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Lakewood, CO Home Values & Insurance Rates

Lakewood, CO Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 920 2.0% $88
$80,000 to $89,999 418 1.0% $310
$90,000 to $99,999 430 1.0% $345
$100,000 to $124,999 1,462 4.0% $407
$125,000 to $149,999 2,159 6.0% $505
$150,000 to $174,999 2,901 9.0% $602
$175,000 to $199,999 2,768 8.0% $691
$200,000 to $249,999 8,334 26.0% $832
$250,000 to $299,999 6,710 20.0% $1018
$300,000 to $399,999 5,475 17.0% $1302

Lakewood Renters Insurance as a Percentage of Rent

Lakewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 933 3.0% $1247
$500 to $749 5,031 19.0% $1922
$750 to $999 8,471 33.0% $2672
$1,000 to $1,499 8,051 31.0% $3797
$1,500 or more 2,421 9.0% $5447

Example Lakewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 487085
Year Built 197420081961
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Top Home Insurance Agents Near Lakewood, CO

Home Insurance Company Near Lakewood, CO Homeowners Insurance Agency Near Lakewood, CO Address Distance from Lakewood, CO (miles)
David Rohweder Agency 8925 Greenspointe Ln Hghlnds Ranch, Littleton, CO, 80130 14.5
Farmers Melissa Cohen 3004 Folsom St, Boulder, CO, 80304 24.1
Liberty Mutual Independent School Ins Agency Llc 6767 S SPRUCE ST STE 145, CENTENNIAL, CO, 80112 13.7
Travelers Squires Insurance Services Llc 11471 DARK STAR WAY, PARKER, CO, 80138 24.0
Farmers Stacey Downen 6635 S Dayton St Ste 340, Greenwood Village, CO, 80111 14.7

Estimated Home Insurance By Street Area Near Lakewood, CO

Lakewood Area Estimated House Insurance
W Cedar Dr, S Otis St, W New Mexico Ave, Union Blvd, S Urban St, W Wesley Cir, S Simms Ct, W Baltic Ave, Morningside Dr, S Braun Ct$899
W 11th Dr, W Colorado Ln, W Grant Ranch Blvd, S Kline Cir, S Urban Dr, 26th Ave, Lupine Ct, W Archer Dr, Lee Ln, W Arlington Dr$957
W 23rd Cir, W Swarthmore Dr, W Louisiana Pl, S Ingalls Ct, S Swadley St, W Radcliffe Pl, W 20th Pl, W Utah Ave, W Auburn Ave, Pike St$882
Denver West Ct, Glen Bar Dr, Denver West Blvd, Willow Ln, W 32nd Pl, S Swadley St, W Tufts Ave, S Vancouver Ct, Newcombe Dr, Kilmer St$928
Darlee Ct, W Dartmouth Ave, W Arlington Way, W 28th Pl, Applewood Dr, S Vivian Way, W Yale Pl, S Braun Ct, W Exposition Pl, W Security Ave$880
S Loveland Ct, Denver West-Marriott Blvd, W 12th Ln, Bayaud Ct, E St, S Zinnia Way, Joyce Way, W 30th Dr, S Braun Ct, W Prentice Ave$939
W Grand Ave, W Hialeah Pl, W New Mexico Pl, W Brandt Dr, Red Rocks Business Dr, W Texas Ave, Turkey Creek Rd, Ellis Way, W Wesley Dr, W Maple Pl$922
Rooney Rd, W 7th Pl, W Layton Dr, S Coors Dr, Co Rd 116, S Ellis Ct, W Calahan Ave, W 13th Pl, Cornell Pl, Lakewood Pl$923
W Wesley Ct, W Florida Pl, S Fig St, W Cedar Pl, S Manor Ln, Rosewood Dr, W Dorado Pl, W Brandt Ave, Park Ln, S Depew Dr$924
W Glen Moor Pkwy, S Youngfield Pl, Nile St, W Bear Creek Dr, W Iliff Dr, W Maple Dr, Pikeview St, W Hampden Svc Rd, W Quincy Dr, Broadview Dr$886

Lakewood, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lakewood Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Lakewood Home Owner from High Deductible Plan $600

Lakewood, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lakewood, CO Home Replacement Value MORE than Home Value Lakewood, CO Home Replacement Value LESS than Home Value
Replacement Value $273,500 $206,500
Insurance Premium based on Replacement Value $1,275 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $200/year