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Live Oak, CA Home Values & Insurance Rates

Live Oak, CA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 53 3.0% $26
$60,000 to $69,999 25 1.0% $78
$70,000 to $79,999 48 3.0% $91
$100,000 to $124,999 38 2.0% $130
$125,000 to $149,999 88 6.0% $169
$150,000 to $174,999 109 8.0% $195
$175,000 to $199,999 39 2.0% $227
$200,000 to $249,999 166 12.0% $273
$250,000 to $299,999 240 17.0% $338
$300,000 to $399,999 517 38.0% $429

Live Oak Renters Insurance as a Percentage of Rent

Live Oak Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 29 1.0% $322
$200 to $299 125 5.0% $772
$300 to $499 101 4.0% $1222
$500 to $749 132 5.0% $1897
$750 to $999 167 7.0% $2647
$1,000 to $1,499 572 25.0% $3772
$1,500 or more 1,086 49.0% $5422

Example Live Oak Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersFarmers Insurance
Monthly Premium 389997
Year Built 200519771998
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$350000-$400000$600000-$700000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Live Oak, CA

Home Insurance Company Near Live Oak, CA Homeowners Insurance Agency Near Live Oak, CA Address Distance from Live Oak, CA (miles)
Travelers Alegrity Insurance Agency Llc 274 E HAMILTON AVE STE G, CAMPBELL, CA, 95008 21.4
State Farm Bob Schnitger 44840 S Grimmer Blvd, Fremont, CA, 94538-6333 35.7
State Farm Larry Westphal 4625 1st St Ste 110, Pleasanton, CA, 94566-7368 46.8
Liberty Mutual Independent Leavitt Pacific Insurance Brokers Inc. 1330 S Bascom Ave, SAN JOSE, CA, 95128 21.9
Travelers Peck & Peck Insurance 1724 LAUREL ST, SAN CARLOS, CA, 94070 38.0


Estimated Home Insurance By Street Area Near Live Oak, CA

Live Oak Area Estimated House Insurance
42nd Ave, Bronco Rd, Watson St, Strawberry Ln, Francesco Cir, Thompson Ave, Acacia Way, Prospect Ct, Jackson St, Odyssey Ct$637
49th Ave, Glenwood Ave, Lotman Dr, 16th Ave, Woolpert Ave, Cisco Ln, Vis de Laveaga, Harrison Ave, Stanley Ave, Rina Ct$630
Pacheco Ave, Eastcrest Ln, Marine Parade, Bowman Ct, Brookwood Dr, Jose Ave, Dazzle Ln, Atlantic Ave, Mott Ave, S Rodeo Gulch Rd$670
Angela Dr, Sanders Ct, el Dorado Ave, Pound Ln, Jose Ave, Katherine Ln, Trevethan Ave, Dempsey Rd, Kenny Ct, Harbor Oaks Cir$663
Branciforte Dr, Mentel Ave, Harkleroad Ave, Paul Sweet Rd, Upper Park Rd, Bronson St, Stagg Ln, Reinelt Ave, Heather Ct, 41st Ave$669

Live Oak, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Live Oak Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,900$9,300
Net Savings to Live Oak Home Owner from High Deductible Plan $600

Live Oak, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Live Oak, CA Home Replacement Value MORE than Home Value Live Oak, CA Home Replacement Value LESS than Home Value
Replacement Value $755,000 $464,500
Insurance Premium based on Replacement Value $2,650 $1,625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $154,500 Risk Exposure from Under Insuring Coverage is $136,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $550/year