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Laurence Harbor, NJ Home Values & Insurance Rates

Laurence Harbor, NJ Home By Value Total Homes % of Total Average Homeowners Insurance
$100,000 to $124,999 135 7.0% $343
$125,000 to $149,999 116 6.0% $435
$150,000 to $174,999 136 7.0% $510
$175,000 to $199,999 86 4.0% $594
$200,000 to $249,999 289 16.0% $711
$250,000 to $299,999 572 33.0% $878
$300,000 to $399,999 360 20.0% $1113

Laurence Harbor Renters Insurance as a Percentage of Rent

Laurence Harbor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 10 1.0% $339
$300 to $499 8 1.0% $1239
$500 to $749 34 6.0% $1914
$750 to $999 61 10.0% $2664
$1,000 to $1,499 241 42.0% $3789
$1,500 or more 207 36.0% $5439

Example Laurence Harbor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 8614778
Year Built 195919631971
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Top Home Insurance Agents Near Laurence Harbor, NJ

Home Insurance Company Near Laurence Harbor, NJ Homeowners Insurance Agency Near Laurence Harbor, NJ Address Distance from Laurence Harbor, NJ (miles)
Mcs Insurance Llc 67 Buck Road Ste 138 Huntingdon Valley, Lower Southampton Township, PA, 19006 45.9
Erie Carey Insurance 1130 York Rd Warminster, Warminster Township, PA, 18974 47.2
Allstate Cindy Donaldson 151 Route 10 E Ste 206, Succasunna, NJ, 7876 35.3
Travelers Jo-Mil Insurance Agency Inc 80 FOREST AVE, GLEN COVE, NY, 11542 44.0
Travelers Resource Group Inc 65 Mechanic Street 65 Mechanic Street Red Bank, Red Bank, NJ, 7701 11.9


Estimated Home Insurance By Street Area Near Laurence Harbor, NJ

Laurence Harbor Area Estimated House Insurance
Shoreline Ave, Woodshore W, Birchwood Dr, Seaview Ave, Biondi Ave, Orchard Ave, Co Rd 689, Morningside Ave, Wilbur Ave, Boulevard W$833
Pomona Blvd, E Beachwood Ave, Maplewood Dr, Cook Ave, Arbutus Way, Furman Blvd, Sunset Blvd, Twilight Ave, Seaglade Cir, Lantana Way$837
Woodlawn Cir, Biondi St, Groben Ave, Greenwood Ave, Ocean Blvd, Chimney Ct, Woodshore Center, Delray Pl, Middlesex Blvd, Hilltop Ave$838
Britton Ave, Laurence Pkwy, Harding Rd, Bridgepointe Dr, Metro Park S, Ravine Ave, Rowan Way, Woodshore E, Shadyside Ave, Greenwood Dr$834
Bayview Dr, Rosewood Dr, Maurer Ave, Linbrook Dr, Ely Ave, Donamar Ln, Daleron Pl, Industrial Dr, Raritan Blvd, Pacific Blvd$835

Laurence Harbor, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Laurence Harbor Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,900
Net Savings to Laurence Harbor Home Owner from High Deductible Plan $600

Laurence Harbor, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laurence Harbor, NJ Home Replacement Value MORE than Home Value Laurence Harbor, NJ Home Replacement Value LESS than Home Value
Replacement Value $328,000 $218,000
Insurance Premium based on Replacement Value $1,500 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $200/year