpet over wood flooring, Metal Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Smoke Alarm, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $250/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 1350 sqft Rental Property Constructed In 1940 with Stone Flooring, Membrane Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Single Male who is Retired and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $560/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Baths 2190 sqft Vacation Property Constructed In 1992 with Stone Flooring, Composition Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Married Male who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $460/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $225,000

3 Beds, 3 Bath 2100 sqft Seasonal Residence Constructed In 2000 with Stone Flooring, Composition Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $220/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 1610 sqft Seasonal Residence Constructed In 1941 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

48 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $350/10 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $130,000

3 Beds, 3 Baths 1330 sqft Vacation Property Constructed In 1999 with Linoleum, Asphalt Shingles Roof, Slab Foundation, Brick siding, Wood Frame. Home Features Include Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

39 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $210/4 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $205,000

3 Beds, 3 Baths 1830 sqft Vacation Property Constructed In 2011 with Stone Flooring, Slate Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Smoke Alarm, Central Air Conditioning, Indoor Sprinklers, Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Single Male who is Unemployed with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $140/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 1720 sqft Vacation Property Constructed In 1949 with Linoleum, Composition Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fireplace, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Guests at home

Medina, OH Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
44256 $200,200 $770

Medina Rates & Quotes Analysis:

Medina Area Estimated House Insurance
Barrington Dr, Victor Dr, E Union St, Pennyroyal Cir, Yesterday Ln, Norwegian Wood Dr, Twp Hwy 622, Twp Rd 769, Bainbridge Dr, Leisure Ln$759
Van Buren Way, Larkspur Ct, Sassafras Dr, Forest Meadows Dr, Miner Dr, Willow Bend Dr, Wycliffe Dr, Grove Ln, Seeley Dr, Irvine Oval$722
Alameda Ct, Old Farm Trl, Patriots Way, Westwood Dr, Twp Hwy 364, Grand Canyon Dr, Deer Lake Dr, Rustic Valley Dr, Yellowstone Dr, Knots Lndg$750
Chadwick Ln, Exchange Park Dr, South St, Octagon Dr, Sunset Dr, Circle Dr, Nettleton Rd, Huffman Rd, Dawn Ct, Pimlico Cir$749
Hunting Run Rd, Roshon Dr, Malibu Dr, Kempton Oval, Triple Crown Dr, Canterbury Dr, Woodland Dr, Foote Rd, Twp Hwy 601, Trails Lake Dr$739

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,809 Homes (25% of total homes ) built between 1990 to 1999 in Medina are paying home insurance between $1,047-$1,058. Places close to Medina, OH such as Medina County, Montville, Lafayette are more expensive by $16, $79, $22 respectively while Chippewa Lake and Gloria Glens Park are cheaper by $42 and $33 respectively for similar homes.
  • Bedrooms: 3,220 3 bedrooms homes (30% of total homes ) in Medina are paying about $849 compared to Medina County (+$20), Montville (+$64), Lafayette (+$25), Chippewa Lake (-$27) and Gloria Glens Park (-$20).
  • Auto Insurance Bundling: 3,723 Households (54% of all households) in Medina have 2 vehicles available and when it is bundled with home insurance you can save $145. Discounts for similar bundling in close by locations such as Medina County, Montville, Chippewa Lake come to $147, $156, $139 respectively.
  • Senior Discounts: 2,614 seniors (more than 55 years) occupied housing units (38% of total) in Medina get discounts between $108 to $111. The comparative concessions in proximate regions such as Medina County, Montville and Chippewa Lake are $110, $117 and $104 respectively.
  • New Homes discounts: New homes such as the 4,796 homes built between 2000 to 2009 in Medina can save $145 and similar new home insurance discounts in nearby towns and cities like Medina County, Montville and Chippewa Lake are $147, $156 and $139 respectively.

Medina Homeowners insurance Facts

  • Medina, OH has 6,860 owner occupied houses which is 66.8% of all units whereas Medina County, Montville and Chippewa Lake have 80.41%, 86.46% and 63.77% respectively.
  • Medina, OH homeowners yearly insurance price at $726 is 0.44% of the typical house value of $164,200 which is in contrast with 0.4% in Medina County, 0.3% at Montville & 0.61% in Chippewa Lake.
  • Homeowners in Medina, OH pay 4.15% of their income ($15,000 to $19,999) in insurance whereas homeowners in Medina County, Montville and Chippewa Lake pay 4.21%, 4.46% and 3.98% respectively.
  • Medina, OH’s insurance is 4.2% of monthly housing costs of $1,459/month, for owners with a mortgage compared to 3.93% in Medina County, 3.21% at Montville & 5.54% in Chippewa Lake. But, for households without a mortgage, insurance is 11.6% of costs ($521 in Medina, OH) in contrast with 12.28% in Medina County, 10.31% at Montville & 14.27% in Chippewa Lake.

Medina, OH Home Values & Insurance rates

For example, insurance for 1,054 Homes (15.0% of total homes ) valued between $125,000 to $149,999 in Medina, OH is about $602. Rates in nearby areas in such as Medina County, Montville, Lafayette are cheaper by $50, $189, $69 respectively while Chippewa Lake and Gloria Glens Park are costlier by $234 and $171 respectively for similar homes.

Medina, OH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 274 4.0% $108
$70,000 to $79,999 112 1.0% $326
$80,000 to $89,999 216 3.0% $370
$90,000 to $99,999 249 3.0% $413
$100,000 to $124,999 772 11.0% $479
$125,000 to $149,999 1,054 15.0% $602
$150,000 to $174,999 1,226 18.0% $711
$175,000 to $199,999 1,083 16.0% $827
$200,000 to $249,999 1,172 17.0% $994
$250,000 to $299,999 337 4.0% $1212
$300,000 to $399,999 212 3.0% $1546

Renters Insurance in Medina

  • Average Renters Insurance in Medina :  $124($10/month)

  • Median Gross Rent in Medina :  $788

  • Medina Renters Insurance to Median Rent Ratio:  1.27%

  • Renter occupied housing units in Medina :  3,414

Medina Renters Insurance as a Percentage of Rent

Medina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 35 1.0% $331
$200 to $299 81 2.0% $781
$300 to $499 275 8.0% $1231
$500 to $749 1,066 32.0% $1906
$750 to $999 1,294 39.0% $2656
$1,000 to $1,499 403 12.0% $3781
$1,500 or more 131 3.0% $5431

Protective device discount in Medina Up to :  $18

Claims-free discount in Medina Up to :  $24