Lewisville Insurance Rates:

Lewisville, TX home insurance is nearly $891 to $1,207, about $74-$100/month. Our comprehensive guide shows customers can save upto $419 by comparing multiple quotes

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Lewisville, Texas Homeowners share details on the cheapest & most trustworthy home insurance companies for you to compare & get great deals.

Lewisville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
USAA group
Home Insurance Rate of $680/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 2090 sqft Primary Residence Constructed In 2012 with Ceramic Tile Flooring, Metal Roof, Chainwall Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Smoke Alarm, Copper Water Pipes, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $1590/9 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $275,000

5 Beds, 5 Baths 3160 sqft Seasonal Residence Constructed In 1981 with Stone Flooring, Tile Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Fireplace, Copper Water Pipes, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

72 Years old Single Male who has a Full Time Job with household income of $50-$75,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $640/5 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $190,000

3 Beds, 3 Bath 1950 sqft Rental Property Constructed In 2004 with Wood Flooring, Membrane Roof, Piers Foundation, Stone Siding, Stucco Construction. Home Features Include Copper Water Pipes, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Single Female who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $420/6 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $140,000

4 Beds, 4 Bath 1760 sqft Vacation Property Constructed In 1994 with Carpet Flooring, Composition Roof, Crawl Space Foundation, Wood siding, Brick Frame. Home Features Include Swimming Pool, Central Air Conditioning, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

70 Years old Divorced Female who is Retired and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $110/1 month for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $170,000

3 Beds, 3 Baths 1740 sqft Vacation Property Constructed In 1999 with Linoleum, Shingles Roof, Piers Foundation, Wood siding, Wood Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Female who is Unemployed and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $620/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $320,000

4 Beds, 4 Bath 3360 sqft Vacation Property Constructed In 2014 with Hardwood Flooring, Membrane Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

67 Years old Single Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $330/5 months for $75000-$100000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 980 sqft Primary Residence Constructed In 2013 with Carpet Flooring, Shingles Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, Copper Water Pipes, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Married Male who is a Freelancer with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $250/1 month for $200,000-$250,000 Coverage
Policy Holder Home Details :

Home Value : $190,000

4 Beds, 4 Baths 1975 sqft Primary Residence Constructed In 2001 with Linoleum, Asphalt Shingles Roof, Crawl Space Foundation, Vinyl siding, Stucco Construction. Home Features Include Copper Water Pipes, Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

36 Years old Single Male who is a Freelancer with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

Lewisville, TX Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
75077 $205,300 $1,100
75057 $100,200 $1,020

Lewisville Rates & Quotes Analysis:

Lewisville Area Estimated House Insurance
Gifford Ct, Winding Hollow Ct, Diamond Ridge Dr, Compton Ct, Leslie St, Parkway Blvd, Teal Cove, Copperstone Ct, Mill Trl, Warren Xing$1,131
Prestwick Ln, Parkwood Ln, Blackfield Dr, Spyglass Cove, Sandalwood Ct, Saint Andrews Pl, Phillips Dr, Fountain Dr, Crooked Tree Ct, Quiet Valley Dr$1,113
Lodge Rd, Allen Rd, Aberdeen Ct, Layton Dr, Fitness Ct, Still Forest Dr, Beau Dr, Brown Trl, Laguna Ln, Hood Dr$1,142
Parr St, Harwell St, Forest Hill Dr, Tuscany Way, Spyglass Dr, Fairview Ct, Forestwood Ln, Fountain Head Ln, Cresthaven, Basilwood Dr$1,112
Westlake Ct, Ace Ln, Misty Harbor Ct, Thompson Dr, Johnson Dr, Levee Pl, Deann Dr, Greenway Ct, Gibbs Xing, W Peninsula Dr$1,135

Insurance rates are influenced by a number of factors including:

  • Year Built: 10,327 Homes (25% of total) built between 1980 to 1989 in Lewisville are paying home insurance between $1,565-$1,581 and differs from Lewisville-Flower Mound (+$36), Hickory Creek (+$34), Hebron (+$115), Hackberry (-$21) and Lincoln Park (-$108).
  • Bedrooms: 13,802 3 bedrooms homes (34% of total homes ) in Lewisville are paying about $808 in contrast with Lewisville-Flower Mound (+$29), Hebron (+$71), Highland Village (+$48), Hackberry (-$11) and Lincoln Park (-$45).
  • Auto Insurance Bundling: 4,095 Households (24% of all households) in Lewisville have 3 or more vehicles available and when it is bundled with home insurance you can save $262 and differs from Lewisville-Flower Mound ($268), Hickory Creek ($268), Hebron ($281).
  • Senior Discounts: 4,970 seniors (more than 55 years) occupied housing units (29% of total) in Lewisville get discounts between $157 to $159. The comparative concessions in proximate regions such as Lewisville-Flower Mound, Hebron and Highland Village are $160, $168 and $166 respectively.
  • New Homes discounts: New homes such as the 22,283 homes built between 2000 to 2009 in Lewisville can save $209 and similar new home insurance discounts in nearby towns and cities like Lewisville-Flower Mound, Hickory Creek and Hebron are $214, $214 and $225 respectively.

Lewisville Homeowners insurance Facts

  • Lewisville, TX has 16,921 owner occupied houses which is 45.6% of all units whereas Lewisville-Flower Mound, Hickory Creek and Hebron have 69.61%, 92.4% and 68.14% respectively.
  • Lewisville, TX homeowners yearly insurance price at $1,049 is 0.69% of the typical house value of $151,400 which is in contrast with 0.55% in Lewisville-Flower Mound, 0.56% at Hickory Creek & 0.39% in Hebron.
  • Homeowners in Lewisville, TX pay 3.81% of their income ($25,000 to $29,999) in insurance whereas homeowners in Lewisville-Flower Mound, Hickory Creek and Hebron pay 3.9%, 3.9% and 4.09% respectively.
  • Lewisville, TX’s insurance is 5.5% of monthly housing costs of $1,577/month, for owners with a mortgage compared to 4.78% in Lewisville-Flower Mound, 4.74% at Hickory Creek & 3.85% in Hebron. But, for households without a mortgage, insurance is 14.9% of costs ($586 in Lewisville, TX) in contrast with 12.54% in Lewisville-Flower Mound, 11.6% at Hickory Creek & 17.87% in Hebron.

Lewisville, TX Home Values & Insurance rates

For example, insurance for 1,263 Homes (7.0% of total homes ) valued between Less than $50,000 in Lewisville, TX is about $167. Rates in nearby areas in such as Lewisville-Flower Mound, Hickory Creek, Hebron are cheaper by $39, $28, $77 respectively while Hackberry and Farmers Branch are costlier by $29 and $10 respectively for similar homes.

Lewisville, TX Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,263 7.0% $167
$80,000 to $89,999 524 3.0% $587
$90,000 to $99,999 789 4.0% $650
$100,000 to $124,999 2,504 14.0% $755
$125,000 to $149,999 2,915 17.0% $944
$150,000 to $174,999 3,496 20.0% $1122
$175,000 to $199,999 2,226 13.0% $1290
$200,000 to $249,999 1,938 11.0% $1552
$250,000 to $299,999 730 4.0% $1898

Renters Insurance in Lewisville

  • Average Renters Insurance in Lewisville :  $180($15/month)

  • Median Gross Rent in Lewisville :  $924

  • Lewisville Renters Insurance to Median Rent Ratio:  1.62%

  • Renter occupied housing units in Lewisville :  20,214

Lewisville Renters Insurance as a Percentage of Rent

Lewisville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 319 1.0% $1245
$500 to $749 4,006 20.0% $1920
$750 to $999 7,805 39.0% $2670
$1,000 to $1,499 5,984 29.0% $3795
$1,500 or more 1,775 8.0% $5445

Rent Affordability in Lewisville:

Approximately 33.0% (6,846) of households are spending more than 35% of their income on gross rent in Lewisville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 2,414 11.0%
15.0 to 19.9 percent 2,881 14.0%
20.0 to 24.9 percent 3,284 16.0%
25.0 to 29.9 percent 3,274 16.0%
30.0 to 34.9 percent 1,515 7.0%
35.0 percent or more 6,846 33.0%

Protective device discount in Lewisville Up to :  $27

Claims-free discount in Lewisville Up to :  $36