Kenosha Insurance Rates:

Kenosha, WI home insurance is roughly $546 to $740, about $45-$61/month. Our exhaustive analysis shows customers can save upto $257 by getting multiple quotes

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Research about Kenosha Home Insurance Rates, Quotes, Reviews, Agents, Coverage & other ways to save money in Wisconsin. Compare quotes & save.

Kenosha Home Owner Insurance Quotes | Write a Review | Rates & Quotes Analysis
Travelers
Home Insurance Rate of $620/10 months for $150000-$175000 Coverage
Policy Holder Home Details :

Home Value : $180,000

3 Beds, 3 Baths 1670 sqft Seasonal Residence Constructed In 2004 with Carpet Flooring, Slate Shingles Roof, Crawl Space Foundation, Fiber-Cement Siding, Metal Frame Construction. Home Features Include Fire Extinguisher, Swimming Pool, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

40 Years old Divorced Male who is Unemployed and has 2 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 750-799 Credit Score

  • Guests at home

Home Insurance Rate of $70/2 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 1010 sqft Seasonal Residence Constructed In 1946 with Carpet Flooring, Shingles Roof, Slab Foundation, Stucco siding, Wood Frame. Home Features Include Fire Extinguisher, Central Air Conditioning, Swimming Pool, Copper Water Pipes, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

61 Years old Single Female who is Retired and has More than 3 Pets at home and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 750-799 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $20/1 month for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $125,000

2 Beds, 2 Bath 1320 sqft Primary Residence Constructed In 1962 with Linoleum, Slate Shingles Roof, Chainwall Foundation, Fiber-Cement Siding, Brick Frame. Home Features Include Indoor Sprinklers, Circuit Breaker Electricals and Security by Monitoring Company

About Policy Holder:

66 Years old Divorced Male who is a Freelancer with household income of $75-$100,000 and has No Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 500-549 Credit Score

  • Guests at home

Home Insurance Rate of $220/6 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $110,000

2 Beds, 2 Bath 1350 sqft Primary Residence Constructed In 1940 with Stone Flooring, Shingles Roof, Piers Foundation, Stone Siding, Wood Frame. Home Features Include Deadbolt Locks, Indoor Sprinklers, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Single Male who has a Part Time Job with household income of $25-50,000 and has 2 Pets and is a Smoker

Additional Details :
  • 0-25% through paying our mortgage

  • Up to 499 Credit Score

  • Guests at home

Home Insurance Rate of $690/7 months for $300000-$350000 Coverage
Policy Holder Home Details :

Home Value : $430,000

5 Beds, 5 Baths 4700 sqft Rental Property Constructed In 1977 with Stone Flooring, Metal Roof, Piers Foundation, Wood siding, Brick Frame. Home Features Include Fire Extinguisher, Smoke Alarm, Circuit Breaker Electricals and Security by HomeOnly

About Policy Holder:

27 Years old Married Male who has a Full Time Job with household income of $75-$100,000 and has 1 Pet and is a Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 650-699 Credit Score

Home Insurance Rate of $310/8 months for $100000-$125000 Coverage
Policy Holder Home Details :

Home Value : $100,000

2 Beds, 2 Bath 1130 sqft Primary Residence Constructed In 2005 with Carpet over wood flooring, Metal Roof, Chainwall Foundation, Stone Siding, Stucco Construction. Home Features Include Deadbolt Locks, Central Air Conditioning, Copper Water Pipes, Swimming Pool, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

66 Years old Single Male who has a Full Time Job with household income of less than $25,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 50-75% Mortgage Paid off

  • 600-649 Credit Score

  • Seniors staying at home

  • Guests at home

Home Insurance Rate of $210/5 months for $125000-$150000 Coverage
Policy Holder Home Details :

Home Value : $155,000

4 Beds, 4 Bath 1760 sqft Rental Property Constructed In 2008 with Hardwood Flooring, Composition Roof, Slab Foundation, Stone Siding, Metal Frame Construction. Home Features Include Swimming Pool, Fire Extinguisher, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

43 Years old Divorced Female who is a Freelancer with household income of $75-$100,000 and has 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

Home Insurance Rate of $120/3 months for $100,000-$125,000 Coverage
Policy Holder Home Details :

Home Value : $160,000

3 Beds, 3 Baths 1526 sqft Rental Property Constructed In 1965 with Ceramic Tile Flooring, Tile Roof, Piers Foundation, Vinyl siding, Brick Frame. Home Features Include Deadbolt Locks, FuseBox Electricals and Security by HomeOnly

About Policy Holder:

52 Years old Married Female who is Unemployed and has More than 3 Pets and is a Non-Smoker

Additional Details :
  • 75-100% Mortgage Paid off

  • 550-599 Credit Score

  • Guests at home

Kenosha, WI Home Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
53142 $183,700 $670
53144 $176,500 $660
53143 $144,400 $650
53140 $141,700 $650

Kenosha Rates & Quotes Analysis:

Kenosha Area Estimated House Insurance
80th Ave, 68th Pl, Dyer Lake Rd, 123rd Pl, W State Line Rd, Bentz Rd, Cranberry Ct, 53rd Ct, 13th St, Lichter Rd$682
196th Ave, 6th A Ave, Geneva Rd, 1st Ave, 210th Ave, Northview Dr, 344th Ave, 73rd Pl, Co Hwy Cj, 27th St$668
51st Pl, 60th Ave, 71st Pl, 99th St, Jelly Belly Ln, S English Settlement Dr, 9th Pl, Oak Hi Cir, Old Green Bay Rd, 97th Ave$686
46th Pl, Co Hwy U, 144th Ave, 98th Ave, 195th Ave, Chacer Pl, Wheatland Rd, 109th Ave, 94th Pl, 160th Ave$675
363rd Ct, 70th Ct, Co Hwy Q, 13th Pl, Martin Luther King Dr, 99th St, Berryville Rd, 49th St, 334th Ave, 66th Ct$663

Insurance rates are influenced by a number of factors including:

  • Year Built: 10,295 Homes (25% of total homes ) built between 1939 or earlier in Kenosha are paying home insurance between $1,374-$1,384. Places close to Kenosha, WI such as Somers, Pleasant Prairie, Paris are more expensive by $47, $68, $111 respectively while Racine and Lake Ivanhoe are cheaper by $29 and $22 respectively for similar homes.
  • Bedrooms: 16,381 3 bedrooms homes (40% of total homes ) in Kenosha are paying about $631 in contrast with Somers (+$20), Pleasant Prairie (+$31), Paris (+$50), Racine (-$13) and Lake Ivanhoe (-$11).
  • Auto Insurance Bundling: 10,599 Households (47% of all households) in Kenosha have 2 vehicles available and when it is bundled with home insurance you can save $128 and varies from Somers ($132), Pleasant Prairie ($135), Paris ($138).
  • Senior Discounts: 8,767 seniors (more than 55 years) occupied housing units (39% of total) in Kenosha get discounts between $96 to $98. The comparative concessions in proximate regions such as Somers, Pleasant Prairie and Paris are $99, $101 and $104 respectively.
  • New Homes discounts: New homes such as the 16,052 homes built between 2000 to 2009 in Kenosha can save $128 in contrast with Somers ($132), Pleasant Prairie ($135), Paris ($138).

Kenosha Homeowners insurance Facts

  • Kenosha, WI has 22,199 owner occupied houses which is 59.4% of all units whereas Somers, Pleasant Prairie and Paris have 75.51%, 81.39% and 83.49% respectively.
  • Kenosha, WI homeowners yearly insurance price at $643 is 0.41% of the typical house value of $157,000 which is in contrast with 0.32% in Somers, 0.29% at Pleasant Prairie & 0.25% in Paris.
  • Homeowners in Kenosha, WI pay 5.14% of their income ($10,000 to $14,999) in insurance whereas homeowners in Somers, Pleasant Prairie and Paris pay 5.31%, 5.4% and 5.55% respectively.
  • Kenosha, WI’s insurance is 3.5% of monthly housing costs of $1,520/month, for owners with a mortgage compared to 3.09% in Somers, 3.02% at Pleasant Prairie & 3.05% in Paris. But, for households without a mortgage, insurance is 9.7% of costs ($550 in Kenosha, WI) in contrast with 9.18% in Somers, 8.42% at Pleasant Prairie & 12.38% in Paris.

Kenosha, WI Home Values & Insurance rates

For example, insurance for 776 Homes (3.0% of total homes ) valued between $90,000 to $99,999 in Kenosha, WI is about $385. Rates in nearby areas in such as Somers, Pleasant Prairie, Mount Pleasant are cheaper by $87, $109, $63 respectively while Sturtevant and Zion are costlier by $12 and $70 respectively for similar homes.

Kenosha, WI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 780 3.0% $96
$70,000 to $79,999 536 2.0% $302
$80,000 to $89,999 520 2.0% $347
$90,000 to $99,999 776 3.0% $385
$100,000 to $124,999 3,029 13.0% $450
$125,000 to $149,999 4,092 18.0% $559
$150,000 to $174,999 3,937 18.0% $662
$175,000 to $199,999 2,194 10.0% $765
$200,000 to $249,999 3,022 13.0% $919
$250,000 to $299,999 1,671 7.0% $1125
$300,000 to $399,999 991 4.0% $1427

Renters Insurance in Kenosha

  • Average Renters Insurance in Kenosha :  $136($11/month)

  • Median Gross Rent in Kenosha :  $793

  • Kenosha Renters Insurance to Median Rent Ratio:  1.39%

  • Average household size of renter-occupied unit :  2.41

Kenosha Renters Insurance as a Percentage of Rent

Kenosha Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 155 1.0% $334
$200 to $299 489 3.0% $784
$300 to $499 1,153 7.0% $1234
$500 to $749 4,590 31.0% $1909
$750 to $999 4,234 28.0% $2659
$1,000 to $1,499 3,501 23.0% $3784
$1,500 or more 521 3.0% $5434

Protective device discount in Kenosha Up to :  $20

Claims-free discount in Kenosha Up to :  $27