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Litchfield, IL Home Values & Insurance Rates

Litchfield, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 381 18.0% $223
$50,000 to $59,999 278 13.0% $476
$60,000 to $69,999 240 11.0% $592
$70,000 to $79,999 176 8.0% $685
$80,000 to $89,999 192 9.0% $779
$90,000 to $99,999 160 7.0% $873
$100,000 to $124,999 174 8.0% $1010
$125,000 to $149,999 140 6.0% $1263
$150,000 to $174,999 134 6.0% $1494
$175,000 to $199,999 49 2.0% $1718
$200,000 to $249,999 70 3.0% $2072
$300,000 to $399,999 57 2.0% $3212

Litchfield Renters Insurance as a Percentage of Rent

Litchfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 4.0% $359
$200 to $299 70 7.0% $809
$300 to $499 176 18.0% $1259
$500 to $749 456 47.0% $1934
$750 to $999 188 19.0% $2684
$1,000 to $1,499 11 1.0% $3809
$1,500 or more 23 2.0% $5459

Example Litchfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmLiberty Mutual
Monthly Premium 403737
Year Built 196419521949
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$75000-$100000
Deductible $500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Litchfield, IL

Home Insurance Company Near Litchfield, IL Homeowners Insurance Agency Near Litchfield, IL Address Distance from Litchfield, IL (miles)
Insurance Sol Of St Louis Dba The Milburn Agency 100 St Francois St #207, Florissant, MO, 63031 45.4
State Farm Fredia Hawthorne 2901 Stanton, Springfield, IL, 62703-4314 40.6
Allstate German Insurance 850 S State Front Pl, Jerseyville, IL, 62052 36.6
State Farm John Williams 520 N Main St, Carrollton, IL, 62016-1027 41.8
Travelers Norris Insurance Agency 801 ST FRANCOIS, FLORISSANT, MO, 63031 45.2


Estimated Home Insurance By Street Area Near Litchfield, IL

Litchfield Area Estimated House Insurance
N Monroe St, N Harrison St, Phillips Trl, E Columbian, A St, N Jefferson St, Greens Ave, N Adams St, Chestnut St, Locust St$737
Suits Ln, Kirk Dr, S Brown St, Westwood Dr, Co Rd 1125 N, E Martin St, Park Rd, Elevator Rd, McKinley Ave, Farm Trl$758
Interurban Cir, W Chapin St, Sallee Ave, Co Rd 50 N, W Sargent St, Dog Ln, S Adams St, Mt Olive Trl, Clear Spring Ln, Rocky Hollow Trl$733
Burnap St, Scherer St, Commercial St, W County Line Rd, S Clinton St, Co Rd 600 E, Co Rd 1075 N, Water St, Hartke Ln, Co Rd 295 E$737
Co Rd 650 E, E Hauser St, Co Rd 1350 N, Co Hwy 14, Gerdes Ln, Co Rd 400 E, E Park Pl, Lark Trl, Waresgrove Ave, N Maple St$720

Litchfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Litchfield Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,600$7,100
Net Savings to Litchfield Home Owner from High Deductible Plan $500

Litchfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Litchfield, IL Home Replacement Value MORE than Home Value Litchfield, IL Home Replacement Value LESS than Home Value
Replacement Value $148,000 $107,000
Insurance Premium based on Replacement Value $850 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year