Lawrenceville Insurance Rates:

Lawrenceville, GA home insurance is about $765 to $1,037, about $63-$86/month. Our complete analysis shows customers can save upto $360 by getting different quotes

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Lawrenceville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
American Family Insurance
Home Insurance Rate of $110/3 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $185,000

3 Beds, 3 Baths 2120 sqft Seasonal Residence Constructed In 2007 with Ceramic Tile Flooring, Slate Shingles Roof, Chainwall Foundation, Vinyl siding, Wood Frame. Home Features Include Deadbolt Locks, Fire Extinguisher, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

69 Years old Single Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $900/8 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

4 Beds, 4 Baths 2290 sqft Primary Residence Constructed In 2006 with Ceramic Tile Flooring, Tile Roof, Crawl Space Foundation, Stone Siding, Stucco Construction. Home Features Include Smoke Alarm, Deadbolt Locks, Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Divorced Female who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $80/1 month for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $370,000

5 Beds, 5 Baths 3750 sqft Primary Residence Constructed In 2008 with Ceramic Tile Flooring, Shingles Roof, Slab Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

57 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $500/3 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $515,000

5 Beds, 5 Baths 4740 sqft Vacation Property Constructed In 2014 with Linoleum, Tile Roof, Piers Foundation, Fiber-Cement Siding, Stucco Construction. Home Features Include Central Air Conditioning, Smoke Alarm, Fireplace, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

59 Years old Married Female who has a Full Time Job with household income of $75-$100,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $510/7 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $185,000

4 Beds, 4 Bath 1650 sqft Rental Property Constructed In 1998 with Wood Flooring, Tile Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

71 Years old Divorced Female who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $400/9 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 1730 sqft Seasonal Residence Constructed In 2012 with Stone Flooring, Membrane Roof, Piers Foundation, Stucco siding, Metal Frame Construction. Home Features Include Deadbolt Locks, Copper Water Pipes, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Divorced Male who is a Freelancer with household income of $100-$150,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

  • Seniors staying at home

Home Insurance Rate of $260/5 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 1660 sqft Seasonal Residence Constructed In 2002 with Carpet over wood flooring, Shingles Roof, Piers Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Divorced Male who is Retired with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $200/3 months for $150,000-$175,000 Coverage
Policy Holder Home Details :

Home Value : $165,000

2 Beds, 2 Baths 2196 sqft Primary Residence Constructed In 1983 with Carpet Flooring, Wood Shake Roof, Chainwall Foundation, Stucco siding, Brick Frame. Home Features Include Fireplace, Deadbolt Locks, Indoor Sprinklers, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Married Female who is a Freelancer with household income of more than $150,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Lawrenceville, GA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
30043 $181,900 $930
30045 $175,100 $920
30044 $157,900 $910

Lawrenceville Rates & Quotes Analysis:

Lawrenceville Area Estimated House Insurance
Foxcroft Rd NE, Gateshead Ct, Keyhaven Ct, Club Ct NE, Tumblewood Trl NW, Hickory Ln, Langley Dr, Saint Aurics Dr, Greenfield Way, Hunt River Way$904
Cottonwood Dr NE, Havant Way, Springlake Rd, Hood Rd NE, Carithers Rd, Hunt Crossing Ct, Cordun Ct East NE, Stoneshyre Ct, Hounds Ridge Ct, Braeburn Dr$891
Chapel Station Dr, Scenic Creek Dr, Martins Down Dr, Colewood Ct, Bailing Rd, Philip Blvd, N Fork Ct NW, Woodland Valley Rd, Peach Blossom Ct, Gardner Park Ct$892
Forest Valley Rd SW, Luther Way, Eagle Creek Ct NW, Autumn View Dr, Devonshire Walk Dr, Laufin Ct NE, Juniper Ct, Chadwick Ridge Ct, Musical Way, Billy McGee Rd SE$901
Sunrise Way, Lamancha Ct NW, Glenview Way NE, Arnold Mill Rd, Heathridge Ct, Majestic Way, Northdale Ct, Polaris Ct, Kingsley Cir NW, Glen Chase Ln$883
Sunnyside Ct, Oakland Farm Dr, Legacy Park Dr, Amberleigh Oak Way, Norhill Ct, Poseidon Way, Melrose Forest Ln SE, Wildcat Trace Cir, Laurel River Trl, Brook Creek Way SE$908
Mission Walk, Oaktree Park Ct NW, Reading Ct NE, Doe Ct, Quail Hollow Dr, Tara Oaks Trl, Donington Cir SE, Breckinridge Blvd, Bethesda Church Rd, Grassy Oat Ln$902
Barrett Bluff Dr SE, Springbottom Ct, Shore Dr NW, Sunnyside Dr, Tipton Inn, Spanish Moss Ct, Simonton Glen Way SE, Clipper Ct, Lombard Dr, Paper Mill Rd$905
Bay Willow Pl, Meyers Dr, Church Rd NW, Oak Vista Way, Spring Falls Dr, Sweet Woods Dr, Old Fountain Rd, Peachtree Parc Ct NE, Springbottom Dr, Dunhill Dr$890
Spring Leaf Ct, Bramlett Shoals Rd, Lauren Kay Ct, Willow Pointe Dr, Wiegand Blvd, Woodbrook Way, Simon Ive Dr, Black Eagle Ct, Squire Hill Ln NE, Jules Crest Ct$909

Insurance rates are influenced by a number of factors including:

  • Year Built: 15,857 Homes (20% of total) built between 1980 to 1989 in Lawrenceville are paying home insurance between $1,345-$1,358 and differs from Gwinnett County (+$11), Grayson (+$72), Suwanee-Duluth (+$47), Dacula (-$23) and Carl (-$17).
  • Bedrooms: 20,130 4 bedrooms homes (26% of total homes ) in Lawrenceville are paying about $1,180. Areas near to Lawrenceville such as Gwinnett County, Grayson, Suwanee-Duluth are costlier by $10, $64, $42 respectively whereas Dacula and Snellville are more economical by $20, $4 respectively for similar homes.
  • Auto Insurance Bundling: 22,157 Households (48% of all households) in Lawrenceville have 2 vehicles available and when it is bundled with home insurance you can save $180. Discounts for similar bundling in close by locations such as Gwinnett County, Grayson, Suwanee-Duluth come to $181, $190, $186 respectively.
  • Senior Discounts: 13,054 seniors (more than 55 years) occupied housing units (28% of total) in Lawrenceville get discounts between $135 to $137. The comparative concessions in proximate regions such as Gwinnett County, Grayson and Suwanee-Duluth are $136, $142 and $139 respectively.
  • New Homes discounts: New homes such as the 52,906 homes built between 2000 to 2009 in Lawrenceville can save $180 and differs from Gwinnett County ($181), Grayson ($190), Suwanee-Duluth ($186).

Lawrenceville Homeowners insurance Facts

  • Lawrenceville, GA has 46,131 owner occupied houses which is 67.0% of all units whereas Gwinnett County, Grayson and Suwanee-Duluth have 69.51%, 86.57% and 62.89% respectively.
  • Lawrenceville, GA homeowners yearly insurance price at $901 is 0.54% of the typical house value of $166,200 which is in contrast with 0.5% in Gwinnett County, 0.37% at Grayson & 0.41% in Suwanee-Duluth.
  • Homeowners in Lawrenceville, GA pay 4.0% of their income ($20,000 to $24,999) in insurance whereas homeowners in Gwinnett County, Grayson and Suwanee-Duluth pay 4.04%, 4.22% and 4.15% respectively.
  • Lawrenceville, GA’s insurance is 4.8% of monthly housing costs of $1,582/month, for owners with a mortgage compared to 4.63% in Gwinnett County, 3.7% at Grayson & 4.21% in Suwanee-Duluth. But, for households without a mortgage, insurance is 17.3% of costs ($435 in Lawrenceville, GA) in contrast with 16.43% in Gwinnett County, 16.32% at Grayson & 15.07% in Suwanee-Duluth.

Lawrenceville, GA Home Values & Insurance rates

For example, insurance for 1,925 Homes (4.0% of total homes ) valued between $90,000 to $99,999 in Lawrenceville, GA is about $513. Rates in nearby areas in such as Gwinnett County, Grayson, Suwanee-Duluth are cheaper by $41, $162, $122 respectively while Dacula and Snellville are costlier by $98 and $16 respectively for similar homes.

Lawrenceville, GA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,339 2.0% $135
$60,000 to $69,999 685 1.0% $351
$70,000 to $79,999 813 1.0% $405
$80,000 to $89,999 1,179 2.0% $459
$90,000 to $99,999 1,925 4.0% $513
$100,000 to $124,999 4,182 9.0% $594
$125,000 to $149,999 7,009 15.0% $738
$150,000 to $174,999 8,852 19.0% $873
$175,000 to $199,999 6,102 13.0% $1009
$200,000 to $249,999 6,494 14.0% $1216
$250,000 to $299,999 3,415 7.0% $1486
$300,000 to $399,999 2,870 6.0% $1892

Renters Insurance in Lawrenceville

  • Average Renters Insurance in Lawrenceville :  $223($18/month)

  • Median Gross Rent in Lawrenceville :  $991

  • Lawrenceville Renters Insurance to Median Rent Ratio:  1.82%

  • Renter occupied housing units in Lawrenceville :  22,742

Lawrenceville Renters Insurance as a Percentage of Rent

Lawrenceville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 386 1.0% $1255
$500 to $749 2,735 12.0% $1930
$750 to $999 8,197 36.0% $2680
$1,000 to $1,499 8,768 39.0% $3805
$1,500 or more 2,107 9.0% $5455

Rent Affordability in Lawrenceville:

Approximately 46.0% (10,642) of households are spending more than 35% of their income on gross rent in Lawrenceville

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 1,937 8.0%
15.0 to 19.9 percent 2,540 11.0%
20.0 to 24.9 percent 2,520 11.0%
25.0 to 29.9 percent 3,114 13.0%
30.0 to 34.9 percent 1,989 8.0%
35.0 percent or more 10,642 46.0%

Lawrenceville Renters Insurance Discounts:

Lawrenceville Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Lawrenceville, GA Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 12,372 54.0% $22.3
2 vehicles available 7,508 33.0% $33.45
3 or more vehicles available 1,513 6.0% $44.6

Lawrenceville Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 1,434 6.0% $99
60 to 64 years 556 2.0% $79
65 to 74 years 593 2.0% $64
75 years and over 692 3.0% $49

Protective device discount in Lawrenceville Up to :  $33

Claims-free discount in Lawrenceville Up to :  $44