Lebanon Insurance Rates:

Lebanon, PA home insurance is approximately $590 to $803, about $49-$66/month. Our complete research reveals consumers can save upto $278 by comparing many quotes

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Read Lebanon, Pennsylvania Homeowners Insurance Reviews & compare quotes to find the best & cheapest home insurance provider.

Lebanon Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Allstate
Home Insurance Rate of $70/1 month for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $285,000

5 Beds, 5 Baths 4720 sqft Primary Residence Constructed In 1940 with Carpet Flooring, Asphalt Shingles Roof, Crawl Space Foundation, Wood siding, Wood Frame. Home Features Include Indoor Sprinklers, Central Air Conditioning, Fire Extinguisher, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

70 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $370/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

4 Beds, 4 Baths 2870 sqft Rental Property Constructed In 1961 with Wood Flooring, Shingles Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

Home Insurance Rate of $520/10 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 2150 sqft Vacation Property Constructed In 1988 with Ceramic Tile Flooring, Metal Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Central Air Conditioning, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

32 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

Home Insurance Rate of $480/12 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 1430 sqft Primary Residence Constructed In 1961 with Carpet over wood flooring, Tile Roof, Piers Foundation, Vinyl siding, Stucco Construction. Home Features Include Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

73 Years old Single Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $220/4 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $115,000

3 Beds, 3 Bath 2180 sqft Primary Residence Constructed In 1988 with Hardwood Flooring, Asphalt Shingles Roof, Slab Foundation, Vinyl siding, Wood Frame. Home Features Include Fireplace, Deadbolt Locks, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Divorced Female who has a Full Time Job with household income of more than $150,000 and has 1 Pet and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 750-799 Credit Score

Home Insurance Rate of $270/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

4 Beds, 4 Baths 2480 sqft Vacation Property Constructed In 1962 with Stone Flooring, Metal Roof, Chainwall Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

27 Years old Single Male who has a Full Time Job with household income of more than $150,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $150/2 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $145,000

5 Beds, 5 Bath 2190 sqft Primary Residence Constructed In 1984 with Linoleum, Shingles Roof, Slab Foundation, Stucco siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Single Female who has a Part Time Job with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

Home Insurance Rate of $370/3 months for $250,000-$300,000 Coverage
Policy Holder Home Details :

Home Value : $255,000

4 Beds, 4 Baths 2715 sqft Rental Property Constructed In 1952 with Ceramic Tile Flooring, Composition Roof, Chainwall Foundation, Stone Siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Divorced Female who has a Full Time Job with household income of $100-$150,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Lebanon, PA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
17046 $137,700 $730

Lebanon Rates & Quotes Analysis:

Lebanon Area Estimated House Insurance
Freeman St, Light St, Hazel St, Weidman St, E Lehman St, Osceola St, N 11th Ave, Greth St, Union St, S 7th St$694
Max St, Old Cumberland St, Berwyn Park, Jones St, S 11th St, S 3rd Ave, N 8th Ave, Furnace Hill Rd, Cornwall Rd, N 6th St$705
N Quince St, Clover St, Kreider St, Monument St, N Tenth St, Krim Ct, Donmoyer St, Kline St, Mary St, N Seventh St$689
N 11th St, Scull St, Woodward St, N 7th Ave, Hornet St, Peach St, E Victoria St, Rita Ln, Wilkin St, N 10th Ave$697
N Gannon St, Hoffman St, Hathaway Park, Mifflin St, Guilford St, Scull St, S Laurel St, S 16th St, Harding St, Woodland Ests$696

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,607 Homes (14% of total) built between 1950 to 1959 in Lebanon are paying home insurance between $1,308-$1,318 and varies from Lebanon South (+$39), Sand Hill (+$60), Pleasant Hill (+$17), Tower City (-$12) and Summit Station (-$73).
  • Bedrooms: 2,720 2 bedrooms homes (25% of total homes ) in Lebanon are paying about $474 in contrast with Lebanon South (+$13), Hebron (+$9), Sand Hill (+$22), Williamstown (-$5) and Tremont (-$6).
  • Auto Insurance Bundling: 816 Households (17% of all households) in Lebanon have 3 or more vehicles available and when it is bundled with home insurance you can save $174 and varies from Lebanon South ($179), Hebron ($174), West Lebanon ($174).
  • Senior Discounts: 2,424 seniors (more than 55 years) occupied housing units (51% of total) in Lebanon get discounts between $104 to $106 compared to Lebanon South ($107), Hebron ($104), Sand Hill ($109).
  • New Homes discounts: New homes such as the 2,455 homes built between 2000 to 2009 in Lebanon can save $139 and similar new home insurance discounts in nearby towns and cities like Lebanon South, Hebron and West Lebanon are $143, $139 and $139 respectively.

Lebanon Homeowners insurance Facts

  • Lebanon, PA has 4,683 owner occupied houses which is 45.2% of all units whereas Lebanon South, Hebron and West Lebanon have 84.65%, 62.83% and 74.59% respectively.
  • Lebanon, PA homeowners yearly insurance price at $696 is 0.78% of the typical house value of $89,600 which is in contrast with 0.52% in Lebanon South, 0.73% at Hebron & 0.73% in West Lebanon.
  • Homeowners in Lebanon, PA pay 0.93% of their income ($75,000 or more) in insurance whereas homeowners in Lebanon South, Hebron and West Lebanon pay 0.95%, 0.93% and 0.93% respectively.
  • Lebanon, PA’s insurance is 5.8% of monthly housing costs of $1,009/month, for owners with a mortgage compared to 4.57% in Lebanon South, 5.39% at Hebron & 5.55% in West Lebanon. But, for households without a mortgage, insurance is 14.9% of costs ($389 in Lebanon, PA) in contrast with 11.75% in Lebanon South, 14.94% at Hebron & 12.26% in West Lebanon.

Lebanon, PA Home Values & Insurance rates

For example, insurance for 429 Homes (9.0% of total homes ) valued between $70,000 to $79,999 in Lebanon, PA is about $577. Rates in nearby areas in such as Lebanon South, Hebron, West Lebanon are cheaper by $191, $32, $32 respectively while Tower City and Williamstown are costlier by $106 and $112 respectively for similar homes.

Lebanon, PA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 489 10.0% $187
$50,000 to $59,999 402 8.0% $403
$60,000 to $69,999 501 10.0% $501
$70,000 to $79,999 429 9.0% $577
$80,000 to $89,999 540 11.0% $654
$90,000 to $99,999 237 5.0% $737
$100,000 to $124,999 673 14.0% $849
$125,000 to $149,999 493 10.0% $1064
$150,000 to $174,999 460 9.0% $1259
$175,000 to $199,999 181 3.0% $1454
$200,000 to $249,999 126 2.0% $1746
$250,000 to $299,999 84 1.0% $2136

Renters Insurance in Lebanon

  • Average Renters Insurance in Lebanon :  $221($18/month)

  • Median Gross Rent in Lebanon :  $635

  • Lebanon Renters Insurance to Median Rent Ratio:  2.83%

  • Average household size of renter-occupied unit :  2.39

Lebanon Renters Insurance as a Percentage of Rent

Lebanon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 180 3.0% $355
$200 to $299 362 6.0% $805
$300 to $499 956 17.0% $1255
$500 to $749 2,154 38.0% $1930
$750 to $999 1,326 23.0% $2680
$1,000 to $1,499 532 9.0% $3805

Rent Affordability in Lebanon:

Approximately 48.0% (2,785) of households are spending more than 35% of their income on gross rent in Lebanon

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 493 8.0%
15.0 to 19.9 percent 540 9.0%
20.0 to 24.9 percent 786 13.0%
25.0 to 29.9 percent 610 10.0%
30.0 to 34.9 percent 471 8.0%
35.0 percent or more 2,785 48.0%

Protective device discount in Lebanon Up to :  $33

Claims-free discount in Lebanon Up to :  $44