Longview Insurance Rates:

Longview, WA home insurance is roughly $495 to $671, about $41-$55/month. Our thorough guide shows customers can save upto $233 by comparing multiple quotes

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Research about Longview Home Insurance Rates, Quotes, Reviews, Agents, Coverage & other ways to save money in Washington. Compare quotes & save.

Longview Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
GEICO Insurance
Home Insurance Rate of $260/5 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $210,000

4 Beds, 4 Bath 1790 sqft Vacation Property Constructed In 1942 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Central Air Conditioning, Swimming Pool, Smoke Alarm, Indoor Sprinklers, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Single Female who has a Full Time Job with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $170/4 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Baths 1720 sqft Seasonal Residence Constructed In 1955 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $340/7 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

2 Beds, 2 Bath 1520 sqft Primary Residence Constructed In 2000 with Carpet over wood flooring, Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Copper Water Pipes, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

65 Years old Divorced Male who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $160/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $185,000

2 Beds, 2 Bath 1540 sqft Primary Residence Constructed In 1987 with Stone Flooring, Shingles Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Divorced Female who is Retired with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $260/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $275,000

4 Beds, 4 Baths 2370 sqft Primary Residence Constructed In 1945 with Stone Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

59 Years old Married Male who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $90/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $230,000

4 Beds, 4 Baths 2430 sqft Vacation Property Constructed In 2006 with Carpet over wood flooring, Wood Shake Roof, Crawl Space Foundation, Brick siding, Brick Frame. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Divorced Female who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $330/8 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $180,000

2 Beds, 2 Bath 1470 sqft Rental Property Constructed In 1947 with Carpet over wood flooring, Slate Shingles Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Married Male who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $70/2 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 1500 sqft Rental Property Constructed In 1980 with Linoleum, Slate Shingles Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Married Female who is a Freelancer with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $30/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $165,000

5 Beds, 5 Baths 1570 sqft Vacation Property Constructed In 1958 with Linoleum, Tile Roof, Chainwall Foundation, Stucco siding, Wood Frame. Home Features Include Copper Water Pipes, Indoor Sprinklers, Swimming Pool, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Divorced Female who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $890/2 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Baths 1623 sqft Primary Residence Constructed In 1942 with Linoleum, Slate Shingles Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Married Female who is Retired with household income of less than $25,000 and has More than 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Longview, WA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
98632 $189,900 $590

Longview Rates & Quotes Analysis:

Longview Area Estimated House Insurance
Bradford Pl, Delameter Rd Spr, Franklin Pl, Gates Rd, Coal Creek Rd, Kansas St, Hackett Rd, Twin Lakes Dr, Garfield St, 16th Ave$601
Greenway Ave, Stella Ln, Industrial Way, Nichols Blvd, Zirckel Ct, Egret Ln, Judith Pl, Cascade Way, Broadway St, Hooper Rd$583
36th Ave, 10th Ave, Cliffside Dr, Sunset Ln, 28th Ave, NW Nichols Blvd, Wiest Rd, Haryu Rd, Olympia Ln, Lynnwood Dr E$600
33rd Ave, Coal Creek Rd, Crown Point Rd, Burdick Pl, Constitution Ln, Pine View Ln, 1776 Ct, Chinook St, Cedar Ln, Pennsylvania Pl$600
42nd Ave, 9th Ave, Champ Pl, Pacific Pl, Spruce St, Ivy Ave, Wood Duck Ln, Eagle Crest Dr, Leland Rd, Field St$596

Insurance rates are influenced by a number of factors including:

  • Year Built: 2,498 Homes (15% of total) built between 1939 or earlier in Longview are paying home insurance between $1,245-$1,254 compared to Longview Heights (+$24), Castle Rock (+$15), Rose Valley (+$16), Kelso (-$24) and Rainier(OR) (-$302).
  • Bedrooms: 2,171 1 bedroom homes (13% of total homes ) in Longview are paying about $257. Areas near to Longview such as Longview Heights, Kalama, Puget Island are costlier by $4, $5, $8 respectively whereas Kelso and Rainier(OR) are more economical by $5, $58 respectively for similar homes.
  • Auto Insurance Bundling: 2,473 Households (28% of all households) in Longview have 3 or more vehicles available and when it is bundled with home insurance you can save $145. Discounts for similar bundling in close by locations such as Longview-Kelso, Longview Heights, West Side Highway come to $145, $148, $145 respectively.
  • Senior Discounts: 4,988 seniors (more than 55 years) occupied housing units (57% of total) in Longview get discounts between $87 to $89 and varies from Longview-Kelso ($87), Longview Heights ($88), Kelso ($85).
  • New Homes discounts: New homes such as the 5,185 homes built between 2000 to 2009 in Longview can save $116 and similar new home insurance discounts in nearby towns and cities like Longview-Kelso, Longview Heights and West Side Highway are $116, $118 and $116 respectively.

Longview Homeowners insurance Facts

  • Longview, WA has 8,624 owner occupied houses which is 56.8% of all units whereas Longview-Kelso, Longview Heights and West Side Highway have 59.0%, 83.72% and 76.02% respectively.
  • Longview, WA homeowners yearly insurance price at $583 is 0.32% of the typical house value of $183,200 which is in contrast with 0.33% in Longview-Kelso, 0.27% at Longview Heights & 0.34% in West Side Highway.
  • Homeowners in Longview, WA pay 2.59% of their income ($20,000 to $24,999) in insurance whereas homeowners in Longview-Kelso, Longview Heights and West Side Highway pay 2.58%, 2.64% and 2.58% respectively.
  • Longview, WA’s insurance is 3.5% of monthly housing costs of $1,375/month, for owners with a mortgage compared to 3.5% in Longview-Kelso, 3.14% at Longview Heights & 3.27% in West Side Highway. But, for households without a mortgage, insurance is 11.4% of costs ($428 in Longview, WA) in contrast with 11.18% in Longview-Kelso, 10.63% at Longview Heights & 11.21% in West Side Highway.

Longview, WA Home Values & Insurance rates

For example, insurance for 1,455 Homes (17.0% of total homes ) valued between $150,000 to $174,999 in Longview, WA is about $513. Rates in nearby areas in such as Longview Heights, Rainier, Castle Rock are cheaper by $81, $152, $71 respectively while Longview-Kelso and West Side Highway are costlier by $27 and $38 respectively for similar homes.

Longview, WA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 459 5.0% $75
$60,000 to $69,999 130 1.0% $204
$70,000 to $79,999 109 1.0% $233
$80,000 to $89,999 179 2.0% $268
$90,000 to $99,999 124 1.0% $297
$100,000 to $124,999 697 8.0% $349
$125,000 to $149,999 742 9.0% $437
$150,000 to $174,999 1,455 17.0% $513
$175,000 to $199,999 1,145 14.0% $594
$200,000 to $249,999 1,285 15.0% $717
$250,000 to $299,999 937 11.0% $874
$300,000 to $399,999 804 9.0% $1113

Renters Insurance in Longview

  • Average Renters Insurance in Longview :  $211($17/month)

  • Median Gross Rent in Longview :  $685

  • Longview Renters Insurance to Median Rent Ratio:  2.48%

  • Renter occupied housing units in Longview :  6,572

Longview Renters Insurance as a Percentage of Rent

Longview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 88 1.0% $352
$200 to $299 224 3.0% $802
$300 to $499 781 12.0% $1252
$500 to $749 2,788 43.0% $1927
$750 to $999 1,428 22.0% $2677
$1,000 to $1,499 798 12.0% $3802
$1,500 or more 353 5.0% $5452

Protective device discount in Longview Up to :  $31

Claims-free discount in Longview Up to :  $42