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Lowell, MA Home Values & Insurance Rates

Lowell, MA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 320 1.0% $102
$90,000 to $99,999 199 1.0% $408
$100,000 to $124,999 867 4.0% $469
$125,000 to $149,999 1,336 7.0% $591
$150,000 to $174,999 1,480 8.0% $703
$175,000 to $199,999 1,728 9.0% $816
$200,000 to $249,999 4,538 26.0% $979
$250,000 to $299,999 3,670 21.0% $1193
$300,000 to $399,999 2,967 17.0% $1519

Lowell Renters Insurance as a Percentage of Rent

Lowell Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 394 1.0% $366
$200 to $299 1,655 8.0% $816
$300 to $499 1,547 7.0% $1266
$500 to $749 2,697 13.0% $1941
$750 to $999 4,887 24.0% $2691
$1,000 to $1,499 7,565 37.0% $3816
$1,500 or more 1,565 7.0% $5466

Example Lowell Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceState Farm
Monthly Premium 200119163
Year Built 199419481994
Home Details 5 Beds, 4 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$250000-$300000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Top Home Insurance Agents Near Lowell, MA

Home Insurance Company Near Lowell, MA Homeowners Insurance Agency Near Lowell, MA Address Distance from Lowell, MA (miles)
Wood & Associates Insurance Agency 32 South Common St, Lynn, MA, 1902 22.3
Conte Insurance Agency Inc 579 Pleasant Street, Paxton, MA, 1612 38.3
Travelers Brown & Brown Of New Hampshire 93 WASHINGTON ST, DOVER, NH, 3820 44.6
Liberty Mutual Independent Hic Insurance 725 LAFAYETTE RD, HAMPTON, NH, 3842 32.7
Liberty Mutual Independent Platinum Insurance Agency Inc 418 Massachusetts Ave, ARLINGTON, MA, 2474 17.8


Estimated Home Insurance By Street Area Near Lowell, MA

Lowell Area Estimated House Insurance
Malden Ave, Rosemont St, Enfield St, Dover Sq, Lura St, Nicole Dr, Vaughn St, Rogers Ave, Berry Rd, Hereford Pl$1,018
O'Brien Ter, Lamb St, Brookings St, Kianthi Dr, Colwell Ave, Harris Ave, Dumerle St, Court Ave, Butman Rd, Cheney Pl$1,031
London St, Ursula St, Sanders Ave, Willie St, Forestview Ave, Belle Ave, Rockingham Ave, Thorndike Rd, Lund St, Karen St$1,032
Harlem St, Keene St, Mansion Dr, Homestead Rd, Tyng St, Aiken St, Lupine St, Riverby St, Middlesex Park, Read St$1,002
Bailey Ln, Manahan St, Crowley St, Gerson Ter, Dempsey Pl, Ready Ave, W Albert St, Westboro St, Starbird St, Lowell Research Center Dr$1,026

Lowell, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Lowell Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,500$9,700
Net Savings to Lowell Home Owner from High Deductible Plan $800

Lowell, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lowell, MA Home Replacement Value MORE than Home Value Lowell, MA Home Replacement Value LESS than Home Value
Replacement Value $186,500 $125,000
Insurance Premium based on Replacement Value $1,800 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $20,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $400/year