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Lincoln, NE Home Values & Insurance Rates

Lincoln, NE Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 2,611 4.0% $164
$60,000 to $69,999 954 1.0% $434
$70,000 to $79,999 1,449 2.0% $502
$80,000 to $89,999 2,439 4.0% $569
$90,000 to $99,999 3,539 6.0% $637
$100,000 to $124,999 11,795 20.0% $743
$125,000 to $149,999 10,404 17.0% $927
$150,000 to $174,999 8,460 14.0% $1101
$175,000 to $199,999 4,937 8.0% $1265
$200,000 to $249,999 6,415 10.0% $1526
$250,000 to $299,999 2,953 5.0% $1864
$300,000 to $399,999 2,445 4.0% $2376

Lincoln Renters Insurance as a Percentage of Rent

Lincoln Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 556 1.0% $335
$200 to $299 1,021 2.0% $785
$300 to $499 7,263 17.0% $1235
$500 to $749 15,624 36.0% $1910
$750 to $999 10,634 25.0% $2660
$1,000 to $1,499 5,905 13.0% $3785
$1,500 or more 1,328 3.0% $5435

Example Lincoln Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateAmica Mutual Insurance Company
Monthly Premium 1763058
Year Built 197919931964
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $350000-$400000$100000-$125000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Lincoln, NE

Home Insurance Company Near Lincoln, NE Homeowners Insurance Agency Near Lincoln, NE Address Distance from Lincoln, NE (miles)
Easter & Associates, Inc. 810 Central Ave Nebraska City, Nebraska City, NE, 68410 44.1
Travelers All American -Bellevue 2221 MADISON STREET, BELLEVUE, NE, 68005 46.6
Allstate Jones Ins Agency 601 N 6th St, Beatrice, NE, 68310 37.3
Travelers Penner Insurance Agency 2205 N. 6Th Street, Beatrice, NE, 68310 36.3
Travelers Rensing Insurance 11904 Arbor St Ste 203, Omaha, NE, 68144 42.3

Lincoln, NE Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
68503 $93,900 $940
68508 $82,500 $930
68517 $300,800 $1,120
68532 $299,000 $1,100
68523 $295,100 $1,090
68526 $292,200 $1,110
68520 $272,600 $1,070
68527 $263,700 $1,090
68512 $193,200 $1,030
68516 $192,700 $1,000
68506 $146,700 $980
68522 $142,200 $980
68510 $135,500 $970
68521 $135,500 $970
68528 $130,900 $960
68505 $128,400 $970
68502 $126,400 $960
68524 $121,600 $960
68507 $118,600 $960
68504 $104,200 $950

Estimated Home Insurance By Street Area Near Lincoln, NE

Lincoln Area Estimated House Insurance
W Park Ave, Shady Creek Ct, Leisure Pl, Dale Dr, Turnberry Cir, NW Palm Ct, Colonial Dr, N 100th Cir, S 91st St, Topaz Ct$1,139
Woodlawn Rd, W Greenfield St, W Furrer Ave, Helen Witt Dr, Saint Paul Ave, N Mockingbird Ln, Meadow Lark Cir, W Elba St, Windmill Dr, N Harrison St$1,025
N 139th St, Spring Meadow Ct, Fiene Blvd, Casey Ln, Mahoney Dr, N 24th St, Wittstruck Rd, Allen St, Little Creek Pl, N 90th St$991
N 100th St, Normal Blvd, Ryley Ln, Fall Creek Rd, Turner St, NW 126th St, W Claire Ave, Heide Ln, S 85th Pl, Cross Creek Rd$1,014
Regina Ct, NW Dahlia Dr, SW 56th St, Whittier St, S 63rd St, S 61st St, Fran Ave, W Cleveland Ave, S Cotner Blvd, Pear St$1,030
Lowell Ave, W Benton St, Trenridge Rd, Blackberry Cir, Prairie Rim Rd, SW 40th St, Colfax St, 140th, Woodleigh Ln, State Spur 55E$992
E 7th St, Blue Heron Dr, Burton St, NW 2nd St, Goldenrod Ln, W Switchgrass Rd, S Knights Ln, Browning Ct, Brittany Pl, Stephanie Ln$989
Fairfield St, Bolton Rd, Co Rd 140, Blackbird Ln, Neerpark Dr, Wendover Ave, N 58th Ct, Shenandoah Ct, Elm St, W South St$934
Fawn Ct, Waterfront Pl, Manatt St, Oakwood Rd, Forbes Ct, Culwells Rd, N 131st St, Firth Rd, Sandalwood Dr, S 7th St$1,041
N 37th St, Willow St, Jacquelyn Cir, Pella Rd, SW 37th St, SW 10th Cir, Cherry Hill Blvd, Union Hill Cir, W Condor Ln, Co Rd 2500$1,022

Lincoln, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Lincoln Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,000$5,400
Net Savings to Lincoln Home Owner from High Deductible Plan $600

Lincoln, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lincoln, NE Home Replacement Value MORE than Home Value Lincoln, NE Home Replacement Value LESS than Home Value
Replacement Value $152,000 $93,000
Insurance Premium based on Replacement Value $675 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year