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Lone Oak, TX Home Values & Insurance Rates

Lone Oak, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 324 18.0% $235
$50,000 to $59,999 109 6.0% $491
$60,000 to $69,999 79 4.0% $614
$70,000 to $79,999 87 5.0% $706
$80,000 to $89,999 172 9.0% $808
$90,000 to $99,999 43 2.0% $901
$100,000 to $124,999 214 12.0% $1044
$125,000 to $149,999 135 7.0% $1300
$150,000 to $174,999 156 9.0% $1546
$175,000 to $199,999 161 9.0% $1781
$200,000 to $249,999 110 6.0% $2140
$250,000 to $299,999 87 5.0% $2621
$300,000 to $399,999 52 3.0% $3328

Lone Oak Renters Insurance as a Percentage of Rent

Lone Oak Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 8 3.0% $803
$300 to $499 18 6.0% $1253
$500 to $749 43 16.0% $1928
$750 to $999 88 33.0% $2678
$1,000 to $1,499 106 40.0% $3803

Example Lone Oak Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersFarmers Insurance
Monthly Premium 74112146
Year Built 197019822011
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Top Home Insurance Agents Near Lone Oak, TX

Home Insurance Company Near Lone Oak, TX Homeowners Insurance Agency Near Lone Oak, TX Address Distance from Lone Oak, TX (miles)
Travelers Dyer Insurance Agency Inc 1018 RIDGE RD, ROCKWALL, TX, 75087 32.5
Farmers Harry Clifford Iii 201 N Green St, Grand Saline, TX, 75140 31.1
State Farm Imelda Banda 8786 Ferguson Rd Ste 130, Dallas, TX, 75228-7944 48.0
Allstate Jake Tedesco 2831 W Parker Rd Ste 2, Plano, TX, 75023 47.3
Farmers Ralph Brownell 2306 Guthrie Rd Ste 260h, Garland, TX, 75043 41.8


Estimated Home Insurance By Street Area Near Lone Oak, TX

Lone Oak Area Estimated House Insurance
Co Rd 3128, Mary, Jones St, FM Road 499, Pvt Rd 3422, Elm St, Pvt Rd 3429, Co Rd 4112, Lakeview Cir, Lone Oak$1,015
Co Rd 3411, Co Rd 3403, Co Rd 4315, Saint John St, Co Rd 3226, Brook Hollow, S Beasley, Birch, Franklin, Longview Ln$1,016
FM 2736, Shoreline Dr, Mud Rd, Co Rd 4121, Co Rd 3108, Old State Hwy 42, St Park Rd 55, Country Pl, I- 30 Frontage Rd, Co Rd 4125$1,023
Windsor St, Shore Vw, Lincoln St, Co Rd 4215, FM 2649, Co Rd 3106, Co Rd 3406, Co Rd 3413, Co Rd 3117, Cr 4202$1,018
S FM 513, FM 1568, Co Rd 3416, Katy St, Co Rd 3412, FM 513, Cherry Ln, Co Rd 3132, Fir, Scenic Cir$1,032

Lone Oak, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Lone Oak Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,400$8,900
Net Savings to Lone Oak Home Owner from High Deductible Plan $1,500

Lone Oak, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lone Oak, TX Home Replacement Value MORE than Home Value Lone Oak, TX Home Replacement Value LESS than Home Value
Replacement Value $134,500 $81,500
Insurance Premium based on Replacement Value $1,275 $775
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $225/year