Logan Insurance Rates:

Logan, UT home insurance is nearly $418 to $566, about $34-$47/month. Our thorough research indicates shoppers can save upto $196 by comparing many quotes

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Logan Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $70/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

5 Beds, 5 Baths 1570 sqft Primary Residence Constructed In 2010 with Linoleum, Wood Shake Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Central Air Conditioning, Smoke Alarm, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Divorced Male who is a Freelancer with household income of $50-$75,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $380/3 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $530,000

5 Beds, 5 Baths 4750 sqft Rental Property Constructed In 1947 with Carpet over wood flooring, Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

74 Years old Married Male who is Retired with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $260/8 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $235,000

3 Beds, 3 Bath 2180 sqft Primary Residence Constructed In 2007 with Wood Flooring, Wood Shake Roof, Chainwall Foundation, Wood siding, Stucco Construction. Home Features Include Smoke Alarm, Copper Water Pipes, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

25 Years old Divorced Male who is a Freelancer with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $1000/10 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $300,000

3 Beds, 3 Bath 2370 sqft Vacation Property Constructed In 2014 with Linoleum, Membrane Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $140/6 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $200,000

4 Beds, 4 Bath 1790 sqft Vacation Property Constructed In 1945 with Hardwood Flooring, Tile Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

23 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $160/3 months for $350000-$400000 Coverage
Policy Holder Home Details :

Home Value : $350,000

4 Beds, 4 Baths 3370 sqft Vacation Property Constructed In 2002 with Stone Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Indoor Sprinklers, Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

26 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $470/9 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $355,000

4 Beds, 4 Baths 2690 sqft Vacation Property Constructed In 1948 with Wood Flooring, Tile Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Swimming Pool, Fireplace, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

46 Years old Divorced Female who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1570/12 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $450,000

5 Beds, 5 Baths 4000 sqft Rental Property Constructed In 1998 with Carpet Flooring, Slate Shingles Roof, Chainwall Foundation, Wood siding, Wood Frame. Home Features Include Deadbolt Locks, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Single Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Logan, UT Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
84341 $209,700 $500
84321 $177,200 $490

Logan Rates & Quotes Analysis:

Logan Area Estimated House Insurance
E 1900 N, W 1960 S, E 525 S, Overlay North Pl, N 50 W, Foothill Dr, W 2500 S, S 1170 E, S Riverwalk Cir W, W 7000 N$489
N 1150 E, W 1700 S, 455 W, E 3850 S, S 375 W, W 3800 S, W 1625 S, W 535 S, N 750 W, N 6360 W$494
W 1800 N, W 4700 N, 70 N, N 3000 W, E 900 N, N 50 W, S 425 E, W 505 S, N 260 E, 280 N$487
W 880 S, S 980 W, N 80 W, W 2680 S, Crescent Dr, E 2780 N, N Green Canyon View Loop E, N 630 W, 1150 N, W 3900 S$487
E Mill Rd, W 690 S, N 475 E, S 385 W, N Thrushwood Dr, Cedar Heights Dr, E 85 S, W 10200 N, E 1600 N, W 1100 S$488
N 680 E, Deercrest Cir, S 300 East St, Majestic Dr, W 500 N, N 900 W, N 450 W, S Hollow Rd, N 1750 E, Juniper Dr$498
Abbey Ln, S 380 W, S 3800 W, N 670 W, E 2475 N, E 2600 N, W 3430 S, W 9600 N, S 3100 W, E 2500 N$489
E 1260 N, Boxwood Cir, Knowles Ln, E 505, 715 S, W 640 S, N 580 E, E 1300 N, N Satsuma Dr, Harvest Rd$494
N 6800 W, N 650 E, Hillsborough, W 1700 S, E 2900 N, S 1900 W, Mt View Cir, E 2500 N, E 2900 S, W 3650 S$496
W 6550 N, W 2401 S, E 2420 N, W 1000 N, Fox Farm Rd, W Hyde Park Ln, E 1185 N, Rockwood Cir, N 750 W, E 2050 N$516

Insurance rates are influenced by a number of factors including:

  • Year Built: 3,238 Homes (12% of total) built between 1980 to 1989 in Logan are paying home insurance between $733-$741 in contrast with North Logan (+$14), Mendon (+$22), Peter (+$38), Deweyville (-$15) and Trenton (-$13).
  • Bedrooms: 7,163 3 bedrooms homes (27% of total homes ) in Logan are paying about $310 and varies from Providence (+$4), North Logan (+$6), Mendon (+$9), Newton (-$3) and Deweyville (-$6).
  • Auto Insurance Bundling: 6,490 Households (46% of all households) in Logan have 2 vehicles available and when it is bundled with home insurance you can save $98. Discounts for similar bundling in close by locations such as River Heights, Providence, Benson come to $98, $99, $98 respectively.
  • Senior Discounts: 5,551 seniors (more than 55 years) occupied housing units (39% of total) in Logan get discounts between $73 to $75. The comparative concessions in proximate regions such as River Heights, Benson and North Logan are $74, $73 and $75 respectively.
  • New Homes discounts: New homes such as the 12,607 homes built between 2000 to 2009 in Logan can save $98 compared to River Heights ($98), Providence ($99), Benson ($98).

Logan Homeowners insurance Facts

  • Logan, UT has 13,893 owner occupied houses which is 55.4% of all units whereas River Heights, Providence and Benson have 82.12%, 82.49% and 83.17% respectively.
  • Logan, UT homeowners yearly insurance price at $492 is 0.25% of the typical house value of $194,400 which is in contrast with 0.24% in River Heights, 0.22% at Providence & 0.25% in Benson.
  • Homeowners in Logan, UT pay 1.51% of their income ($30,000 to $34,999) in insurance whereas homeowners in River Heights, Providence and Benson pay 1.52%, 1.53% and 1.51% respectively.
  • Logan, UT’s insurance is 3.2% of monthly housing costs of $1,288/month, for owners with a mortgage compared to 3.07% in River Heights, 3.0% at Providence & 3.42% in Benson. But, for households without a mortgage, insurance is 12.0% of costs ($343 in Logan, UT) in contrast with 11.34% in River Heights, 12.5% at Providence & 12.35% in Benson.

Logan, UT Home Values & Insurance rates

For example, insurance for 1,419 Homes (11.0% of total homes ) valued between $125,000 to $149,999 in Logan, UT is about $344. Rates in nearby areas in such as River Heights, Providence, Benson are cheaper by $18, $41, $5 respectively while Cache County and Smithfield are costlier by $9 and $9 respectively for similar homes.

Logan, UT Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 476 3.0% $59
$80,000 to $89,999 136 1.0% $211
$90,000 to $99,999 172 1.0% $236
$100,000 to $124,999 1,288 9.0% $275
$125,000 to $149,999 1,419 11.0% $344
$150,000 to $174,999 2,034 15.0% $408
$175,000 to $199,999 1,717 13.0% $472
$200,000 to $249,999 2,857 22.0% $565
$250,000 to $299,999 1,423 11.0% $693
$300,000 to $399,999 1,283 9.0% $885

Renters Insurance in Logan

  • Average Renters Insurance in Logan :  $151($12/month)

  • Median Gross Rent in Logan :  $658

  • Logan Renters Insurance to Median Rent Ratio:  1.82%

  • Renter occupied housing units in Logan :  11,198

Logan Renters Insurance as a Percentage of Rent

Logan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 294 2.0% $787
$300 to $499 1,550 14.0% $1237
$500 to $749 5,016 46.0% $1912
$750 to $999 2,374 22.0% $2662
$1,000 to $1,499 1,190 11.0% $3787
$1,500 or more 251 2.0% $5437

Rent Affordability in Logan:

Approximately 39.0% (4,403) of households are spending more than 35% of their income on gross rent in Logan

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,535 13.0%
15.0 to 19.9 percent 1,824 16.0%
20.0 to 24.9 percent 1,235 11.0%
25.0 to 29.9 percent 1,000 8.0%
30.0 to 34.9 percent 1,201 10.0%
35.0 percent or more 4,403 39.0%

Logan Renters Insurance Discounts:

Logan Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Logan, UT Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 4,518 40.0% $15.1
2 vehicles available 4,314 38.0% $22.65
3 or more vehicles available 1,607 14.0% $30.2

Protective device discount in Logan Up to :  $22

Claims-free discount in Logan Up to :  $30