Lake Butler Insurance Rates:

Lake Butler, FL home insurance is about $1,195 to $1,662, about $99-$138/month. Our comprehensive analysis indicates shoppers can save upto $571 by getting different quotes

Compare Quotes from Top Providers and Save now!

Lake Butler, Florida Homeowners share the good, bad & ugly reviews of thier insurance providers so that you can compare quotes from the best

Lake Butler Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Liberty Mutual
Home Insurance Rate of $4760/3 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,170,000

5 Beds, 5 Bath 3720 sqft Primary Residence Constructed In 1998 with Carpet Flooring, Wood Shake Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Fireplace, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Single Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $2920/6 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $530,000

5 Beds, 5 Bath 1610 sqft Rental Property Constructed In 2006 with Carpet Flooring, Metal Roof, Chainwall Foundation, Brick siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

60 Years old Married Male who is a Freelancer with household income of $100-$150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

Home Insurance Rate of $2670/5 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $440,000

4 Beds, 4 Baths 1670 sqft Rental Property Constructed In 2009 with Carpet Flooring, Slate Shingles Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

37 Years old Married Male who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Seniors staying at home

Home Insurance Rate of $8510/7 months for $900000-$1000000 Coverage
Policy Holder Home Details :

Home Value : $930,000

4 Beds, 4 Bath 3250 sqft Seasonal Residence Constructed In 2000 with Ceramic Tile Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Swimming Pool, Fire Extinguisher, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

52 Years old Single Male who has a Full Time Job with household income of $25-50,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $2280/3 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $560,000

5 Beds, 5 Baths 2410 sqft Rental Property Constructed In 2005 with Hardwood Flooring, Membrane Roof, Crawl Space Foundation, Stucco siding, Wood Frame. Home Features Include Smoke Alarm, Fireplace, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

61 Years old Married Male who is Retired with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $8960/10 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,385,000

5 Beds, 5 Bath 4500 sqft Seasonal Residence Constructed In 1997 with Hardwood Flooring, Wood Shake Roof, Crawl Space Foundation, Stone Siding, Wood Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

42 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

Home Insurance Rate of $5090/5 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $700,000

4 Beds, 4 Baths 2820 sqft Vacation Property Constructed In 2005 with Hardwood Flooring, Metal Roof, Crawl Space Foundation, Stucco siding, Brick Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

25 Years old Married Female who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $5570/3 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,660,000

5 Beds, 5 Baths 5000 sqft Vacation Property Constructed In 2008 with Carpet Flooring, Asphalt Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Wood Frame. Home Features Include Fire Extinguisher, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Married Female who is Unemployed and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

Home Insurance Rate of $400/1 month for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $395,000

5 Beds, 5 Bath 1710 sqft Rental Property Constructed In 1992 with Linoleum, Shingles Roof, Piers Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Central Air Conditioning, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

45 Years old Divorced Female who is Unemployed and has 3 Pets and is a Non-Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 550-599 Credit Score

  • Guests at home

Home Insurance Rate of $4130/6 months for More than 10000000 Coverage
Policy Holder Home Details :

Home Value : $1,130,000

4 Beds, 4 Bath 3390 sqft Rental Property Constructed In 2014 with Stone Flooring, Wood Shake Roof, Slab Foundation, Stucco siding, Brick Frame. Home Features Include Central Air Conditioning, Deadbolt Locks, Swimming Pool, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

50 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Seniors staying at home

Lake Butler, FL Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
32054 $109,800 $1,140

Lake Butler Rates & Quotes Analysis:

Lake Butler Area Estimated House Insurance
Chester Pines Ct, Somersby Rd, Beazer Dr, Reflections Ln, Citrus Dr, E 6th Ave, Stanton Hall Ct, Willow Bay Dr, Social Ln, Hurley Dr$1,268
Mellon Ct, Lake Albert Dr, Lynch Dr, Embrace Ln, Seaside Cove St, Florigold Dr, Winderwood Cir, Algare Loop, Palm St, Egret Place Dr$1,272
Hammock View Dr, Scarlett Sage Ct, Goldenmoss Loop, Largo Cay Ct, Lake Amberleigh Dr, Amidship Ln, Beech Tree Dr, Southern Way, Reed Hill Dr, Mickleton Loop$1,344
Woburn Ct, Cemetery Rd, Golden Russet Dr, Deacon Dr, Avant Dr, Tucker Rd, Shadowmoss Dr, Penny Lane Dr, Westhill Run, Sunkiss Loop$1,272
Willow Park Dr, Brackenfern Cres, Walker Pond Rd, Willow Stowe Ln, Water Key Dr, Regina Cir, Willow Cove Ct, Royal Gate Dr, Towne Commons Blvd, W Lake Butler Rd$1,274

Insurance rates are influenced by a number of factors including:

  • Year Built: 1,179 Homes (19% of total homes ) built between 1990 to 1999 in Lake Butler are paying home insurance between $2,060-$2,082. Places close to Lake Butler, FL such as while Windermere and Bay Hill are cheaper by $24 and $163 respectively for similar homes.
  • Bedrooms: 1,199 3 bedrooms homes (20% of total homes ) in Lake Butler are paying about $1,043. Areas near to Lake Butler such as whereas Windermere and Bay Hill are more economical by $12, $69 respectively for similar homes.
  • Auto Insurance Bundling: 2,537 Households (55% of all households) in Lake Butler have 2 vehicles available and when it is bundled with home insurance you can save $285 compared to Windermere ($282), Bay Hill ($263), Southwest Orange ($247).
  • Senior Discounts: 1,778 seniors (more than 55 years) occupied housing units (38% of total) in Lake Butler get discounts between $210 to $217. The comparative concessions in proximate regions such as Windermere, Bay Hill and Southwest Orange are $211, $197 and $185 respectively.
  • New Homes discounts: New homes such as the 4,758 homes built between 2000 to 2009 in Lake Butler can save $285 and similar new home insurance discounts in nearby towns and cities like Windermere, Bay Hill and Southwest Orange are $282, $263 and $247 respectively.

Lake Butler Homeowners insurance Facts

  • Lake Butler, FL has 4,598 owner occupied houses which is 88.9% of all units whereas Windermere, Bay Hill and Southwest Orange have 88.6%, 89.85% and 67.9% respectively.
  • Lake Butler, FL homeowners yearly insurance price at $1,428 is 0.24% of the typical house value of $599,400 which is in contrast with 0.25% in Windermere, 0.32% at Bay Hill & 0.45% in Southwest Orange.
  • Homeowners in Lake Butler, FL pay 6.35% of their income ($20,000 to $24,999) in insurance whereas homeowners in Windermere, Bay Hill and Southwest Orange pay 6.27%, 5.84% and 5.49% respectively.
  • Lake Butler, FL’s insurance is 3.0% of monthly housing costs of $4,001/month, for owners with a mortgage compared to 3.62% in Windermere, 4.29% at Bay Hill & 4.74% in Southwest Orange. But, for households without a mortgage, insurance is 11.9% of costs ($1,001 in Lake Butler, FL) in contrast with 14.46% in Windermere, 10.95% at Bay Hill & 16.56% in Southwest Orange.

Lake Butler, FL Home Values & Insurance rates

For example, insurance for 70 Homes (6.0% of total homes ) valued between $175,000 to $199,999 in Lake Butler, FL is about $442.

Lake Butler, FL Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 37 3.0% $57
$50,000 to $59,999 16 1.0% $114
$100,000 to $124,999 45 4.0% $257
$125,000 to $149,999 67 6.0% $314
$150,000 to $174,999 99 8.0% $385
$175,000 to $199,999 70 6.0% $442
$200,000 to $249,999 139 12.0% $528
$250,000 to $299,999 159 14.0% $642
$300,000 to $399,999 472 42.0% $828

Renters Insurance in Lake Butler

  • Median Gross Rent in Lake Butler :  $1,446

  • Renter occupied housing units in Lake Butler :  576

Lake Butler Renters Insurance as a Percentage of Rent

Lake Butler Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 45 8.0% $2593
$1,000 to $1,499 238 47.0% $3718
$1,500 or more 218 43.0% $5368

Rent Affordability in Lake Butler:

Approximately 57.0% (332) of households are spending more than 35% of their income on gross rent in Lake Butler

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 55 9.0%
15.0 to 19.9 percent 9 1.0%
20.0 to 24.9 percent 58 10.0%
25.0 to 29.9 percent 99 17.0%
30.0 to 34.9 percent 23 3.0%
35.0 percent or more 332 57.0%

Lake Butler Renters Insurance Discounts:

Lake Butler Renters Insurance Discounts by Number of Vehicles in Renter Occupied Housing Units

Number of Vehicles in Lake Butler, FL Number of Housing Units % of Total Renters Insurance Insurance Savings by Bundling Auto Insurance
1 vehicle available 333 57.0% NA
2 vehicles available 212 36.0% NA
3 or more vehicles available 31 5.0% NA

Lake Butler Senior Citizen Discounts:

Age Senior Occupied Housing Units % of Total Discount offered
55 to 59 years 53 9.0% $144
65 to 74 years 24 4.0% $93
75 years and over 19 3.0% $72