Mauldin Insurance Rates:

Mauldin, SC home insurance is about $692 to $940, about $57-$78/month. Our detailed analysis reveals consumers can save upto $326 by getting many quotes

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Mauldin, South Carolina Homeowners Insurance Reviews separate fact from fiction. Compare realistic quotes from the best home insurance providers.

Mauldin Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $940/8 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

3 Beds, 3 Bath 1990 sqft Seasonal Residence Constructed In 2007 with Hardwood Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Metal Frame Construction. Home Features Include Smoke Alarm, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Divorced Male who is Retired with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $310/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 1970 sqft Vacation Property Constructed In 1996 with Ceramic Tile Flooring, Slate Shingles Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $930/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 1700 sqft Rental Property Constructed In 1975 with Carpet over wood flooring, Composition Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Indoor Sprinklers, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Single Female who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $790/6 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $320,000

5 Beds, 5 Baths 3090 sqft Vacation Property Constructed In 1991 with Linoleum, Tile Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Fireplace, Smoke Alarm, Swimming Pool, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

53 Years old Married Male who is a Freelancer with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1220/8 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $340,000

5 Beds, 5 Bath 3200 sqft Vacation Property Constructed In 1977 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Indoor Sprinklers, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $760/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $305,000

4 Beds, 4 Baths 3030 sqft Rental Property Constructed In 2004 with Linoleum, Tile Roof, Chainwall Foundation, Brick siding, Stucco Construction. Home Features Include Indoor Sprinklers, Smoke Alarm, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Single Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $420/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 2270 sqft Seasonal Residence Constructed In 1979 with Linoleum, Composition Roof, Crawl Space Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Fireplace, Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

47 Years old Married Male who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $1740/12 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $220,000

3 Beds, 3 Bath 2370 sqft Primary Residence Constructed In 1999 with Stone Flooring, Metal Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Copper Water Pipes, Deadbolt Locks, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Divorced Female who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 600-649 Credit Score

Home Insurance Rate of $920/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $350,000

5 Beds, 5 Baths 3830 sqft Rental Property Constructed In 1988 with Carpet Flooring, Membrane Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Male who is Retired with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Mauldin, SC Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
29662 $139,200 $820

Mauldin Rates & Quotes Analysis:

Mauldin Area Estimated House Insurance
NE Main St, Morgan Cir, State Rd S-23-661, Trident Ct, Sandy Ln, Banner St, Hillcrest Dr, Timberstone Way, Hogan Dr, Sunrise Ave$804
Belleville Pl, Parsons St, Co Rd 325, Co Rd 572, Co Rd 249, Glenmont Ln, Oxner Rd, Planter's Grove Dr, Andulusian Trl, Cloverdale Ln$822
S Industrial Dr, Glen Ivy Dr, Willow Forks Dr, Pepper Harrow Ct, Wagon Wheel Dr, G-Pd-115, Buckhead Ln, Abbotsford Dr, Tradd St, Maple Cir$800
Bethel Oaks Ct, Sawyer Dr, White Dr, Tillman Ct, Pasture View Ct, Barn Swallow Dr, Whatley Cir, Neely Ferry Rd, Garden Springs Dr, Dairwood Dr$816
Brookhaven Way, Hartwell Dr, Red Finch Dr, Loma St, Corinth St, Mn-Pd-21, Church Ln, Lone Pine Ct, Putman Rd, Canners Ct$823

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,361 Homes (24% of total homes ) built between 1990 to 1999 in Mauldin are paying home insurance between $1,178-$1,191. Places close to Mauldin, SC such as Five Forks, Simpsonville, Powdersville are more expensive by $68, $15, $12 respectively while Gantt and Dunean are cheaper by $41 and $40 respectively for similar homes.
  • Bedrooms: 4,336 3 bedrooms homes (44% of total homes ) in Mauldin are paying about $679. Areas near to Mauldin such as Five Forks, Simpsonville, Wade Hampton are costlier by $39, $8, $5 respectively whereas Gantt and Judson are more economical by $24, $35 respectively for similar homes.
  • Auto Insurance Bundling: 2,955 Households (46% of all households) in Mauldin have 2 vehicles available and when it is bundled with home insurance you can save $163. Discounts for similar bundling in close by locations such as Five Forks, Simpsonville, Greenville come to $172, $165, $164 respectively.
  • Senior Discounts: 2,923 seniors (more than 55 years) occupied housing units (45% of total) in Mauldin get discounts between $122 to $124. The comparative concessions in proximate regions such as Five Forks, Simpsonville and Greenville are $129, $124 and $123 respectively.
  • New Homes discounts: New homes such as the 5,559 homes built between 2000 to 2009 in Mauldin can save $163 and similar new home insurance discounts in nearby towns and cities like Five Forks, Simpsonville and Greenville are $172, $165 and $164 respectively.

Mauldin Homeowners insurance Facts

  • Mauldin, SC has 6,370 owner occupied houses which is 69.6% of all units whereas Five Forks, Simpsonville and Greenville have 92.53%, 80.76% and 60.76% respectively.
  • Mauldin, SC homeowners yearly insurance price at $817 is 0.55% of the typical house value of $147,800 which is in contrast with 0.35% in Five Forks, 0.49% at Simpsonville & 0.53% in Greenville.
  • Homeowners in Mauldin, SC pay 2.51% of their income ($30,000 to $34,999) in insurance whereas homeowners in Five Forks, Simpsonville and Greenville pay 2.66%, 2.54% and 2.52% respectively.
  • Mauldin, SC’s insurance is 5.5% of monthly housing costs of $1,250/month, for owners with a mortgage compared to 4.34% in Five Forks, 5.15% at Simpsonville & 5.33% in Greenville. But, for households without a mortgage, insurance is 18.8% of costs ($363 in Mauldin, SC) in contrast with 16.63% in Five Forks, 20.27% at Simpsonville & 19.86% in Greenville.

Mauldin, SC Home Values & Insurance rates

For example, insurance for 152 Homes (2.0% of total homes ) valued between Less than $50,000 in Mauldin, SC is about $130. Rates in nearby areas in such as Five Forks, Simpsonville, Wade Hampton are cheaper by $44, $15, $7 respectively while Greenville and Gantt are costlier by $1 and $98 respectively for similar homes.

Mauldin, SC Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 152 2.0% $130
$60,000 to $69,999 83 1.0% $351
$70,000 to $79,999 130 2.0% $408
$80,000 to $89,999 244 3.0% $465
$90,000 to $99,999 342 5.0% $522
$100,000 to $124,999 1,000 15.0% $604
$125,000 to $149,999 1,319 20.0% $759
$150,000 to $174,999 1,302 20.0% $890
$175,000 to $199,999 664 10.0% $1029
$200,000 to $249,999 541 8.0% $1241
$250,000 to $299,999 260 4.0% $1519
$300,000 to $399,999 244 3.0% $1928

Renters Insurance in Mauldin

  • Average Renters Insurance in Mauldin :  $175($14/month)

  • Median Gross Rent in Mauldin :  $860

  • Mauldin Renters Insurance to Median Rent Ratio:  1.63%

  • Average household size of renter-occupied unit :  2.13

Mauldin Renters Insurance as a Percentage of Rent

Mauldin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 50 1.0% $343
$200 to $299 55 2.0% $793
$300 to $499 87 3.0% $1243
$500 to $749 676 25.0% $1918
$750 to $999 933 34.0% $2668
$1,000 to $1,499 680 25.0% $3793
$1,500 or more 223 8.0% $5443

Rent Affordability in Mauldin:

Approximately 34.0% (956) of households are spending more than 35% of their income on gross rent in Mauldin

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 470 16.0%
15.0 to 19.9 percent 264 9.0%
20.0 to 24.9 percent 527 18.0%
25.0 to 29.9 percent 372 13.0%
30.0 to 34.9 percent 194 6.0%
35.0 percent or more 956 34.0%

Mauldin Renters Insurance Discounts:

Mauldin Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Mauldin, SC Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 1,546 55.0% $17.5
2 vehicles available 774 27.0% $26.25
3 or more vehicles available 136 4.0% $35.0

Protective device discount in Mauldin Up to :  $26

Claims-free discount in Mauldin Up to :  $35