Killingworth Insurance Rates:

Killingworth, CT home insurance is about $764 to $1,047, about $63-$87/month. Our all inclusive research shows customers can save as much as $362 by getting different quotes

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Killingworth Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
State Farm
Home Insurance Rate of $510/1 month for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $590,000

5 Beds, 5 Baths 2630 sqft Primary Residence Constructed In 1976 with Carpet Flooring, Membrane Roof, Piers Foundation, Wood siding, Stucco Construction. Home Features Include Fireplace, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

67 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 500-549 Credit Score

Home Insurance Rate of $390/1 month for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $545,000

4 Beds, 4 Baths 2340 sqft Vacation Property Constructed In 1992 with Carpet Flooring, Tile Roof, Crawl Space Foundation, Wood siding, Stucco Construction. Home Features Include Fire Extinguisher, Indoor Sprinklers, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

64 Years old Married Female who has a Part Time Job with household income of less than $25,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $2430/10 months for $400000-$500000 Coverage
Policy Holder Home Details :

Home Value : $505,000

4 Beds, 4 Baths 2230 sqft Rental Property Constructed In 1973 with Linoleum, Wood Shake Roof, Crawl Space Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Divorced Female who has a Part Time Job with household income of $25-50,000 and has 1 Pet and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Home Insurance Rate of $4970/10 months for $700000-$800000 Coverage
Policy Holder Home Details :

Home Value : $860,000

5 Beds, 5 Baths 4810 sqft Vacation Property Constructed In 2001 with Carpet Flooring, Wood Shake Roof, Piers Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Fire Extinguisher, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Married Female who is a Freelancer with household income of more than $150,000 and has 3 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 700-749 Credit Score

  • Guests at home

Home Insurance Rate of $1330/7 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $480,000

4 Beds, 4 Baths 2570 sqft Rental Property Constructed In 1987 with Ceramic Tile Flooring, Slate Shingles Roof, Slab Foundation, Wood siding, Wood Frame. Home Features Include Fireplace, Fire Extinguisher, Deadbolt Locks, Copper Water Pipes, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Married Male who has a Part Time Job with household income of less than $25,000 and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 600-649 Credit Score

  • Guests at home

Home Insurance Rate of $2660/9 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $305,000

5 Beds, 5 Baths 1580 sqft Primary Residence Constructed In 1978 with Carpet over wood flooring, Slate Shingles Roof, Chainwall Foundation, Stone Siding, Brick Frame. Home Features Include Fireplace, FuseBox Electricals and Security by Monitoring Company

About Policy Holder:

68 Years old Single Male who is a Freelancer with household income of $50-$75,000 and has 3 Pets and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $1810/5 months for $600000-$700000 Coverage
Policy Holder Home Details :

Home Value : $700,000

5 Beds, 5 Baths 4050 sqft Vacation Property Constructed In 1982 with Linoleum, Tile Roof, Piers Foundation, Brick siding, Metal Frame Construction. Home Features Include Fireplace, Central Air Conditioning, Swimming Pool, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

44 Years old Single Female who is Unemployed with household income of less than $25,000 and has No Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • 650-699 Credit Score

Home Insurance Rate of $1740/4 months for $500000-$600000 Coverage
Policy Holder Home Details :

Home Value : $500,000

4 Beds, 4 Baths 2820 sqft Primary Residence Constructed In 2014 with Wood Flooring, Composition Roof, Chainwall Foundation, Stone Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

51 Years old Married Female who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $1490/7 months for $250000-$300000 Coverage
Policy Holder Home Details :

Home Value : $270,000

3 Beds, 3 Bath 1350 sqft Rental Property Constructed In 1995 with Hardwood Flooring, Metal Roof, Slab Foundation, Brick siding, Brick Frame. Home Features Include Fireplace, Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

33 Years old Married Female who has a Full Time Job with household income of less than $25,000 and has 2 Pets and is a Smoker

Additional Details :
  • 25-50% Mortgage Paid off

  • 800-850 Credit Score

  • Guests at home

Home Insurance Rate of $780/5 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $365,000

3 Beds, 3 Baths 2030 sqft Primary Residence Constructed In 2001 with Carpet over wood flooring, Membrane Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Indoor Sprinklers, Fireplace, Swimming Pool, Deadbolt Locks, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

35 Years old Divorced Male who has a Part Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

Killingworth Rates & Quotes Analysis:

Killingworth Area Estimated House Insurance
Kelseytown Rd, N Roast Meat Hill Rd, Blueberry Hill Reserve, Tower Hill Rd, Firetower Rd, Emanuel Church Rd, Parker Hill Rd Exd, County Rd, Goldfield Rd, Caughlin Rd$905
Cow Pen Hill Rd, Rachel Ct, Heft Brook Ln, Chittenden Rd, Old Deep River Tpke, Whitewood Rd, Lafata Ln, Lower Boulder Trl, Beckwith Rd, Spencer Hill$906
Kimberly Ln, Quarry Hill Rd, Home Stake Ln, Champlin Rd, Wolf Hollow Ln, Pea Hill Rd, Fox Run Ln, Buell Hill Rd, Victoria Dr, Keith Cir$902
Grace Ln, Paper Mill Rd, Sugar Hill Rd, Dogwood Knoll Rd, Birch Mill Rd, Owl Hollow Ln, Warwickshire Dr, N Parker Hill Rd, Laurel Ridge Trl, Oak Ln$898
Sherwood Forest Ln, Stevens Rd, Saddlebrook Dr, Dudley Towne Rd, Pine Orchard Rd, Upper Boulder Trl, Roast Meat Hill Rd, Welsch Farms Rd, Clarkson Ln, Fawn Hill Rd$902

Insurance rates are influenced by a number of factors including:

  • Year Built: 446 Homes (16% of total) built between 1980 to 1989 in Killingworth are paying home insurance between $1,352-$1,365 and differs from Madison (+$37), Madison Center (+$125), Essex Village (+$101), Middlesex County (-$48) and Deep River (-$57).
  • Bedrooms: 950 4 bedrooms homes (36% of total homes ) in Killingworth are paying about $843 and varies from Madison (+$23), Madison Center (+$78), Guilford Center (+$5), Middlesex County (-$30) and Deep River (-$35).
  • Auto Insurance Bundling: 1,067 Households (43% of all households) in Killingworth have 2 vehicles available and when it is bundled with home insurance you can save $181 in contrast with Madison ($186), Middlesex County ($174), Deep River ($173).
  • Senior Discounts: 1,338 seniors (more than 55 years) occupied housing units (54% of total) in Killingworth get discounts between $134 to $136 and varies from Madison ($139), Middlesex County ($131), Deep River ($130).
  • New Homes discounts: New homes such as the 962 homes built between 2000 to 2009 in Killingworth can save $181 and varies from Madison ($186), Middlesex County ($174), Deep River ($173).

Killingworth Homeowners insurance Facts

  • Killingworth, CT has 2,452 owner occupied houses which is 97.4% of all units whereas Madison, Middlesex County and Deep River have 86.3%, 76.02% and 80.86% respectively.
  • Killingworth, CT homeowners yearly insurance price at $906 is 0.23% of the typical house value of $396,400 which is in contrast with 0.2% in Madison, 0.29% at Middlesex County & 0.31% in Deep River.
  • Homeowners in Killingworth, CT pay 1.21% of their income ($75,000 or more) in insurance whereas homeowners in Madison, Middlesex County and Deep River pay 1.24%, 1.17% and 1.16% respectively.
  • Killingworth, CT’s insurance is 2.8% of monthly housing costs of $2,699/month, for owners with a mortgage compared to 2.73% in Madison, 3.42% at Middlesex County & 3.66% in Deep River. But, for households without a mortgage, insurance is 8.9% of costs ($847 in Killingworth, CT) in contrast with 7.75% in Madison, 9.2% at Middlesex County & 9.64% in Deep River.

Killingworth, CT Home Values & Insurance rates

For example, insurance for 112 Homes (8.0% of total homes ) valued between $250,000 to $299,999 in Killingworth, CT is about $625. Rates in nearby areas in such as Madison, Madison Center, Guilford Center are cheaper by $86, $210, $24 respectively while Middlesex County and Deep River are costlier by $170 and $216 respectively for similar homes.

Killingworth, CT Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 143 11.0% $54
$50,000 to $59,999 113 9.0% $117
$70,000 to $79,999 17 1.0% $163
$80,000 to $89,999 18 1.0% $190
$100,000 to $124,999 19 1.0% $244
$125,000 to $149,999 20 1.0% $308
$150,000 to $174,999 87 6.0% $362
$175,000 to $199,999 16 1.0% $425
$200,000 to $249,999 32 2.0% $507
$250,000 to $299,999 112 8.0% $625
$300,000 to $399,999 673 53.0% $797

Renters Insurance in Killingworth

  • Average Renters Insurance in Killingworth :  $71($5/month)

  • Average household size of renter-occupied unit :  2.17

Killingworth Renters Insurance as a Percentage of Rent

Killingworth Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 41 100.0% $3767

Rent Affordability in Killingworth:

Approximately 37.0% (25) of households are spending more than 35% of their income on gross rent in Killingworth

Occupied units paying gross rent Total Households % of Total
Less than 15.0 percent 28 42.0%
20.0 to 24.9 percent 13 19.0%
35.0 percent or more 25 37.0%

Protective device discount in Killingworth Up to :  $10

Claims-free discount in Killingworth Up to :  $14