McComb Insurance Rates:

McComb, MS home insurance is roughly $776 to $1,060, about $64-$88/month. Our in depth analysis reveals consumers can save upto $367 by getting many quotes

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McComb Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $3010/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Bath 2600 sqft Seasonal Residence Constructed In 1969 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Wood siding, Wood Frame. Home Features Include Fire Extinguisher, Fireplace, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Married Male who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1540/9 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $245,000

5 Beds, 5 Baths 3630 sqft Primary Residence Constructed In 1968 with Hardwood Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Copper Water Pipes, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Married Male who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $910/5 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

5 Beds, 5 Bath 3630 sqft Rental Property Constructed In 1970 with Hardwood Flooring, Membrane Roof, Chainwall Foundation, Brick siding, Wood Frame. Home Features Include Swimming Pool, Central Air Conditioning, Copper Water Pipes, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1930/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $175,000

4 Beds, 4 Baths 3390 sqft Primary Residence Constructed In 1974 with Linoleum, Metal Roof, Crawl Space Foundation, Wood siding, Metal Frame Construction. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $260/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

5 Beds, 5 Baths 1660 sqft Vacation Property Constructed In 2002 with Wood Flooring, Tile Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Married Male who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1050/10 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1620 sqft Seasonal Residence Constructed In 1945 with Carpet Flooring, Tile Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Single Female who is a Freelancer with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $250/2 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $125,000

3 Beds, 3 Baths 1670 sqft Seasonal Residence Constructed In 1948 with Hardwood Flooring, Metal Roof, Crawl Space Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Single Male who is Retired with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1520/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $300,000

5 Beds, 5 Bath 4090 sqft Vacation Property Constructed In 1945 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Single Female who is Unemployed and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Mccomb Rates & Quotes Analysis:

McComb Area Estimated House Insurance
Adams Ave, Hwy 51 Mm, Stewart St, Peters St, L D White Rd, Hwy 44 E, Carpenter Ln, College St, Northwest St, Ted Thompson Rd$913
Hart Rd Exd, Denwiddie Ave, Pinkey Ln, D P Guy Rd, Lee Morgan Rd, Pine Ridge Dr, Hwy 570 E, Sterling Rd, Deer Rd, Oakbrook Cir$943
3rd St, Lissa Dr, Ave B, Ivey Ln, Hwy 98 W, Carter Ln, Tidwell Dr, Harrison Dr, N West St, North St$928
Holmes Ave, Lucille Ln, Bulldog Ln, Labranch St, Essie Ln, Martin Luther King Dr Exd, 10th St, Butler Rd, Maryland Ave, Pine Brook Dr$910
Thornton Ln, Greentree Ln, N 5th St, Dana Dr, Stovall Ln, Prairie Ln, New York Ave, Peoples St, Avenue E Exd, Archie Boyd Rd$926
Ave K, Hwy 98 E, Dixon St, Sherwood Dr, Jones St, Hwy 51, Henry Burch Rd, Hwy 570 E, Town Cir, Roberts Rd$916
Erin Dr, Paige Dr, W Presley Blvd, C D Rayborn Rd, Wren Ave, Alexander St, Smith Holmes Rd, Fox Run Dr, Oak St, Anderson Ln$921
Janice, Allison Dr, Berry St, Virginia Ave, Curtis Norris Ln, Vanerson Rd, Highpoint Rd, Boggs Rd, Hwy51, Bates Aly$919
River Rd N, Karey Andrews Rd, Old Summit Rd, 13th Ct, Smithtown Rd, Alford Bridge Rd, Carroll St, Maddox Ave, Lenoir Sellers Rd, Harper St$918
Vermont Ave, Della Dr, Helen Dr, L D White, 7th St, W RR, Desoto Ave, Brandon Dr, Holmesville Rd, Reeves Cemetary Rd$912

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,116 Homes (17% of total) built between 1960 to 1969 in McComb are paying home insurance between $1,609-$1,622 in contrast with Osyka (+$39), Kentwood(LA) (+$523), Greensburg(LA) (+$552), Magnolia (-$29) and Amite County (-$18).
  • Bedrooms: 2,708 3 bedrooms homes (43% of total homes ) in McComb are paying about $910 and differs from Osyka (+$13), Kentwood(LA) (+$186), Greensburg(LA) (+$201), Summit (-$6) and Magnolia (-$26).
  • Auto Insurance Bundling: 563 Households (19% of all households) in McComb have 3 or more vehicles available and when it is bundled with home insurance you can save $229. Discounts for similar bundling in close by locations such as Summit, Magnolia, Pike County come to $230, $225, $229 respectively.
  • Senior Discounts: 1,456 seniors (more than 55 years) occupied housing units (51% of total) in McComb get discounts between $136 to $138 and varies from Summit ($138), Magnolia ($135), Pike County ($137).
  • New Homes discounts: New homes such as the 2,100 homes built between 2000 to 2009 in McComb can save $183 and differs from Summit ($184), Magnolia ($180), Pike County ($183).

McComb Homeowners insurance Facts

  • Mccomb, MS has 2,819 owner occupied houses which is 54.9% of all units whereas Summit, Magnolia and Pike County have 64.98%, 66.71% and 70.02% respectively.
  • McComb, MS homeowners yearly insurance price at $919 is 1.09% of the typical house value of $84,000 which is in contrast with 1.03% in Summit, 1.51% at Magnolia & 1.13% in Pike County.
  • Homeowners in McComb, MS pay 4.08% of their income ($20,000 to $24,999) in insurance whereas homeowners in Summit, Magnolia and Pike County pay 4.1%, 4.01% and 4.08% respectively.
  • McComb, MS’s insurance is 9.1% of monthly housing costs of $838/month, for owners with a mortgage compared to 8.54% in Summit, 8.59% at Magnolia & 8.09% in Pike County. But, for households without a mortgage, insurance is 25.4% of costs ($302 in McComb, MS) in contrast with 23.94% in Summit, 26.37% at Magnolia & 24.89% in Pike County.

McComb, MS Home Values & Insurance rates

For example, insurance for 152 Homes (5.0% of total homes ) valued between $200,000 to $249,999 in McComb, MS is about $2,462. Rates in nearby areas in such as Summit, Osyka, Tylertown are cheaper by $148, $693, $77 respectively while Magnolia and Pike County are costlier by $947 and $87 respectively for similar homes.

Mccomb, MS Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 777 27.0% $266
$50,000 to $59,999 175 6.0% $569
$60,000 to $69,999 175 6.0% $707
$70,000 to $79,999 216 7.0% $817
$80,000 to $89,999 165 5.0% $928
$90,000 to $99,999 186 6.0% $1038
$100,000 to $124,999 486 17.0% $1194
$125,000 to $149,999 185 6.0% $1497
$150,000 to $174,999 152 5.0% $1773
$175,000 to $199,999 56 2.0% $2049
$200,000 to $249,999 152 5.0% $2462
$250,000 to $299,999 45 1.0% $3005

Renters Insurance in McComb

  • Average Renters Insurance in Mccomb :  $245($20/month)

  • Median Gross Rent in Mccomb :  $551

  • Mccomb Renters Insurance to Median Rent Ratio:  3.63%

  • Renter occupied housing units in Mccomb :  2,313

Mccomb Renters Insurance as a Percentage of Rent

Mccomb Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 170 8.0% $361
$200 to $299 177 8.0% $811
$300 to $499 492 23.0% $1261
$500 to $749 750 36.0% $1936
$750 to $999 330 15.0% $2686
$1,000 to $1,499 133 6.0% $3811

Rent Affordability in Mccomb:

Approximately 53.0% (1,238) of households are spending more than 35% of their income on gross rent in Mccomb

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 277 11.0%
15.0 to 19.9 percent 167 7.0%
20.0 to 24.9 percent 243 10.0%
25.0 to 29.9 percent 200 8.0%
30.0 to 34.9 percent 188 8.0%
35.0 percent or more 1,238 53.0%

Mccomb Renters Insurance Discounts:

Mccomb Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Mccomb, MS Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,102 47.0% $24.5
2 vehicles available 396 17.0% $36.75
3 or more vehicles available 179 7.0% $49.0

Mccomb Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 188 8.0% $55
60 to 64 years 225 9.0% $44
65 to 74 years 303 13.0% $35
75 years and over 138 5.0% $27

Protective device discount in Mccomb Up to :  $36

Claims-free discount in Mccomb Up to :  $49