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Lyons, NY Home Values & Insurance Rates

Lyons, NY Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 343 21.0% $203
$50,000 to $59,999 147 9.0% $435
$60,000 to $69,999 301 19.0% $534
$70,000 to $79,999 74 4.0% $621
$80,000 to $89,999 208 13.0% $703
$90,000 to $99,999 97 6.0% $784
$100,000 to $124,999 238 15.0% $912
$125,000 to $149,999 45 2.0% $1138
$150,000 to $174,999 16 1.0% $1347
$175,000 to $199,999 43 2.0% $1557
$200,000 to $249,999 41 2.0% $1870
$250,000 to $299,999 20 1.0% $2289

Lyons Renters Insurance as a Percentage of Rent

Lyons Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 38 5.0% $803
$300 to $499 245 33.0% $1253
$500 to $749 199 26.0% $1928
$750 to $999 129 17.0% $2678
$1,000 to $1,499 131 17.0% $3803

Example Lyons Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualFarmers Insurance
Monthly Premium 81156127
Year Built 196219491962
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$175000-$200000$150000-$175000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Top Home Insurance Agents Near Lyons, NY

Home Insurance Company Near Lyons, NY Homeowners Insurance Agency Near Lyons, NY Address Distance from Lyons, NY (miles)
Travelers Gerard P Smith Agency Inc 4 E Main St, Webster, NY, 14580 23.0
Allstate Lauren Williams 794 Spencerport Rd, Rochester, NY, 14606 36.0
Travelers Marshall & Sterling Inc. 205 SAINT PAUL ST SUITE 105, ROCHESTER, NY, 14604 30.9
Liberty Mutual Independent Terry Powell Insurance Agency 6179 STATE ROUTE 96, FARMINGTON, NY, 14425 19.9
Travelers Wells Insurance 644 E MAIN ST, PALMYRA, NY, 14522 10.9


Estimated Home Insurance By Street Area Near Lyons, NY

Lyons Area Estimated House Insurance
Salerno Rd, Emmel Rd, Co Rd 224, Co Rd 232, Middle Sodus Rd, Old Lyons Rd, N Canal St, Cauwels Rd, Forgham St, Co Rd 217$586
Pulver Rd, Old State Rte 31, Pardy Smith Rd, Arcadia Zurich Norris Rd, Pine Valley Dr, Patrick Rd, Co Rd 221, Ross Rd, Buffalo Rd, Queen St$585
Bramer Rd, Co Rd 339, Westphal Pkwy, Jackson School Rd, Sapp Rd, Geneva St Exd, Leach Rd, Sohn Alloway Rd, Norsen Rd, Leach Rd$586
Hill Rd, Jackson Hill Rd, Co Rd 237, State Rte 88 S, Pleasant Valley Rd, Old State Rte 14, Sutton Rd, Spencer St, Canal St, Co Rd 340$585
Co Rd 244, Botcher Rd, Catchpole Rd, Coleman Hill Rd, Culver St, Co Rd 231, Co Rd 235, Depew Ave, Steel Point Rd, Clyde Rd$585

Lyons, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Lyons Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Lyons Home Owner from High Deductible Plan $600

Lyons, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lyons, NY Home Replacement Value MORE than Home Value Lyons, NY Home Replacement Value LESS than Home Value
Replacement Value $83,000 $48,500
Insurance Premium based on Replacement Value $675 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year