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Lewiston, ID Home Values & Insurance Rates

Lewiston, ID Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 618 6.0% $71
$60,000 to $69,999 109 1.0% $194
$80,000 to $89,999 234 2.0% $250
$90,000 to $99,999 343 3.0% $281
$100,000 to $124,999 875 9.0% $327
$125,000 to $149,999 1,061 11.0% $409
$150,000 to $174,999 1,603 18.0% $486
$175,000 to $199,999 1,081 12.0% $563
$200,000 to $249,999 1,505 16.0% $675
$250,000 to $299,999 630 7.0% $824
$300,000 to $399,999 684 7.0% $1049

Lewiston Renters Insurance as a Percentage of Rent

Lewiston Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 79 1.0% $337
$200 to $299 478 10.0% $787
$300 to $499 810 17.0% $1237
$500 to $749 1,932 41.0% $1912
$750 to $999 838 18.0% $2662
$1,000 to $1,499 284 6.0% $3787
$1,500 or more 209 4.0% $5437

Example Lewiston Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAllstate
Monthly Premium 723141
Year Built 200019951980
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $400000-$500000$125000-$150000$150000-$175000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Top Home Insurance Agents Near Lewiston, ID

Home Insurance Company Near Lewiston, ID Homeowners Insurance Agency Near Lewiston, ID Address Distance from Lewiston, ID (miles)
State Farm Allen Willis 612 W North St, Grangeville, ID, 83530-1240 40.3
Allstate Central Idaho Agy. PO Box 77, Cottonwood, ID, 83522 27.0
Allstate Hub Intl Northwest S 375 Grand Ave, Pullman, WA, 99163 38.8
Liberty Mutual Independent Kuespert Insurance Agency Inc 127 S WASHINGTON ST STE 4, MOSCOW, ID, 83843 36.6
Farmers Michael Beuke 1522 Main St, Lewiston, ID, 83501 15.9


Estimated Home Insurance By Street Area Near Lewiston, ID

Lewiston Area Estimated House Insurance
8th Ave N, Mountain Dr, North St, Park Dr, Red Fir Ln, Vista Ave, 10th Ave, Echo Hills Dr, Central Grade, 12th St C$506
554 Rd, Hemlock Ave, 12th Ave, Snake River Grade, Dawn Ln, 24th St, Morscheck Rd, Reservoir Dr, Waha Rd, Cherokee Ln$531
Basalt Ln, 27th St, Clearwater Ave, Karin Ct, 7th St E, 170 Rd, Gaslite Ct, Diamond Dr, Forest Hill Ln, Evergreen Ln$499
15th Ave, Seaport Ct, 536 Rd, 8th St E, 13th St C, Powell Rd, Knoll Crest Ct, Par Ct, Volmer Rd, 10th Ave$524
29th St, Whitney Ln, Knoll Crest Dr, Daffodil Ln, Hawthorne St, Bryden Ct, Ten Mile Canyon, Yellow Pine Rd, Lakeview Dr, N Viewpoint Dr$530

Lewiston, ID Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Lewiston Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to Lewiston Home Owner from High Deductible Plan $600

Lewiston, ID Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lewiston, ID Home Replacement Value MORE than Home Value Lewiston, ID Home Replacement Value LESS than Home Value
Replacement Value $244,500 $161,000
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year