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Lakeland, FL Home Values & Insurance Rates

Lakeland, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 10,162 16.0% $217
$50,000 to $59,999 2,297 3.0% $470
$60,000 to $69,999 2,646 4.0% $584
$70,000 to $79,999 2,956 4.0% $665
$80,000 to $89,999 3,688 5.0% $757
$90,000 to $99,999 2,951 4.0% $848
$100,000 to $124,999 7,089 11.0% $986
$125,000 to $149,999 5,601 9.0% $1238
$150,000 to $174,999 6,885 11.0% $1456
$175,000 to $199,999 4,359 7.0% $1686
$200,000 to $249,999 6,366 10.0% $2030
$250,000 to $299,999 3,737 6.0% $2477
$300,000 to $399,999 3,036 4.0% $3154

Lakeland Renters Insurance as a Percentage of Rent

Lakeland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 545 1.0% $793
$300 to $499 1,417 5.0% $1243
$500 to $749 6,428 23.0% $1918
$750 to $999 9,393 33.0% $2668
$1,000 to $1,499 7,880 28.0% $3793
$1,500 or more 1,842 6.0% $5443

Example Lakeland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 136314305
Year Built 199219892006
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$250000-$300000$250000-$300000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Top Home Insurance Agents Near Lakeland, FL

Home Insurance Company Near Lakeland, FL Homeowners Insurance Agency Near Lakeland, FL Address Distance from Lakeland, FL (miles)
Liberty Mutual Independent Arthur J Gallagher Risk Management Services, Inc. 4904 EISENHOWER BLVD STE 250, TAMPA, FL, 33634 37.7
Allstate Daniel Mora 1664 Pleasant Hill Rd, Kissimmee, FL, 34746 32.4
State Farm Jim Ackerman 922 Lake Baldwin Ln Ste A, Orlando, FL, 32814-5900 47.8
Travelers Lassiter Ware Inc 1317 CITIZENS BLVD, LEESBURG, FL, 34748 47.8
Allstate Sandra Bourquardez 7901 4th St N Ste 205, St Petersburg, FL, 33702 46.5

Estimated Home Insurance By Street Area Near Lakeland, FL

Lakeland Area Estimated House Insurance
N Citrus Grove Blvd, Brangus Dr, Eight Point Ln, Laurel Glen Dr, Pas Ln, E Palm Dr, Lake Cove Ln, Stanhope Ave, US Hwy 98 S, Conrad St$1,199
N South Rte, W End Ave, Bonnybrook Dr S, Paul St, Ridgeview Dr, McIntosh Dr, Louise Dr, Kenilwood Ln, McKay Ct, Hunters Greene Blvd$1,161
Neptune Rd, Micanopy Dr, Hallamwood Trl W, Forest Park St, Country Rd, Robertson St, Fairway Ave, Renes Ave, Tenoroc Mine Rd, Hancock Ave SE$1,128
Holloway Shores Dr, Stanford Dr, W Do Wee Ct, Lime Ave SE, Denton St, Duff Meadows Trl, Mount View Dr, Tall Pines Trl, N Lazy Lake Dr, Taylor Rd E$1,149
Congenial St, Olive St, N Vermont Ave, Flamingo Ave, Kitty Fox Ln, Walker Cir W, Mayaguez Rd, Wellsford Dr, Francis Blvd, Carleton St$1,148
Robinswood Ct N, Perch Pl, Busy Bee Ln, Verandah Vue Dr, Al Kaline Dr, Thomasville Ln, Hibiscus Pkwy W, Geranium Loop, Grove Cir, Oakleaf Dr$1,120
Queens Loop S, John Arthur Way, N Lake Parker Ave, Oconee St, Country Oaks Ln, Thomasville Dr, Sunny Ln, Lismore Dr, South Rd, Kenilworth Pl$1,150
Lazy Oaks Ln, Sunset Way, Martha Ave, N Kentucky Ave, S Kentucky Ave, Howard Rd, Northshore Dr, Colorado Ct, Watson Oaks Ct, Hendricks Rd$1,121
Perkle Rd, Lantana Ln, Suncrest Ave, Phipps Rd, Jennifer Dr, State Hwy 471, Old Spanish Trl, Walnut Cir N, Haymarket Dr, Carleton St$1,138
S Hampton Dr, Tavares Rd, Caracara Cir S, Driftwood Dr, Palmer Rd, Queen St, Crystal Lake Acres Dr, Sandy Knoll Cir S, Jordan Heights Dr, Marla Ave$1,136

Lakeland, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Lakeland Homeowner Insurance Premium Example $4,300$3,300
Out of Pocket Expense During Claim$800$6,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $30,900$29,900
Net Savings to Lakeland Home Owner from High Deductible Plan $1,000

Lakeland, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lakeland, FL Home Replacement Value MORE than Home Value Lakeland, FL Home Replacement Value LESS than Home Value
Replacement Value $92,000 $72,000
Insurance Premium based on Replacement Value $1,600 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year