Longview Insurance Rates:

Longview, TX home insurance is roughly $876 to $1,189, about $73-$99/month. Our extensive guide shows customers can save as much as $413 by getting different quotes

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Longview Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $730/3 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $325,000

5 Beds, 5 Baths 3390 sqft Seasonal Residence Constructed In 1994 with Carpet Flooring, Shingles Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Smoke Alarm, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

71 Years old Divorced Male who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Home Insurance Rate of $210/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $210,000

3 Beds, 3 Baths 2220 sqft Rental Property Constructed In 1999 with Carpet Flooring, Shingles Roof, Slab Foundation, Brick siding, Stucco Construction. Home Features Include Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $1320/10 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Bath 2230 sqft Vacation Property Constructed In 2008 with Carpet Flooring, Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Swimming Pool, Deadbolt Locks, Smoke Alarm, Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Divorced Male who is a Freelancer with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $650/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Baths 2070 sqft Seasonal Residence Constructed In 2007 with Stone Flooring, Metal Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $730/12 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $85,000

2 Beds, 2 Bath 1130 sqft Seasonal Residence Constructed In 1987 with Hardwood Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Wood Frame. Home Features Include Deadbolt Locks, Swimming Pool, Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

63 Years old Married Female who is Unemployed and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $160/4 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

2 Beds, 2 Bath 1120 sqft Rental Property Constructed In 1990 with Carpet Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Married Female who has a Full Time Job with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $100/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $240,000

4 Beds, 4 Baths 2540 sqft Vacation Property Constructed In 1974 with Carpet over wood flooring, Membrane Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Central Air Conditioning, Indoor Sprinklers, Fire Extinguisher, Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Married Female who has a Full Time Job with household income of $50-$75,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $1730/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $235,000

4 Beds, 4 Bath 3110 sqft Primary Residence Constructed In 2009 with Ceramic Tile Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Swimming Pool, Fire Extinguisher, Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

56 Years old Divorced Female who has a Full Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $440/4 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Baths 2250 sqft Rental Property Constructed In 1989 with Wood Flooring, Membrane Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Fireplace, Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Single Male who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Longview, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75602 $75,400 $1,010
75605 $160,000 $1,070
75604 $123,200 $1,040
75601 $121,700 $1,040
75603 $103,000 $1,020

Longview Rates & Quotes Analysis:

Longview Area Estimated House Insurance
el Paso St, Northhaven Dr, Johnson St, Fleetwood Dr, Dossey St, Tuttle Blvd, Marlin St, Dorchester Cir, Paul St, Texas St$1,049
Clyatt St, Bermuda Ln, N Ave A, S 9th St, Larchfield Ln, Jasmine Ln, Eastwood Rd, Centenary Dr, S Oneal St, Everett St$1,076
Stanolind St, Centenary Dr, Shirley Dr, Clinton St, W Berkley St, Short Davis St, N Fredonia St, Ridgelea Ave, E Owings Ave, Crestwood Dr$1,016
Gregg St, FM 3272, Macarthur St, Alberta, Valley Brook Ln, Greenbriar Dr, Common St, Kathy St, Hoffman St, Sleepy Hollow Ln$1,000
Aspen St, Powers Ct, Spillway Dr, Pinnacle Dr, Aaron St, Gilmour, Jordan Valley Rd, Suzanne Dr, N 10th St, S Houston St$1,034
Richfield St, Graves Ct, Kim St, Camellia Ln, W Harrison Rd, Inwood Rd, Northwest Dr, Northwood Ct, Mosley Cir N, S Green St$1,047
Bermunda Ln, Grand Blvd, Teer Ln, N 3rd St, E Tyler Ave, Warwick Cir E, Tracy Dr, Jamaica Dr, Crown Dr, Carrie St$1,008
Jefferson St, Atlantic Cir, Larkspur, Wesley St, Cobb Dr, Oakmont Cir, Alta St, Martz St, Berkshire Dr, Inverness St$1,049
Dennis Dr, Simms St, Ethel St, Chase Wood Way, Campbell St, Bois D Arc St, Rocking B Ranch Rd, Meadow Lake Dr, Edgefield Ave E, Pam St$998
Meshach Dr, Orms St, Willow Springs Dr, Beasley St, Aster Ct, Virgina St, Dancer Dr, Eugenia Dr, Wilson St, Sabine St$1,023

Insurance rates are influenced by a number of factors including:

  • Year Built: 5,247 Homes (15% of total) built between 1960 to 1969 in Longview are paying home insurance between $1,809-$1,825 and varies from Longview Northwest (+$40), Liberty City (+$13), Lake Cherokee (+$61), East Mountain (-$27) and Lakeport (-$15).
  • Bedrooms: 15,327 3 bedrooms homes (46% of total homes ) in Longview are paying about $806 and varies from Longview Northwest (+$18), Union Grove (+$3), Liberty City (+$6), Gregg County (-$3) and White Oak (-$7).
  • Auto Insurance Bundling: 8,127 Households (44% of all households) in Longview have 2 vehicles available and when it is bundled with home insurance you can save $206. Discounts for similar bundling in close by locations such as Gregg County, White Oak, Longview Northwest come to $205, $207, $211 respectively.
  • Senior Discounts: 9,240 seniors (more than 55 years) occupied housing units (50% of total) in Longview get discounts between $154 to $157. The comparative concessions in proximate regions such as Gregg County, White Oak and Longview Northwest are $154, $155 and $158 respectively.
  • New Homes discounts: New homes such as the 11,348 homes built between 2000 to 2009 in Longview can save $206 compared to Gregg County ($205), White Oak ($207), Longview Northwest ($211).

Longview Homeowners insurance Facts

  • Longview, TX has 18,159 owner occupied houses which is 58.3% of all units whereas Gregg County, White Oak and Longview Northwest have 63.33%, 70.99% and 80.91% respectively.
  • Longview, TX homeowners yearly insurance price at $1,033 is 0.84% of the typical house value of $122,600 which is in contrast with 0.88% in Gregg County, 0.79% at White Oak & 0.65% in Longview Northwest.
  • Homeowners in Longview, TX pay 4.59% of their income ($20,000 to $24,999) in insurance whereas homeowners in Gregg County, White Oak and Longview Northwest pay 4.57%, 4.61% and 4.69% respectively.
  • Longview, TX’s insurance is 7.3% of monthly housing costs of $1,179/month, for owners with a mortgage compared to 7.4% in Gregg County, 6.62% at White Oak & 6.61% in Longview Northwest. But, for households without a mortgage, insurance is 21.8% of costs ($395 in Longview, TX) in contrast with 22.63% in Gregg County, 20.53% at White Oak & 22.34% in Longview Northwest.

Longview, TX Home Values & Insurance rates

For example, insurance for 2,298 Homes (12.0% of total homes ) valued between $150,000 to $174,999 in Longview, TX is about $1,363. Rates in nearby areas in such as White Oak, Longview Northwest, Union Grove are cheaper by $78, $318, $58 respectively while Gregg County and East Mountain are costlier by $57 and $357 respectively for similar homes.

Longview, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,464 13.0% $206
$50,000 to $59,999 827 4.0% $433
$60,000 to $69,999 655 3.0% $547
$70,000 to $79,999 684 3.0% $630
$80,000 to $89,999 1,211 6.0% $712
$90,000 to $99,999 952 5.0% $795
$100,000 to $124,999 2,530 14.0% $919
$125,000 to $149,999 2,148 12.0% $1156
$150,000 to $174,999 2,298 12.0% $1363
$175,000 to $199,999 1,158 6.0% $1570
$200,000 to $249,999 1,469 8.0% $1890
$250,000 to $299,999 732 4.0% $2313
$300,000 to $399,999 565 3.0% $2944

Renters Insurance in Longview

  • Average Renters Insurance in Longview :  $203($16/month)

  • Median Gross Rent in Longview :  $737

  • Longview Renters Insurance to Median Rent Ratio:  2.17%

  • Renter occupied housing units in Longview :  12,987

Longview Renters Insurance as a Percentage of Rent

Longview Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 236 1.0% $350
$200 to $299 274 2.0% $800
$300 to $499 1,308 10.0% $1250
$500 to $749 4,578 37.0% $1925
$750 to $999 3,754 30.0% $2675
$1,000 to $1,499 1,592 12.0% $3800
$1,500 or more 581 4.0% $5450

Protective device discount in Longview Up to :  $30

Claims-free discount in Longview Up to :  $40