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Kalamazoo, MI Home Values & Insurance Rates

Kalamazoo, MI Home By Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,907 14.0% $182
$50,000 to $59,999 642 5.0% $380
$60,000 to $69,999 705 5.0% $475
$70,000 to $79,999 922 7.0% $548
$80,000 to $89,999 1,351 10.0% $621
$90,000 to $99,999 1,064 8.0% $694
$100,000 to $124,999 1,716 13.0% $804
$125,000 to $149,999 1,645 12.0% $1001
$150,000 to $174,999 1,198 9.0% $1184
$175,000 to $199,999 482 3.0% $1366
$200,000 to $249,999 575 4.0% $1644
$250,000 to $299,999 369 2.0% $2010
$300,000 to $399,999 216 1.0% $2558

Kalamazoo Renters Insurance as a Percentage of Rent

Kalamazoo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 718 4.0% $357
$200 to $299 606 4.0% $807
$300 to $499 1,894 12.0% $1257
$500 to $749 5,498 37.0% $1932
$750 to $999 3,373 23.0% $2682
$1,000 to $1,499 1,750 11.0% $3807
$1,500 or more 763 5.0% $5457

Example Kalamazoo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 316363
Year Built 198419901979
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Top Home Insurance Agents Near Kalamazoo, MI

Home Insurance Company Near Kalamazoo, MI Homeowners Insurance Agency Near Kalamazoo, MI Address Distance from Kalamazoo, MI (miles)
Fritz & Krueger Insurance Agency 207 South State 207 South State, Gobles, MI, 49055 15.9
State Farm Andrea Olson 228 Broadway St, South Haven, MI, 49090-1472 36.0
State Farm Greg Sutter 1415 Lincolnway W Ste B, Osceola, IN, 46561-2060 49.4
State Farm Lyn Nash 118 N Centerville Rd, Sturgis, MI, 49091-1308 33.9
State Farm Sharon Yoder 7618 Red Arrow Hwy, Watervliet, MI, 49098-9396 35.6


Estimated Home Insurance By Street Area Near Kalamazoo, MI

Kalamazoo Area Estimated House Insurance
Kimbark Ave, Honeylocust Ln, Adelaide St, Forest Hills Ln, W Main Ct, Gibson St, Willard St, Stone Valley Ln, Clarnin St, Scudder Ct$674
Frederick Ave, Horace Ave, Stafford Rd, Adams St, Dewey Ave, Deadwood Dr E, Bard Ave, Burrows Rd, Alamo Hills Dr, Burdick Pl$754
Greenfield Ave, Floral Dr, Summit Dr, Edgecliff Ln, Lulu St, Applelane Ave, Allen Blvd, Woodside Ave, Whittier Dr, Rochester Ave$703
The Dells, Upper Riverview Dr, Waverly Dr, Grasshopper Rd, W Kalamazoo Ave, E Water St, Walter St, Willis Ave, Summer Ridge Dr, Collins St$774
N Prairie Ave, W Grand Ave, Burke Ct, Garden St, Imperial St, Oakland Ridge Dr, Adams St, Albany St, E Paterson St, Alcott Pl$728
Newton Ct, Glenhaven Ave, Glendale Blvd, Oak Ct, I-94 Bus Lp, Willow Lake Dr, Sheridan Dr, 4th St, Kent Ave, High St$733
Lake Hill Dr, Westbrook St, Hazel Ave, Virginia Ave, Woodhaven Dr, Evergreen Dr, Lum Ave, N Edwards St, N Park St, Argyle Ave$777
W Dutton St, Duchess Dr, Blakeslee St, Lincolnshire Blvd, Chevy Chase Blvd, Knollwood Ave, Phillips St, Highfield St, Duxbury St, Greenleaf Cir$720
Duke Ln, Fairview Ave, Circle St, Lane Blvd, Walbridge St, Washington Ave, Buchanan Ave, Pine Ridge Rd, Low Rd, Schippers Ln$751
Moraine Trl, Harborview Ct, Kingston Ave, Persianwood Dr, Warren Pl, E Frank St, E Walnut St, Elizabeth St, Wheeler Ave, Dover Rd$764

Kalamazoo, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Kalamazoo Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Kalamazoo Home Owner from High Deductible Plan $600

Kalamazoo, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kalamazoo, MI Home Replacement Value MORE than Home Value Kalamazoo, MI Home Replacement Value LESS than Home Value
Replacement Value $107,000 $80,000
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year