Lisle Insurance Rates:

Lisle, IL home insurance is roughly $710 to $966, about $59-$80/month. Our all inclusive guide reveals consumers can save upto $335 by comparing multiple quotes

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Lisle Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Erie Insurance
Home Insurance Rate of $1240/8 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $470,000

4 Beds, 4 Bath 2770 sqft Vacation Property Constructed In 1996 with Carpet Flooring, Slate Shingles Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

72 Years old Divorced Male who has a Full Time Job with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $100/1 month for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $180,000

2 Beds, 2 Bath 1060 sqft Rental Property Constructed In 1996 with Stone Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

53 Years old Divorced Female who has a Part Time Job with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $400/6 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $280,000

5 Beds, 5 Baths 1730 sqft Primary Residence Constructed In 1999 with Linoleum, Metal Roof, Crawl Space Foundation, Brick siding, Wood Frame. Home Features Include Indoor Sprinklers, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

65 Years old Divorced Male who has a Full Time Job with household income of $50-$75,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $1000/4 months for $400,000-$500,000 Coverage
Policy Holder Home Details :

Home Value : $410,000

4 Beds, 4 Baths 3067 sqft Rental Property Constructed In 1976 with Stone Flooring, Metal Roof, Piers Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Married Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

  • Guests at home

Lisle, IL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
60532 $303,100 $830

Lisle Rates & Quotes Analysis:

Lisle Area Estimated House Insurance
Spice Cir, Hageman Pl, Neptune Ct, Varsity Dr, Front St, Shellingham Dr, Justin Ct, S Wright St, Middleton Ave, Hackberry Dr$797
N Naperville-Wheaton Rd, N Julian St, Angelo Ln, Stonehedge Dr, Lisson Rd, Lacey Ave, Meyer Rd, Cactus Dr, Buttonwood Ct, Yorkshire Ln$868
Meander Dr, Durham Dr, Bella Ct, Halsey Ct, Innsbruck Ct, Provence Ct, Riverview Dr, Laurel Ct, Banbury Ct, Auburn Ave$815
Azalea Dr, Riparian Dr, Two Paths Dr, Essel Ct E, S Julian St, Windham Hill Ct, Court Pl, Kingston Ave, Thrush Ln, Hawthorn Dr$864
Pier Ct, University Ln, Citadel Dr, Timberview Dr, Ravinia Ln, Leask Ln, South Rd, Rose Ave, Friar Ln, Papago Ct$899
Honest Pleasure Dr, Vincent Ct, Syracuse Ave, Corporetum Dr, Garden Dr, Spice Ln, Trafalgar Ct, Acorn Hill Ct, White Birch Dr, Smokey Ct$875
Parkwood Ln, Cascade Ct, Fernwood Dr, Fernwood Ct, Pier Ave, Danada Ct, Rolling Dr, W Appaloosa Ct, Greene Ridge Dr, Cape Rd$843
Olympus Dr, Syracuse Rd, Mescallero Ct, Teddo Ave, Rapids Ct, Olesen Dr, Brookline Ct, Maxwell Dr, Tellis Ln, Derby Dr$882
N Brainard St, Chickasaw Dr, Prentiss Dr, Foxcroft Rd, Dumoulin Ave, Inca Ct, Foxboro Dr, Mason Ln, Lantern Cir, Janes Ct$872
Wehrli Rd, Ticonderoga Ln, Cloverleaf Ct, Slippery Rock Rd, Mayflower Ave, Leask Ln, Woodfield Ct, Russell Dr, James Ln, Dogwood Dr$832

Insurance rates are influenced by a number of factors including:

  • Year Built: 11,336 Homes (23% of total) built between 1980 to 1989 in Lisle are paying home insurance between $1,250-$1,262 and differs from Naperville (+$45), Wheaton (+$17), Milton (+$19), Woodridge (-$39) and DuPage County (-$16).
  • Bedrooms: 10,014 2 bedrooms homes (21% of total homes ) in Lisle are paying about $604. Areas near to Lisle such as Naperville, Wheaton, Milton are costlier by $21, $8, $9 respectively whereas Woodridge and DuPage County are more economical by $19, $8 respectively for similar homes.
  • Auto Insurance Bundling: 7,902 Households (23% of all households) in Lisle have 3 or more vehicles available and when it is bundled with home insurance you can save $209. Discounts for similar bundling in close by locations such as Woodridge, Naperville, DuPage County come to $203, $217, $206 respectively.
  • Senior Discounts: 14,310 seniors (more than 55 years) occupied housing units (43% of total) in Lisle get discounts between $125 to $128 in contrast with Woodridge ($121), Naperville ($130), DuPage County ($124).
  • New Homes discounts: New homes such as the 11,494 homes built between 2000 to 2009 in Lisle can save $167 in contrast with Woodridge ($162), Naperville ($173), DuPage County ($165).

Lisle Homeowners insurance Facts

  • Lisle, IL has 33,151 owner occupied houses which is 74.5% of all units whereas Woodridge, Naperville and DuPage County have 66.72%, 77.03% and 74.98% respectively.
  • Lisle, IL homeowners yearly insurance price at $838 is 0.26% of the typical house value of $321,300 which is in contrast with 0.3% in Woodridge, 0.23% at Naperville & 0.28% in DuPage County.
  • Homeowners in Lisle, IL pay 4.79% of their income ($15,000 to $19,999) in insurance whereas homeowners in Woodridge, Naperville and DuPage County pay 4.64%, 4.96% and 4.73% respectively.
  • Lisle, IL’s insurance is 3.2% of monthly housing costs of $2,205/month, for owners with a mortgage compared to 3.23% in Woodridge, 2.87% at Naperville & 3.19% in DuPage County. But, for households without a mortgage, insurance is 8.5% of costs ($825 in Lisle, IL) in contrast with 8.87% in Woodridge, 7.85% at Naperville & 8.85% in DuPage County.

Lisle, IL Home Values & Insurance rates

For example, insurance for 1,341 Homes (5.0% of total homes ) valued between $150,000 to $174,999 in Lisle, IL is about $419. Rates in nearby areas in such as Naperville, Wheaton, Milton are cheaper by $55, $20, $28 respectively while Woodridge and DuPage County are costlier by $68 and $27 respectively for similar homes.

Lisle, IL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 323 1.0% $58
$80,000 to $89,999 361 1.0% $217
$90,000 to $99,999 370 1.0% $243
$100,000 to $124,999 1,093 4.0% $284
$125,000 to $149,999 970 4.0% $351
$150,000 to $174,999 1,341 5.0% $419
$175,000 to $199,999 1,588 6.0% $486
$200,000 to $249,999 3,567 15.0% $586
$250,000 to $299,999 4,812 20.0% $712
$300,000 to $399,999 8,320 35.0% $905

Renters Insurance in Lisle

  • Median Gross Rent in Lisle :  $1,102

  • Average household size of renter-occupied unit :  2.1

Lisle Renters Insurance as a Percentage of Rent

Lisle Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 131 1.0% $749
$300 to $499 136 1.0% $1199
$500 to $749 346 3.0% $1874
$750 to $999 3,463 31.0% $2624
$1,000 to $1,499 4,600 41.0% $3749
$1,500 or more 2,396 21.0% $5399

Rent Affordability in Lisle:

Approximately 37.0% (4,250) of households are spending more than 35% of their income on gross rent in Lisle

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,403 12.0%
15.0 to 19.9 percent 1,751 15.0%
20.0 to 24.9 percent 1,594 14.0%
25.0 to 29.9 percent 1,306 11.0%
30.0 to 34.9 percent 1,049 9.0%
35.0 percent or more 4,250 37.0%

Lisle Renters Insurance Discounts:

Lisle Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Lisle, IL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 6,116 53.0% NA
2 vehicles available 3,571 31.0% NA
3 or more vehicles available 580 5.0% NA