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Lansing, MI Home Values & Insurance Rates

Lansing, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 4,006 15.0% $195
$50,000 to $59,999 1,398 5.0% $420
$60,000 to $69,999 2,393 9.0% $522
$70,000 to $79,999 2,460 9.0% $601
$80,000 to $89,999 2,962 11.0% $681
$90,000 to $99,999 2,850 10.0% $761
$100,000 to $124,999 4,801 18.0% $884
$125,000 to $149,999 2,608 9.0% $1102
$150,000 to $174,999 1,328 5.0% $1305
$175,000 to $199,999 746 2.0% $1508
$200,000 to $249,999 426 1.0% $1812

Lansing Renters Insurance as a Percentage of Rent

Lansing Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 647 3.0% $361
$200 to $299 856 4.0% $811
$300 to $499 2,247 10.0% $1261
$500 to $749 8,485 40.0% $1936
$750 to $999 5,449 25.0% $2686
$1,000 to $1,499 3,016 14.0% $3811
$1,500 or more 403 1.0% $5461

Example Lansing Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 395179
Year Built 198519501944
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$150000-$175000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Top Home Insurance Agents Near Lansing, MI

Home Insurance Company Near Lansing, MI Homeowners Insurance Agency Near Lansing, MI Address Distance from Lansing, MI (miles)
The Stark Agency, Inc 431 N Clippert, Lansing, MI, 48912 3.1
Cadwallader Lord Hahn Incorporated 200 West Exchange Street, Owosso, MI, 48867 27.9
Robin Chase Insurance Agency 2666 Jordan Lake St , Lake Odessa, MI, 48849 30.3
W J Phillips, Inc. 6045 Corunna Rd. , Flint, MI, 48532 43.6
Liberty Mutual Independent Michael Kirgis/A Ins Assoc 340 LOVELL ST, IONIA, MI, 48846 31.3

Estimated Home Insurance By Street Area Near Lansing, MI

Lansing Area Estimated House Insurance
Centennial Way, Bridgeport Dr, Ravenna Trl, Williams Rd, Wildon Way W, Barretta Way, Portman Pl, Heathgate Dr, Ambassador Ave, Wellington Dr$716
Sweetgrass Ln, Millett Hwy, Guinea, Blue Lagoon Dr, I- 69, Brickand Dr, Old Farm Ln, Arbor Vitae Dr, Vernon Dr, Rockingham Dr$735
Hibiscus Ln, Pine Ridge Dr, River Cove Dr, Killarney Ct, Bobsyl Ln, Creekside Dr, Hart Hwy, Thornapple Ln, Jimson Dr, Madonna Dr$776
Chellmar Dr, Truxton Ln, Ballinalee Ln, Echo Ln, W Mt Hope Ave, Westshire St, S Arlington Dr, Barnett Cir, Chubby Dr, Hidden Pond Dr$753
Glen Terra Dr, Vicksburg Dr, Vermillion, Apple Blossom Ln, Cornerstone Dr, Woodlane Dr, W Greenfield Rd, Prestwick Dr, Legend Woods Dr, Newberry Dr$782
Countryside Dr, Royal Cove Dr, Kelly Ln, Yellowstone Ln, Saxon Dr, Courtland Dr, Williamsburg Rd, Westhill Dr, Huckleberry Ln, E Mount Hope Hwy$780
Central Cir, Ryder Rd, Dove Ln, Burt Hwy, Marketplace Blvd, Lanac St, Ellstone Cir, Audrey Ln, Pebble Pl, Doe Pass$772
Centerline Dr, Wild Spirit Dr, Steeplechase Way, Roaring Brook Cir, Gold Fields Dr, Jordan Ct, Bridge Hwy, Old Castle Cir, Ember Glen Pass, Woodbridge Dr$772
Hartland Dr, Bittersweet Ln, Firwood St, Gettysburg Dr, Delta Market Dr, N River Hwy, Pares Rd, E Libbie Dr, Merryman Way, Wheatdale Ln$773
Meade Dr, Seaway Dr, Rockbridge Rd, Municipal Way, Teller Trl, Sandpiper Ln, Dickson Rd, Hearthstone Rd, Coneflower Ct, Granger Dr$774

Lansing, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lansing Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Lansing Home Owner from High Deductible Plan $600

Lansing, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lansing, MI Home Replacement Value MORE than Home Value Lansing, MI Home Replacement Value LESS than Home Value
Replacement Value $132,000 $87,000
Insurance Premium based on Replacement Value $750 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year