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Lawrence, KS Home Values & Insurance Rates

Lawrence, KS Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 915 6.0% $145
$70,000 to $79,999 207 1.0% $435
$90,000 to $99,999 286 1.0% $549
$100,000 to $124,999 1,339 9.0% $642
$125,000 to $149,999 2,092 14.0% $798
$150,000 to $174,999 2,606 17.0% $954
$175,000 to $199,999 1,881 12.0% $1099
$200,000 to $249,999 2,320 15.0% $1316
$250,000 to $299,999 1,212 8.0% $1617
$300,000 to $399,999 1,489 10.0% $2053

Lawrence Renters Insurance as a Percentage of Rent

Lawrence Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 270 1.0% $779
$300 to $499 1,409 7.0% $1229
$500 to $749 5,699 31.0% $1904
$750 to $999 4,861 26.0% $2654
$1,000 to $1,499 4,595 25.0% $3779
$1,500 or more 1,264 6.0% $5429

Example Lawrence Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceGEICO Insurance
Monthly Premium 169168238
Year Built 194120131997
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$150000-$175000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Lawrence, KS

Home Insurance Company Near Lawrence, KS Homeowners Insurance Agency Near Lawrence, KS Address Distance from Lawrence, KS (miles)
Travelers Absolute Ins Group Inc 14106 W 135TH, OLATHE, KS, 66062 28.2
State Farm Christin Black 11128 S Lone Elm Rd, Olathe, KS, 66061-9434 23.1
Farmers Joshua Hill 16 S Broadway St # 16a, Louisburg, KS, 66053 39.1
Travelers Kansas City Mortgage & Insurance Agency 4741 CENTRAL 561, KANSAS CITY, MO, 64112 36.5
Liberty Mutual Independent Willis Of Greater Kansas Inc 12980 METCALF AVE STE 500, OVERLAND PARK, KS, 66213 32.3


Estimated Home Insurance By Street Area Near Lawrence, KS

Lawrence Area Estimated House Insurance
Oregon St, Tomahawk Dr, E 475th Rd, N Wrigley Ln, Westfield Ct, Drum Ct, W Perimeter Rd, Merion Cir, Brandon Woods Pl, Homestead Dr$1,168
Merion Pl, Bond Pl, E 1587 Rd, Pleasant St, Apple Ln, Hill Ct, Co Rd 458, N 1818 Rd, Walden Ct, E1382$1,057
N 1900 Rd, Constant Rd, W 20th St, April Rain Dr, Dover Ct, Pamela Ln, E 11th St, Co Rd 1e, N 1031 Rd, Congressional Cir$1,136
Winston Ct, E 660th Rd, W 24th St, Adam Ave, E 600 Rd, Shadybrook Dr, E 767th Rd, Co Rd 458, Alvamar Pl, Larkspur Ct$1,091
Venice Dr, Hartford Ave, Hogan Ct, Holiday Dr, Blackjack Oak Ct, N 1884th Rd, N 1474 Rd, Hickok Ct, E 1450 Rd, Brook St$1,158
Home Cir, E 1292nd Rd, N 1183rd Rd, Connecticut St, Sunset Ter, N 550 Rd, N 1964 Rd, N 937 Rd, Sagebrush Dr, Applegate Ct$1,087
Douglas Dr, Stonegate Ct, E 775 Rd, Oklahoma St, Belle Haven Dr, E 175th Rd, N 2000th Rd, E 17th St, N 482 Rd, Mark Blair Ct$1,088
Utah Ct, Wedgewood Dr, River Rd, Lynn St, Palmer Ct, N 1100 Rd, N 1600 Rd, E 13th St, Chadwick Ct, Pinnacle Cir$1,001
Research Park Dr, Lake Pointe Dr, Cedarwood Ave, Rebecca Ln, N 1928th Rd, E 50th Rd, Crestline Dr, Ridge Ct, E 732 Rd, N 1062nd Rd$1,023
Lasalle St, Winona Ave, N 1150 Rd, E 8th St, Bluestem Pl, Keystone Ct, Countryside Ln, Bristol Ter, Eaton Dr, Somerset Ct$998

Lawrence, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$8,500
Yearly Lawrence Homeowner Insurance Premium Example $4,300$2,700
Out of Pocket Expense During Claim$500$8,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $26,300$24,700
Net Savings to Lawrence Home Owner from High Deductible Plan $1,600

Lawrence, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lawrence, KS Home Replacement Value MORE than Home Value Lawrence, KS Home Replacement Value LESS than Home Value
Replacement Value $202,000 $123,500
Insurance Premium based on Replacement Value $3,150 $1,925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $675/year