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Lubbock, TX Home Values & Insurance Rates

Lubbock, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 8,119 14.0% $225
$50,000 to $59,999 2,015 3.0% $492
$60,000 to $69,999 3,391 6.0% $604
$70,000 to $79,999 3,576 6.0% $697
$80,000 to $89,999 3,772 6.0% $789
$90,000 to $99,999 4,177 7.0% $881
$100,000 to $124,999 8,648 15.0% $1025
$125,000 to $149,999 5,824 10.0% $1281
$150,000 to $174,999 4,567 8.0% $1517
$175,000 to $199,999 2,677 4.0% $1752
$200,000 to $249,999 3,185 5.0% $2111
$250,000 to $299,999 2,182 4.0% $2583
$300,000 to $399,999 2,338 4.0% $3280

Lubbock Renters Insurance as a Percentage of Rent

Lubbock Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 484 1.0% $353
$200 to $299 663 1.0% $803
$300 to $499 3,830 9.0% $1253
$500 to $749 13,299 34.0% $1928
$750 to $999 10,070 26.0% $2678
$1,000 to $1,499 7,655 19.0% $3803
$1,500 or more 2,443 6.0% $5453

Example Lubbock Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceUSAA groupFarmers Insurance
Monthly Premium 57161185
Year Built 197319981986
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Top Home Insurance Agents Near Lubbock, TX

Home Insurance Company Near Lubbock, TX Homeowners Insurance Agency Near Lubbock, TX Address Distance from Lubbock, TX (miles)
Upshaw Insurance Agency Inc 2321 50Th Street Ste K, Lubbock, TX, 79412 2.2
Allstate Alan Newton Insurance Agency Inc. 128 E Waylon Jennings Blvd, Littlefield, TX, 79339 34.9
Travelers Ashmore & Associates Insurance Agency Llc 6102 82ND STREET #6, LUBBOCK, TX, 79424 5.3
Farmers Daniel Enabnit 8605 Milwaukee Ave Ste 101, Lubbock, TX, 79424 5.8
Travelers J & K Insurance Agency Inc 119 W COLLEGE, LOCKNEY, TX, 79241 45.6

Lubbock, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
79407 $94,200 $1,020
79414 $87,800 $1,020
79401 $76,900 $1,010
79412 $75,400 $1,010
79404 $57,800 $1,000
79415 $56,800 $1,000
79411 $49,200 $1,000
79403 $48,800 $1,000
79424 $169,200 $1,070
79423 $119,400 $1,040
79413 $115,000 $1,040
79410 $112,300 $1,030
79416 $111,600 $1,040

Estimated Home Insurance By Street Area Near Lubbock, TX

Lubbock Area Estimated House Insurance
Ash Ave, 88th Dr, FM 2255, Yuma Ave, C R 1540, Date Ave, E Co Rd 7700, Co Rd 5830, Cr 1835, 153rd St$1,054
E 13th St, Ecr 6200, Sycamore Park, Elder Ave, Uxbridge Ave, Co Rd 2400, FM 597, Mlk Jr Blvd, C R 7635, Co Rd 1950$1,001
107th Dr, E Bates St, 91st Ln, Rochester Ave, Troy Ave, C R 1435, Marlboro St, C R 5830, N Clinton Ave, C R 7300$1,011
Bonanzo, Vardo Ln, 87th Pl, Co Rd 6420, N Ave N, C R 7730, Lynnhaven Ave, Greek Cir, C R 2000, Clovis State Rte$989
Whisperwood Cir, Hwy 179, 140th St, 146th St, E 17th St, Norwich Ave, 88th Pl, Barry Ln, N Co Rd 2300, County Rd$999
Clinton Ave, War Hwy, E 88th St, Co Rd 7650, FM 2192-C R 2730, E 18th St, Everett Ave, E Newcomb St, Urbana Ave, Kirby Ave$1,023
Trotter Rd, N Ithaca Ave, N Oak Ave, S Ave E, Texas Frd, E 3rd Pl, Co Rd 7600, Prentiss Ave, Vanda Ave, Mc Guire St$996
Vega Ln, FM 2378-C R 1000, E Co Rd 7270, E FM 41-E C R 7800, Co Rd 6450, Co Rd 7100, 93rd Dr, Co Rd 6960, 106th St, Trenton Ave$1,045
Co Rd 1250, Cantebury Ave, Wells St S, Co Rd 7475, Woodrow Rd, Hoover Dr, Gannon St, E 17th St, Joel Ln, N Ash Ave$996
N Canton Ave, Co Rd 5100, Primrose Ave, N King Ave, E 24th St, Co Rd 2110, 108th Dr, Cherry Ave, C R 2110, Co Rd 7365$1,007

Lubbock, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Lubbock Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,300$8,800
Net Savings to Lubbock Home Owner from High Deductible Plan $500

Lubbock, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lubbock, TX Home Replacement Value MORE than Home Value Lubbock, TX Home Replacement Value LESS than Home Value
Replacement Value $101,000 $74,500
Insurance Premium based on Replacement Value $725 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year