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Laurel, MT Home Values & Insurance Rates

Laurel, MT Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 499 11.0% $93
$70,000 to $79,999 61 1.0% $295
$90,000 to $99,999 97 2.0% $373
$100,000 to $124,999 284 6.0% $435
$125,000 to $149,999 473 11.0% $544
$150,000 to $174,999 611 14.0% $645
$175,000 to $199,999 417 9.0% $746
$200,000 to $249,999 590 13.0% $902
$250,000 to $299,999 562 13.0% $1096
$300,000 to $399,999 613 14.0% $1400

Laurel Renters Insurance as a Percentage of Rent

Laurel Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 2.0% $345
$200 to $299 31 2.0% $795
$300 to $499 366 29.0% $1245
$500 to $749 338 26.0% $1920
$750 to $999 421 33.0% $2670
$1,000 to $1,499 50 3.0% $3795
$1,500 or more 27 2.0% $5445

Example Laurel Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceGEICO InsuranceTravelers
Monthly Premium 7812591
Year Built 200219861993
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$300000-$350000$250000-$300000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Laurel, MT

Home Insurance Company Near Laurel, MT Homeowners Insurance Agency Near Laurel, MT Address Distance from Laurel, MT (miles)
Travelers Commercial Risk Managers Llc 27 GRAND AVE, BILLINGS, MT, 59102 11.1
Travelers Insurance Agency Of Montana 2680 OVERLAND AVE STE C, BILLINGS, MT, 59102 7.1
Travelers Jackson And Iverson Insurance 2619 ST JOHNS AVE SUITE C, BILLINGS, MT, 59102 7.9
Liberty Mutual Independent Streeter Brothers Ins Inc 2823 6TH AVE N, BILLINGS, MT, 59101 11.4
State Farm Victoria Hayes 4 32nd St W Ste C, Billings, MT, 59102-8600 7.3


Estimated Home Insurance By Street Area Near Laurel, MT

Laurel Area Estimated House Insurance
Golden Spike Dr, Laurmac Ln, Still Meadow Dr, Stockyard Rd, Entryway Dr, S 40th St W, Black Stone Cir, W 7th St, Allendale Rd, Duval Dr$796
Clearwater Dr, S 80th St W, N Ramshorn Dr, Stillmeadow Dr, Paynes Pl, E 9th St, Cheif White Bird Trl, Back Bay Dr, Laurel Airport Rd, Paradise Ln$796
S 59th St W, Ranch Trail Rd, Little Creek Ln, Mimosa Ct, Pope Rd, Brookway Cir, Vista Loop Rd, Juniper Ave, Honeysuckle St, Granite Ridge Cir$797
Fairview Ln, Century Cir E, Red Bridge Rd, Lakeshore Dr, S Park City Rd, Cedar Crest Cir, Forrest Ave, Ranch Trail Rd, Creek Dr, Buffalo Horn Dr$798
Maple Ridge Cir, Ashfor Pl, Cheetah Ave, Juniper Rd, Mountain View Ln, Larkspur Pl, Chevelle Dr, Grassland St, Locust Ave, Anna Maria Dr$796

Laurel, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Laurel Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $6,400$5,400
Net Savings to Laurel Home Owner from High Deductible Plan $1,000

Laurel, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Laurel, MT Home Replacement Value MORE than Home Value Laurel, MT Home Replacement Value LESS than Home Value
Replacement Value $226,500 $146,000
Insurance Premium based on Replacement Value $975 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $36,500 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year