Knoxville Insurance Rates:

Knoxville, IA home insurance is about $556 to $758, about $46-$63/month. Our complete analysis reveals consumers can save upto $262 by getting different quotes

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Knoxville, Iowa Homeowners Insurance Reviews reveal the good & the bad so that you can compare the cheapest quotes from the best

Knoxville Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $320/4 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

5 Beds, 5 Baths 3820 sqft Seasonal Residence Constructed In 1983 with Carpet Flooring, Composition Roof, Slab Foundation, Stone Siding, Wood Frame. Home Features Include Swimming Pool, Fireplace, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Single Female who is Unemployed and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $30/1 month for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $80,000

3 Beds, 3 Baths 1210 sqft Seasonal Residence Constructed In 1944 with Carpet over wood flooring, Wood Shake Roof, Piers Foundation, Stone Siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Deadbolt Locks, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

31 Years old Divorced Male who is Unemployed with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 600-649 Credit Score

  • Seniors staying at home

Home Insurance Rate of $40/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

3 Beds, 3 Baths 2140 sqft Rental Property Constructed In 1983 with Ceramic Tile Flooring, Shingles Roof, Crawl Space Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, Smoke Alarm, Indoor Sprinklers, Fireplace, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

38 Years old Single Female who has a Full Time Job with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $830/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $205,000

5 Beds, 5 Baths 3570 sqft Vacation Property Constructed In 2008 with Linoleum, Composition Roof, Piers Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

33 Years old Divorced Male who has a Part Time Job with household income of $25-50,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

Home Insurance Rate of $290/3 months for $175000-$200000 Coverage
Policy Holder Home Details :

Home Value : $195,000

4 Beds, 4 Baths 3360 sqft Seasonal Residence Constructed In 2003 with Stone Flooring, Asphalt Shingles Roof, Slab Foundation, Stone Siding, Stucco Construction. Home Features Include Smoke Alarm, Fire Extinguisher, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

28 Years old Married Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 550-599 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $470/9 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $150,000

3 Beds, 3 Baths 1760 sqft Primary Residence Constructed In 2000 with Ceramic Tile Flooring, Tile Roof, Piers Foundation, Brick siding, Wood Frame. Home Features Include Central Air Conditioning, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

43 Years old Married Male who is a Freelancer with household income of more than $150,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $230/2 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $200,000

5 Beds, 5 Baths 2590 sqft Primary Residence Constructed In 2011 with Carpet over wood flooring, Tile Roof, Slab Foundation, Vinyl siding, Brick Frame. Home Features Include Copper Water Pipes, Central Air Conditioning, Deadbolt Locks, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $320/3 months for $200000-$250000 Coverage
Policy Holder Home Details :

Home Value : $185,000

5 Beds, 5 Baths 2720 sqft Vacation Property Constructed In 1960 with Wood Flooring, Membrane Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Copper Water Pipes, Swimming Pool, Smoke Alarm, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

34 Years old Married Female who is a Freelancer with household income of $75-$100,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 500-549 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $600/7 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $145,000

3 Beds, 3 Baths 2290 sqft Primary Residence Constructed In 1980 with Linoleum, Slate Shingles Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Central Air Conditioning, Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

55 Years old Married Male who is Unemployed and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • Up to 499 Credit Score

Home Insurance Rate of $250/12 months for $50000-$75000 Coverage
Policy Holder Home Details :

Home Value : $90,000

3 Beds, 3 Bath 1470 sqft Vacation Property Constructed In 2008 with Carpet Flooring, Wood Shake Roof, Slab Foundation, Wood siding, Stucco Construction. Home Features Include Deadbolt Locks, Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

24 Years old Single Female who is a Freelancer with household income of $50-$75,000 and has No Pets and is a Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $500/7 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $135,000

5 Beds, 5 Baths 2140 sqft Primary Residence Constructed In 1947 with Carpet Flooring, Tile Roof, Chainwall Foundation, Wood siding, Metal Frame Construction. Home Features Include Copper Water Pipes, Fireplace, Smoke Alarm, Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Divorced Male who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Knoxville, IA Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
50138 $106,600 $670

Knoxville Rates & Quotes Analysis:

Knoxville Area Estimated House Insurance
60th Ave, Stony Point Ln, Depot St, Hi View Dr, Patrick St, McGregor Dr, Ash St, Johnson St, Rutledge St, 103th Ave$666
Quaker Dr, Northview Dr, 85th Ave, 8th St, 94th Pl, N Stadium, 160th Ave, 238th Pl, Nevada Dr, 2nd St SE$638
Willets Dr, Harrison St, Woltz St, 80th Ave, W South St, 5th St, D St SE, Low St, E Robinson St, Reno St$659
W Rock Island St, W Babbit St, S Henry St, S 4th St, 30th Ave, Lucas County Line Rd, Upton St, 202nd Pl, S View Dr, S Carle St$646
192nd Pl, S Henry St, 232nd Ave, 220th Ave, S Shappell St, S Fremont St, S Co Hwy S45, Utah St, D Ave, Shaw St$647

Insurance rates are influenced by a number of factors including:

  • Year Built: 638 Homes (13% of total) built between 1990 to 1999 in Knoxville are paying home insurance between $948-$957 in contrast with Marion County (+$21), Summit (+$85), Pella (+$43), Indiana (-$24) and Harvey (-$38).
  • Bedrooms: 1,921 3 bedrooms homes (42% of total homes ) in Knoxville are paying about $729 and varies from Marion County (+$16), Summit (+$65), Pella (+$26), Indiana (-$18) and Harvey (-$23).
  • Auto Insurance Bundling: 1,403 Households (43% of all households) in Knoxville have 2 vehicles available and when it is bundled with home insurance you can save $131. Discounts for similar bundling in close by locations such as Marion County, Indiana, Harvey come to $134, $128, $126 respectively.
  • Senior Discounts: 1,481 seniors (more than 55 years) occupied housing units (46% of total) in Knoxville get discounts between $97 to $99 compared to Marion County ($100), Indiana ($96), Harvey ($94).
  • New Homes discounts: New homes such as the 1,561 homes built between 2000 to 2009 in Knoxville can save $131 and varies from Marion County ($134), Indiana ($128), Harvey ($126).

Knoxville Homeowners insurance Facts

  • Knoxville, IA has 3,199 owner occupied houses which is 75.9% of all units whereas Marion County, Indiana and Harvey have 76.95%, 95.11% and 89.13% respectively.
  • Knoxville, IA homeowners yearly insurance price at $657 is 0.63% of the typical house value of $105,000 which is in contrast with 0.51% in Marion County, 0.89% at Indiana & 1.18% in Harvey.
  • Homeowners in Knoxville, IA pay 5.26% of their income ($10,000 to $14,999) in insurance whereas homeowners in Marion County, Indiana and Harvey pay 5.38%, 5.13% and 5.05% respectively.
  • Knoxville, IA’s insurance is 5.3% of monthly housing costs of $1,028/month, for owners with a mortgage compared to 4.82% in Marion County, 6.06% at Indiana & 5.58% in Harvey. But, for households without a mortgage, insurance is 13.6% of costs ($403 in Knoxville, IA) in contrast with 14.11% in Marion County, 17.87% at Indiana & 16.75% in Harvey.

Knoxville, IA Home Values & Insurance rates

For example, insurance for 374 Homes (11.0% of total homes ) valued between $80,000 to $89,999 in Knoxville, IA is about $525. Rates in nearby areas in such as Marion County, Summit, Pella are cheaper by $95, $246, $175 respectively while Indiana and Harvey are costlier by $224 and $478 respectively for similar homes.

Knoxville, IA Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 313 9.0% $151
$50,000 to $59,999 156 4.0% $328
$60,000 to $69,999 167 5.0% $400
$70,000 to $79,999 269 8.0% $466
$80,000 to $89,999 374 11.0% $525
$90,000 to $99,999 229 7.0% $591
$100,000 to $124,999 455 14.0% $683
$125,000 to $149,999 326 10.0% $854
$150,000 to $174,999 273 8.0% $1011
$175,000 to $199,999 231 7.0% $1169
$200,000 to $249,999 212 6.0% $1405
$250,000 to $299,999 119 3.0% $1721
$300,000 to $399,999 66 2.0% $2187

Renters Insurance in Knoxville

  • Average Renters Insurance in Knoxville :  $164($13/month)

  • Median Gross Rent in Knoxville :  $586

  • Knoxville Renters Insurance to Median Rent Ratio:  2.22%

  • Average household size of renter-occupied unit :  2.14

Knoxville Renters Insurance as a Percentage of Rent

Knoxville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 45 4.0% $341
$200 to $299 52 5.0% $791
$300 to $499 206 21.0% $1241
$500 to $749 424 44.0% $1916
$750 to $999 197 20.0% $2666
$1,500 or more 29 3.0% $5441

Protective device discount in Knoxville Up to :  $24

Claims-free discount in Knoxville Up to :  $32