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Malone, NY Home Values & Insurance Rates

Malone, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 393 16.0% $157
$50,000 to $59,999 137 5.0% $327
$60,000 to $69,999 233 9.0% $409
$70,000 to $79,999 309 12.0% $473
$80,000 to $89,999 187 7.0% $532
$90,000 to $99,999 237 9.0% $596
$100,000 to $124,999 283 11.0% $690
$125,000 to $149,999 93 3.0% $865
$150,000 to $174,999 227 9.0% $1023
$175,000 to $199,999 94 3.0% $1181
$200,000 to $249,999 91 3.0% $1421
$250,000 to $299,999 45 1.0% $1737
$300,000 to $399,999 106 4.0% $2211

Malone Renters Insurance as a Percentage of Rent

Malone Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 27 1.0% $350
$200 to $299 72 5.0% $800
$300 to $499 143 10.0% $1250
$500 to $749 566 41.0% $1925
$750 to $999 354 25.0% $2675
$1,000 to $1,499 162 11.0% $3800
$1,500 or more 42 3.0% $5450

Example Malone Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualNationwide Insurance
Monthly Premium 2095982
Year Built 199819401982
Home Details 5 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Malone, NY

Home Insurance Company Near Malone, NY Homeowners Insurance Agency Near Malone, NY Address Distance from Malone, NY (miles)
Travelers Agency Insurance Brokers Inc 41 BROAD ST, PLATTSBURGH, NY, 12901 41.3
Farmers Donald Recore 438 State Route 3 Ste 500, Plattsburgh, NY, 12901 39.6
Travelers King-Clark Company Inc 2420 CHATEAUGAY ST, FT COVINGTON, NY, 12937 16.9
Allstate Leading Edge Grp Inc 2734 Rte 3 PO Box 69, Saranac, NY, 12981 26.2
Erie Richards Insurance Agency 354 E Orvis St , Massena, NY, 13662 30.2


Estimated Home Insurance By Street Area Near Malone, NY

Malone Area Estimated House Insurance
Learned Rd, Wheeler Rd, Co Hwy 25, Beman St, Helms Rd, Cosgrove Rd, Miner Rd, William St, Biglow St, Pierepont Ave$584
Johnson Rd, Brand Rd, Leonard Rd, Fitzpatrick Rd, Moody Rd, Milwaukee St, E Side Road 3, Andrus St, Valley Rd, Burke City Rd$583
Houndville Rd, Grove St, Short Ave, Stevens St, White Rd, Hallam Cir, Porter Ave, Harrison Pl, Adler Rd, E Main St$585
Indian Trails Dr, Co Hwy 24, Old Pond Hwy, Seaver St, Porter Rd, Church Pl, 1st St, Maude Fitzpatrick Rd, Morton St, Burke Rd$586
Rennie St, Cherry St, Reservoir St, Cady Rd, Smallman Dr, Owls Rest Dr, W Main St, Child Rd, Harrison Pl, Edward St$583

Malone, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Malone Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Malone Home Owner from High Deductible Plan $600

Malone, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Malone, NY Home Replacement Value MORE than Home Value Malone, NY Home Replacement Value LESS than Home Value
Replacement Value $173,000 $103,500
Insurance Premium based on Replacement Value $1,600 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $375/year