Lilburn Insurance Rates:

Lilburn, GA home insurance is roughly $764 to $1,036, about $63-$86/month. Our thorough guide reveals consumers can save upto $360 by getting multiple quotes

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Lilburn Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $800/5 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $425,000

5 Beds, 5 Bath 4200 sqft Vacation Property Constructed In 2010 with Linoleum, Shingles Roof, Chainwall Foundation, Wood siding, Brick Frame. Home Features Include Fireplace, Copper Water Pipes, Central Air Conditioning, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Single Female who is a Freelancer with household income of $100-$150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $180/2 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $310,000

5 Beds, 5 Baths 3390 sqft Seasonal Residence Constructed In 2004 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Wood siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

28 Years old Married Male who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $610/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $260,000

3 Beds, 3 Bath 2220 sqft Vacation Property Constructed In 2004 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Wood siding, Wood Frame. Home Features Include Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

34 Years old Married Male who is a Freelancer with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $590/6 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Baths 3460 sqft Rental Property Constructed In 2012 with Wood Flooring, Membrane Roof, Slab Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

49 Years old Divorced Female who is Unemployed with household income of less than $25,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

Home Insurance Rate of $580/12 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Baths 1950 sqft Primary Residence Constructed In 1991 with Carpet over wood flooring, Composition Roof, Slab Foundation, Brick siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

50 Years old Single Female who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $930/10 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $330,000

5 Beds, 5 Bath 4240 sqft Seasonal Residence Constructed In 2003 with Wood Flooring, Wood Shake Roof, Slab Foundation, Stone Siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

62 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $240/3 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $155,000

3 Beds, 3 Baths 1989 sqft Primary Residence Constructed In 2001 with Hardwood Flooring, Asphalt Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

49 Years old Single Female who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

Lilburn, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30047 $185,800 $910

Lilburn Rates & Quotes Analysis:

Lilburn Area Estimated House Insurance
Oakbrook Dr, Ginson Dr NW, Oak Ridge Cir, Spruce Pine Ct SW, Dry Fork Creek Ter, Elizabeth Way NW, Triple Oaks Dr, Joel Ct, Hannah Way, Mayflower Ct SW$897
Pine Glen Ct SW, Chester Ct SW, Rabun Dr, Durham Ln NW, John Dr NW, Velva Way NW, Wedgewood Ln, Delightful Way SW, Sarah Ct NW, Rockbridge Rd SW$938
Carrousel Ct, Johns St NW, Loma Ct SW, Goodwood Blvd NW, Wylpoint Rd, Heatherwood Ct, Graves Rd, Cobb Mdw, Sparrows Ln NW, Cub Ct SW$880
Walking Ln NW, Singlebriar Ct, Lu Ann Ct NW, Country Trce, Joy Ln SW, Bent River Dr SW, Miller Ct NW, Carlton Way, Rocky Hill Dr SW, Lakefront Cove SW$928
Madison Ct SW, Woodcliff Dr NW, Queen Anne Ct NW, Marsh Ln SW, Lacosta Ct SW, Delridge Dr SW, Oakbrook Lake Dr, Concord Cir SW, Sweetwater Way, Velva Ct NW$876
Allen Cir, Princeton Way SW, Mountainbrooke Cir, S National Cir NW, Teslin Way, Wrangell Pt, Holly Village Ct, Turner Rd SW, Danbury Ln NW, Little John Dr NW$880
Branford Ln NW, Courtlin Cove NW, Acuba Ct, River Dr SW, Oak Leaf Ter, Village Creek Dr SW, White Wing Ct, Navajo Ct NW, Wedgewood Way, Jeannette Ct$885
Vivid Dr SW, Hillcrest Rd NW, Summer Cove Ln, Maple Ct Ct, Grandeus Ln SW, Mandalay Ct SW, Bishops Cir, Sumter Ln SW, Country Downs Dr, Esquire Pl$901
Windfield Glen Ct NW, Wedgewood Trce, Buckley Woods Dr, Willow Trl Pkwy, Park Forest Trl NW, Catamount Dr SW, James St SW, Cornerstone Ct NW, Jonathan Ln NW, Jennings Way$903
Magnolia Glen Walk NW, Jody Ln NW, Valley Forge Rd, Allen Woods Dr, Wynne-Russell Dr, Travois Way SW, Cross Ct SW, Britt Way, Grove Place Xing, Kenion Forest Way SW$911

Insurance rates are influenced by a number of factors including:

  • Year Built: 9,458 Homes (19% of total) built between 1990 to 1999 in Lilburn are paying home insurance between $1,298-$1,312 and differs from Mountain Park (+$16), Tucker (+$72), Norcross (+$49), Stone Mountain (-$16) and Clarkston (-$39).
  • Bedrooms: 18,010 3 bedrooms homes (37% of total homes ) in Lilburn are paying about $801. Areas near to Lilburn such as Mountain Park, Tucker, Norcross are costlier by $10, $45, $31 respectively whereas Stone Mountain and Clarkston are more economical by $9, $15 respectively for similar homes.
  • Auto Insurance Bundling: 7,148 Households (29% of all households) in Lilburn have 3 or more vehicles available and when it is bundled with home insurance you can save $225. Discounts for similar bundling in close by locations such as Mountain Park, Stone Mountain, Tucker come to $227, $222, $237 respectively.
  • Senior Discounts: 10,147 seniors (more than 55 years) occupied housing units (41% of total) in Lilburn get discounts between $134 to $137 and varies from Mountain Park ($136), Stone Mountain ($133), Tucker ($142).
  • New Homes discounts: New homes such as the 15,762 homes built between 2000 to 2009 in Lilburn can save $180 in contrast with Mountain Park ($182), Stone Mountain ($177), Tucker ($190).

Lilburn Homeowners insurance Facts

  • Lilburn, GA has 24,633 owner occupied houses which is 56.7% of all units whereas Mountain Park, Stone Mountain and Tucker have 83.79%, 52.68% and 61.23% respectively.
  • Lilburn, GA homeowners yearly insurance price at $900 is 0.55% of the typical house value of $164,300 which is in contrast with 0.5% in Mountain Park, 0.61% at Stone Mountain & 0.37% in Tucker.
  • Homeowners in Lilburn, GA pay 1.57% of their income ($45,000 to $49,999) in insurance whereas homeowners in Mountain Park, Stone Mountain and Tucker pay 1.58%, 1.55% and 1.65% respectively.
  • Lilburn, GA’s insurance is 5.0% of monthly housing costs of $1,498/month, for owners with a mortgage compared to 4.96% in Mountain Park, 5.1% at Stone Mountain & 4.4% in Tucker. But, for households without a mortgage, insurance is 17.6% of costs ($426 in Lilburn, GA) in contrast with 17.78% in Mountain Park, 15.73% at Stone Mountain & 14.29% in Tucker.

Lilburn, GA Home Values & Insurance rates

For example, insurance for 1,089 Homes (4.0% of total homes ) valued between Less than $50,000 in Lilburn, GA is about $135. Rates in nearby areas in such as Mountain Park, Tucker, Norcross are cheaper by $17, $50, $42 respectively while Stone Mountain and Clarkston are costlier by $16 and $48 respectively for similar homes.

Lilburn, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,089 4.0% $135
$50,000 to $59,999 433 1.0% $279
$60,000 to $69,999 308 1.0% $351
$70,000 to $79,999 581 2.0% $405
$80,000 to $89,999 844 3.0% $459
$90,000 to $99,999 533 2.0% $513
$100,000 to $124,999 2,423 10.0% $594
$125,000 to $149,999 3,663 15.0% $747
$150,000 to $174,999 4,262 17.0% $882
$175,000 to $199,999 2,462 10.0% $1026
$200,000 to $249,999 3,919 16.0% $1233
$250,000 to $299,999 1,979 8.0% $1503
$300,000 to $399,999 1,543 6.0% $1917

Renters Insurance in Lilburn

  • Average Renters Insurance in Lilburn :  $225($18/month)

  • Median Gross Rent in Lilburn :  $910

  • Lilburn Renters Insurance to Median Rent Ratio:  1.98%

  • Average household size of renter-occupied unit :  3.22

Lilburn Renters Insurance as a Percentage of Rent

Lilburn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 205 1.0% $1256
$500 to $749 4,036 21.0% $1931
$750 to $999 7,917 42.0% $2681
$1,000 to $1,499 5,050 27.0% $3806
$1,500 or more 1,195 6.0% $5456

Protective device discount in Lilburn Up to :  $33

Claims-free discount in Lilburn Up to :  $45