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Loveland, CO Home Values & Insurance Rates

Loveland, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,551 6.0% $88
$100,000 to $124,999 597 2.0% $415
$125,000 to $149,999 1,634 6.0% $521
$150,000 to $174,999 2,878 12.0% $618
$175,000 to $199,999 3,427 14.0% $707
$200,000 to $249,999 5,532 23.0% $857
$250,000 to $299,999 3,415 14.0% $1043
$300,000 to $399,999 4,304 18.0% $1326

Loveland Renters Insurance as a Percentage of Rent

Loveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 180 1.0% $347
$200 to $299 267 2.0% $797
$300 to $499 503 4.0% $1247
$500 to $749 2,265 21.0% $1922
$750 to $999 2,783 26.0% $2672
$1,000 to $1,499 3,404 32.0% $3797
$1,500 or more 1,009 9.0% $5447

Example Loveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateFarmers Insurance
Monthly Premium 70105207
Year Built 201019882006
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Loveland, CO

Home Insurance Company Near Loveland, CO Homeowners Insurance Agency Near Loveland, CO Address Distance from Loveland, CO (miles)
Rick Baker & Assocs Inc 5360 Arapahoe Ave, Suiteg, Boulder, CO, 80303 28.8
State Farm Mark Llewellyn 4895 W 10th St Unit C, Greeley, CO, 80634-2049 22.3
State Farm Quinn Mccoy 7535 W 92nd Ave Ste 200, Westminster, CO, 80021-5632 39.4
Allstate Steve Bazz 1466 Pierce St, Lakewood, CO, 80214 48.0
State Farm Troy Gonzales 2138 Meander Rd, Windsor, CO, 80550-4661 12.4

Estimated Home Insurance By Street Area Near Loveland, CO

Loveland Area Estimated House Insurance
Keenesburg Ct, 9th Pl SW, John Galt Dr, Springwood Ct, Sheridan Ave, Gard Pl, Longspur St, Hawaii Cir, Prospect Dr, Turkey Roost Connection$879
Glen Dr, Norfolk Pl, Turquoise St, Thomas Ct, Ladera Rd, Shirke Rd, Many Elk Rd, S Cleveland Ave, N del Norte Ave, Springs Ranch Rd$907
Gladeview Ct, Roosevelt Ave, Jordan Dr, Calhoun Ct, Clear Creek Dr, Swan Mountain Dr, Laguna Ct, Creekwood Dr, Highland Dr, Taft Hill Rd$923
Shubert Dr, S Dotsero Dr, Idaho Pl, Singing Pines Ct, W 32nd St, Joyce Ct, Mount Fisher Ct, Jefferson Dr, W 6th St, Lebsack Ln$908
Meadow Ln, Mountain Lion Dr, Obrien Dr, Lucia Ct, 15th St SW, Sheridan Ave, N Custer Ave, Over Rd, Cox Ct, Sand Grouse Dr$882
E 12th St, Grey Mountain Dr, Spanish Bay Dr, Filbert Ave, Coral Burst Ct, Bulwark Ridge Ct, Brookwood Ct, Crowley Cir, Fallgold Dr, Jessen Dr$885
W 29th St, W Co Rd 18, Bulwark Ridge Dr, Monroe Ave, Mid Pointe Dr, Dry Creek, W Co Rd 16H, 2nd St SE, Indian Blind Trl, Sundisk Dr$920
Saddle Notch Rd, Sunflower Rd, E Co Rd 14, Breckenridge Dr, Fire Rte 344, Carmony Rd, Willow Vista Dr, Happy Jack Rd, Dovetail Dr, S Co Rd 9e$921
Polk Dr, Marshall Ash Dr, Panorama Pl, Marmac Dr, Williamsburg St, Highplains Dr, Hilltop Dr, Mountain River Rd, Thrush Ave, Sleepy Hollow Rd$921
S Garfield Ave, Country Mountain Dr, Green Mountain Dr, Sundisk Dr, Shockman Ln, Ground Squirrel Dr, Brandywine Dr, Holladay Ct, Longs Peak Cir, Black Maple Dr$911

Loveland, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Loveland Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,600$11,800
Net Savings to Loveland Home Owner from High Deductible Plan $800

Loveland, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Loveland, CO Home Replacement Value MORE than Home Value Loveland, CO Home Replacement Value LESS than Home Value
Replacement Value $400,000 $269,000
Insurance Premium based on Replacement Value $2,150 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $94,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $500/year