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Lima, OH Home Values & Insurance Rates

Lima, OH Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,922 26.0% $228
$50,000 to $59,999 632 8.0% $490
$60,000 to $69,999 882 12.0% $604
$70,000 to $79,999 1,241 17.0% $698
$80,000 to $89,999 771 10.0% $792
$90,000 to $99,999 402 5.0% $887
$100,000 to $124,999 538 7.0% $1028
$125,000 to $149,999 240 3.0% $1290
$150,000 to $174,999 254 3.0% $1525
$200,000 to $249,999 177 2.0% $2116
$250,000 to $299,999 77 1.0% $2587

Lima Renters Insurance as a Percentage of Rent

Lima Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 481 6.0% $369
$200 to $299 298 4.0% $819
$300 to $499 1,505 21.0% $1269
$500 to $749 2,609 37.0% $1944
$750 to $999 1,466 21.0% $2694
$1,000 to $1,499 445 6.0% $3819
$1,500 or more 151 2.0% $5469

Example Lima Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 293122
Year Built 194719721985
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$75000-$100000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Lima, OH

Home Insurance Company Near Lima, OH Homeowners Insurance Agency Near Lima, OH Address Distance from Lima, OH (miles)
Mcinturff Insurance Agency Po Box 602 Saint Paris, St Paris, OH, 43072 43.0
Travelers Carey Ins And Financial Services Llc 107 S MAIN ST, GROVER HILL, OH, 45849 27.1
Liberty Mutual Independent Everett Schmenk Ins Agcy Inc 375 E Main Street, Ottawa, OH, 45875 19.6
Erie Kesner Insurance Agency Inc. 806 Bellefontaine Avenue, Lima, OH, 45801 1.0
Nationwide Randall S Rogers 322 W Franklin St, Kenton, OH, 43326-1702 27.0


Estimated Home Insurance By Street Area Near Lima, OH

Lima Area Estimated House Insurance
Englewood Rd, S Woodlawn Ave, Sheridan Dr, S Central Ave, N Union St, Aspen Dr, W Ford Ave, N Baxter St, Dingledine Ave, Franklin St$685
N Kirk Ave, Edsel Ave, Knollwood Dr, N Jefferson St, Peacock Dr, Saratoga Ave, Lucille Dr, Cambridge Pl, Arlington Dr, W 16th St$665
W Chapman Ave, Town Line Rd, N Shore Dr, Yorkshire Dr, Lark Ave, S Pine St, Garland Ave, Ashwood Ave, Haller St, Kenmore St$690
Carlisle Ave, W Grand Ave, Columbia Dr, Ernest Dr, E Lane Ave, Lenore Ave, Victory Ave, Bay Cir, N Kenilworth Ave, Superior Ct$680
Trolley Ave, Ontario St, Shearin Ave, Fett Ave, N Mc Donel St, Wells Dr, N Lawnwood Dr, Clyde Ave, W McKibben St, Hazel Ave$709

Lima, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Lima Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Lima Home Owner from High Deductible Plan $600

Lima, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lima, OH Home Replacement Value MORE than Home Value Lima, OH Home Replacement Value LESS than Home Value
Replacement Value $145,500 $100,000
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year