Long Grove Insurance Rates:

Long Grove, IL home insurance is approximately $862 to $1,189, about $71-$99/month. Our exhaustive guide indicates shoppers can save as much as $410 by getting multiple quotes

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Read Long Grove, Illinois Homeowners Insurance reviews & compare quotes to find the most reliable & cheapest quotes.

Long Grove Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $1200/6 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $1,090,000

5 Beds, 5 Baths 3850 sqft Rental Property Constructed In 2010 with Hardwood Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Swimming Pool, Deadbolt Locks, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

38 Years old Divorced Female who has a Full Time Job with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2100/12 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $680,000

4 Beds, 4 Bath 1960 sqft Vacation Property Constructed In 2010 with Ceramic Tile Flooring, Asphalt Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fireplace, Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

32 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1260/6 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $540,000

5 Beds, 5 Baths 1710 sqft Rental Property Constructed In 1989 with Ceramic Tile Flooring, Shingles Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Central Air Conditioning, Copper Water Pipes, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

64 Years old Single Male who has a Full Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $2450/7 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $885,000

4 Beds, 4 Baths 2770 sqft Vacation Property Constructed In 2012 with Stone Flooring, Metal Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Single Female who is Retired with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $3180/8 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,560,000

5 Beds, 5 Bath 4360 sqft Primary Residence Constructed In 1993 with Hardwood Flooring, Metal Roof, Piers Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

23 Years old Single Male who is Unemployed with household income of less than $25,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $860/4 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $870,000

4 Beds, 4 Baths 3250 sqft Vacation Property Constructed In 2004 with Carpet Flooring, Shingles Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Married Male who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1340/6 months for $800000-$900000 Coverage
Policy Holder Home Details :

Home Value : $1,095,000

4 Beds, 4 Bath 3080 sqft Vacation Property Constructed In 1981 with Hardwood Flooring, Asphalt Shingles Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, Deadbolt Locks, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $1450/7 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $700,000

5 Beds, 5 Bath 2450 sqft Seasonal Residence Constructed In 2013 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, Swimming Pool, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $2630/12 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $785,000

4 Beds, 4 Baths 2050 sqft Seasonal Residence Constructed In 1988 with Wood Flooring, Asphalt Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

40 Years old Married Male who has a Full Time Job with household income of $50-$75,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $4330/12 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,335,000

5 Beds, 5 Baths 4140 sqft Primary Residence Constructed In 1993 with Wood Flooring, Composition Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Fireplace, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

36 Years old Single Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

  • Guests at home

Long Grove, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60047 $436,900 $910

Long Grove Rates & Quotes Analysis:

Long Grove Area Estimated House Insurance
Coventry Ct, Chesterfield Ln, Ivy Ln, Hillview Ct, N Long Meadow Ct, Bingham Ct, Thorton Way, Meadowlark Dr, Cherry Valley Rd, N North Empress Ct$899
Knollwood Dr, Willow Pkwy, Pinehurst Dr, Fenview Ct, Gail Dr, N Fiore Pkwy, Washitay Ave, Cty V69, Indian Creek Rd, Lynn Dr$901
Claridge Ct, Cedar Ct S, Wilhelm Rd, Woodbine Ln, Ashwood Ct, W Lakeridge Ct, W Arbor Ln, Antietam Dr, Woodview Ct, Fairview Ln$1,014
Chestnut Ter, Yardley Trl, Plum Grove Rd, Trinity Dr, Grosse Pointe Blvd, W Pointe Dr, N Greenview Ave, Farnsworth Ln, Wortham Dr, Meadowlark Ln$1,012
Saddle Ridge Ct, Anderson Ln, Brookbank Ln, Southport Rd, Sunshine Ln, Pond View Ct, Dawson Ct, Julie Ln, Westshore Dr, Tennis Ln$857
W Talia Ln, Surrey Rd, Rosewood Dr, Prescott Ct, Warren Ln, W Highland Dr, Knollwood Ct W, Pershing Ct, W Long Grove Rd, W Aptakisic Rd$886
Talia Ln, Prairie Meadow Ln, Twin Lakes Ln, Oak Grove Cir, Co Hwy 32, Bob O Link Dr, Ansley Ct, Birchwood Ln, W Crystal St, Butler Ln$1,007
N Matthew Ct, Lake Zurich Rd, Jack Pine Ct, Bradford Ln, Long Grove Rd (Cty A49), Old Hicks Rd, Richmond Ln, State Rte 53, Sylvan Dr, Tiffany Ct$1,025
Danniel Ct, Pine Meadow Ct, Wakefield Ct, N State Rte 53, Bingham Cir, Conner Dr, Windham Ct, Lagoon Dr, Tally Ho Dr, Daybreak Ln$887
Gentry Ct, Ashley Ct, Conachie Ct, W Spruce Rd, Golf, Brighton Dr, Co Hwy 79, Willow Rd, Old Field Ln, Grant Pl$903

Insurance rates are influenced by a number of factors including:

  • Year Built: 820 Homes (33% of total homes ) built between 1990 to 1999 in Long Grove are paying home insurance between $1,480-$1,495. Places close to Long Grove, IL such as Mettawa, Riverwoods, North Barrington are more expensive by $75, $30, $33 respectively while Kildeer and Forest Lake are cheaper by $35 and $277 respectively for similar homes.
  • Bedrooms: 704 5 or more bedrooms homes (28% of total homes ) in Long Grove are paying about $1,569 compared to Mettawa (+$80), Riverwoods (+$32), North Barrington (+$35), Kildeer (-$36) and Forest Lake (-$293).
  • Auto Insurance Bundling: 1,092 Households (47% of all households) in Long Grove have 2 vehicles available and when it is bundled with home insurance you can save $205. Discounts for similar bundling in close by locations such as Kildeer, Forest Lake, Ela come to $200, $166, $177 respectively.
  • Senior Discounts: 935 seniors (more than 55 years) occupied housing units (40% of total) in Long Grove get discounts between $152 to $155. The comparative concessions in proximate regions such as Kildeer, Forest Lake and Ela are $150, $125 and $133 respectively.
  • New Homes discounts: New homes such as the 1,437 homes built between 2000 to 2009 in Long Grove can save $205 compared to Kildeer ($200), Forest Lake ($166), Ela ($177).

Long Grove Homeowners insurance Facts

  • Long Grove, IL has 2,323 owner occupied houses which is 98.1% of all units whereas Kildeer, Forest Lake and Ela have 95.89%, 85.41% and 92.88% respectively.
  • Long Grove, IL homeowners yearly insurance price at $1,026 is 0.14% of the typical house value of $715,300 which is in contrast with 0.15% in Kildeer, 0.27% at Forest Lake & 0.21% in Ela.
  • Homeowners in Long Grove, IL pay 3.73% of their income ($25,000 to $29,999) in insurance whereas homeowners in Kildeer, Forest Lake and Ela pay 3.64%, 3.03% and 3.23% respectively.
  • Long Grove, IL’s insurance is 2.1% of monthly housing costs of $4,001/month, for owners with a mortgage compared to 2.19% in Kildeer, 3.3% at Forest Lake & 2.68% in Ela. But, for households without a mortgage, insurance is 8.5% of costs ($1,001 in Long Grove, IL) in contrast with 8.34% in Kildeer, 7.87% at Forest Lake & 7.4% in Ela.

Long Grove, IL Home Values & Insurance rates

For example, insurance for 24 Homes (15.0% of total homes ) valued between $200,000 to $249,999 in Long Grove, IL is about $318. Rates in nearby areas in such as Mettawa, Riverwoods, North Barrington are cheaper by $27, $15, $14 respectively while Kildeer and Forest Lake are costlier by $12 and $274 respectively for similar homes.

Long Grove, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 6 3.0% $30
$100,000 to $124,999 62 39.0% $153
$200,000 to $249,999 24 15.0% $318
$250,000 to $299,999 17 10.0% $389
$300,000 to $399,999 48 30.0% $492

Renters Insurance in Long Grove

  • Median Gross Rent in Long Grove :  $2,001

  • Average household size of renter-occupied unit :  3.44

Long Grove Renters Insurance as a Percentage of Rent

Long Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,500 or more 35 100.0% $5301

Rent Affordability in Long Grove:

Approximately 51.0% (23) of households are spending more than 35% of their income on gross rent in Long Grove

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 17 37.0%
15.0 to 19.9 percent 5 11.0%
35.0 percent or more 23 51.0%