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Kapaa, HI Home Values & Insurance Rates

Kapaa, HI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 40 5.0% $46
$60,000 to $69,999 12 1.0% $130
$70,000 to $79,999 16 2.0% $148
$100,000 to $124,999 13 1.0% $213
$125,000 to $149,999 13 1.0% $269
$150,000 to $174,999 23 2.0% $325
$200,000 to $249,999 73 9.0% $445
$250,000 to $299,999 106 13.0% $548
$300,000 to $399,999 482 61.0% $696

Kapaa Renters Insurance as a Percentage of Rent

Kapaa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 66 5.0% $349
$200 to $299 44 3.0% $799
$300 to $499 64 5.0% $1249
$500 to $749 119 10.0% $1924
$750 to $999 121 10.0% $2674
$1,000 to $1,499 394 34.0% $3799
$1,500 or more 334 29.0% $5449

Example Kapaa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateAllstate
Monthly Premium 8617260
Year Built 201019971980
Home Details 4 Beds, 2 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000More than 10000000$350000-$400000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Top Home Insurance Agents Near Kapaa, HI

Home Insurance Company Near Kapaa, HI Homeowners Insurance Agency Near Kapaa, HI Address Distance from Kapaa, HI (miles)
Business Insurance Services, Inc. 4485 Pahee St Ste 9 , Lihue, HI, 96766 8.3
Punua Insurance Agency Inc 4268 Rice St, Lihue, HI, 96766 8.1
State Farm Eric Kaneda 2970 Haleko Rd Ste 106, Lihue, HI, 96766-1380 8.0
State Farm Mike Martinez 4-831 Kuhio Hwy Ste 426 # C5, Kapaa, HI, 96746-1574 2.7
Allstate Renee Hicks 4-1579 Kuhio Hwy Ste 103, Kapaa, HI, 96746 2.5


Estimated Home Insurance By Street Area Near Kapaa, HI

Kapaa Area Estimated House Insurance
Iliki St, Lokene St, Huina St, Makaloa St, Ma'lama'aina Pl, Kokeanu St, Kapunohu Rd, Hauaala Rd, Ulumanad St, Malu Rd$926
Kaahele St, Poha Rd, Honua Rd, Puuopae Rd, Kukui St, Kalika St, Pilipoli Rd, Kalalea Rd, Aukake Pl, Sokei Rd$923
Hauaala Rd, Pokukala St, Silva Rd, Kauwila St, Waipouli Rd, Keaka Rd, Kaima Pl, Kumole St, Kuhoho St, Loloa St$925
Kawaihau Rd, Niu St, Kalama Rd, Iiwi Rd, Opala Rd, Sadoyama Rd, Pili Kai Rd, Kamalomaloo Pl, Niulani Rd, Hassard Rd$918
Aleo St, Puka O Kalalea St, Makaha Rd, Ehukai Rd, Kou St, Aguiar Tract Rd, Ioane Rd, Alahele, Laipo Rd, Kalalea View Dr$932

Kapaa, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Kapaa Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,800$8,200
Net Savings to Kapaa Home Owner from High Deductible Plan $600

Kapaa, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kapaa, HI Home Replacement Value MORE than Home Value Kapaa, HI Home Replacement Value LESS than Home Value
Replacement Value $556,500 $368,000
Insurance Premium based on Replacement Value $1,625 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $118,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $200/year